208 Ramsey Rd, Summerville, GA 30747

Fully renovated brick ranch on 0.54 acres — USDA eligible: qualified buyers may purchase with 0% down and NO private mortgage insurance. Estimated payment: ~$1,118/mo (principal & interest, 30-yr fixed at today's rates). Stop comparing dated listings. While most homes in this price range in Summerville come with worn carpet, popcorn ceilings, and "needs TLC" in the fine print, 208 Ramsey Rd has been taken down to the studs and completely rebuilt over the past few months with high-quality, thoughtful, unique finishes throughout. No builder-grade materials anywhere — this is the renovation standard other listings in this submarket will be measured against. Own it for less than rent. At the asking price of $175,000, the estimated monthly payment is approximately $1,118/month (principal & interest, 30-year fixed at ~6.6%, 0% down USDA — taxes/insurance additional, rate and qualification vary by lender). Compare that to what a 3-bedroom rents for in Chattooga County before you scroll past. The renovation — done right, not done cheap: All-new sheetrock, ceilings (zero popcorn), and soffits Luxury vinyl plank flooring throughout, with tile in the bathroom and laundry room A kitchen larger than what you'll find in most homes at this price in Summerville — with a brand-new appliance package: refrigerator, cooktop with oven, and dishwasher, plus a nearly new washer and dryer that stay with the home Central air conditioning, with efficient electric room heating Open floor plan across 3 bedrooms, 1 bath, 1,040 sq ft Covered carport parking — an amenity several competing listings in this price range simply don't offer The lot most renovated homes can't match: 0.54 flat, usable acres with TWO updated sheds for storage or workshop space — and your own blueberry bush and grape vines already established in the backyard. Room for a garden, pets, play set, or all three. Move-in ready with the final polish underway: matching exterior posts and railing, and coordinated bath hardware are being completed now — buy today and it's finished before you close. Financing flexibility: If needed, seller can carry a small note for qualified buyers to help bridge the gap — text to discuss terms. Buyer's agents welcome Professional photos and video tour coming within days — but homes renovated to this standard in Summerville don't wait for the photo gallery. This is currently one of the only fully renovated, move-in-ready homes at this price point in the 30747 submarket. Showings: To schedule a showing or ask questions, please TEXT (678) 460-7404 (calls and voicemails cannot be answered). For property security, all showings are confirmed after a brief verification: full name, phone number, city/state, and email.