Luxury Waterfront Estate on Lake Wylie
Situated on one of the most desirable waterfront lots on Lake Wylie, this exceptional estate offers over 450 feet of flat, usable shoreline, breathtaking long-range water views, and a rare combination of privacy, luxury, and functionality. Located on a private road shared by only five homes, this remarkable property offers the peace and exclusivity of a private retreat while remaining just minutes from Charlotte, the airport, dining, shopping, and everyday conveniences. Located within the highly sought-after Fort Mill School District and featuring no HOA, this property presents a truly rare opportunity.
Waterfront & Grounds are one of the property's most extraordinary features is its over 450 feet of flat shoreline, deep-water access, and beach access, a combination rarely found on Lake Wylie. Enjoy boating, fishing, paddleboarding, kayaking, and swimming directly from your backyard while taking in panoramic lake views and unforgettable sunsets.
A private dock complete with a boat lift, floating dock, pier, and additional electrical service provides effortless access to the lake.
The grounds are beautifully landscaped with specimen plantings including Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, and numerous ornamental trees and shrubs connected by stone walkways that complement the waterfront setting.
Main Residence is designed to maximize lake views, the home features dramatic floor-to-ceiling windows, soaring ceilings, extensive custom molding and trim, and water views from nearly every room. Natural light fills the home, creating a seamless connection between indoor and outdoor living.
The main level showcases a luxurious lakeside primary suite with a spa-inspired bath and dual custom walk-in closets with extensive built-ins. Formal dining spaces feature a stunning double tray ceiling with uplighting and designer fixtures.
At the heart of the home is a chef's kitchen appointed with custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and a fully equipped scullery, designed for effortless entertaining. An additional main-level guest suite offers flexibility and privacy.
Upstairs, spacious guest suites offer abundant natural light, beautifully appointed baths, extensive storage, and a dedicated home theater with stadium seating.
An extraordinary detached 6-car garage and flex space is fully heated, cooled, insulated, and professionally soundproofed. Complete with a kitchen, bathroom, workshop, and flexible living areas, it is ideal for guests, a home business, collector vehicles, or the ultimate hobby retreat.
A workshop-style basement with a drive-out garage door provides additional storage and workspace.
A Rare Lake Wylie Offering, combining over 450 feet of shoreline, deep-water access, beach access, exceptional privacy, spectacular sunsets, top-rated Fort Mill schools, no HOA restrictions, and convenient access to Charlotte and the airport, this extraordinary waterfront estate represents one of the finest opportunities on Lake Wylie. A true waterfront compound designed for luxury living and unforgettable memories.
Active
$2,950,000
2161 Windy Oaks Dr, Fort Mill, SC 29708
4beds
6,478sqft
Single Family Residence
Built in 1993
0.97 Acres Lot
$2,767,800 Zestimate®
$455/sqft
$-- HOA
What's special
Beach accessDeep-water accessPanoramic lake viewsBreathtaking long-range water viewsUnforgettable sunsetsSpa-inspired bathLuxurious lakeside primary suite
- 7 days |
- 582 |
- 35 |
Zillow last checked:
Listing updated:
Listed by:
Rachel Cost rachel@rachelcostrealestate.com,
Corcoran HM Properties
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4392621
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Features: Walk-In Closet(s)
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Flex space
- Level: Upper
Kitchen
- Features: Kitchen Island, Walk-In Pantry
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Media room
- Level: Upper
Heating
- Forced Air, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
- Laundry: Laundry Room, Main Level
Features
- Attic Other, Breakfast Bar, Built-in Features, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Total Primary Heated Living Area: 4412
- Flooring: Carpet, Marble, Tile, Wood
- Basement: Basement Garage Door
- Attic: Other,Walk-In
- Fireplace features: Family Room, Gas Log, Great Room
Interior area
- Total structure area: 4,412
- Total interior livable area: 6,478 sqft
- Finished area above ground: 4,412
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Attached Garage, Detached Garage, Garage Shop, Golf Cart Garage, Keypad Entry, Garage on Main Level
- Attached garage spaces: 8
- Details: 2-car attached and 5-bay garage heated and cooled with kitchen and half bath.
Features
- Levels: Two
- Stories: 2
- Patio & porch: Awning(s), Covered, Front Porch, Patio, Terrace
- Exterior features: Fire Pit, In-Ground Irrigation, Other - See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Lift, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Pier, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.97 Acres
- Dimensions: 132 x 131 x 91 x 155 x 25 x 167 x 168
- Features: Level, Views
Living quarters
- Secondary living space: 2066 sqft
- Secondary total: 621 sqft
- Secondary features: Exterior Not Connected,Separate Entrance,Separate Kitchen Facilities,Separate Utilities
Details
- Additional structures: Boat House, Auto Shop
- Parcel number: 5820000045
- Zoning: RC-I
- Special conditions: Standard
- Other equipment: Generator Hookup, Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Windy Oaks
Location
- Region: Fort Mill
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $1,295,194
- Annual tax amount: $9,097
- Date on market: 6/19/2026
- Cumulative days on market: 7 days
- Listing terms: Cash,Conventional,VA Loan
- Exclusions: Owned Gas Tank, Air compressor
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$2,767,800
$2.63M - $2.91M
$4,473/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Listed for sale | $2,950,000+151.1%$455/sqft |
Source: | ||
| 10/19/2012 | Sold | $1,175,000-1.3%$181/sqft |
Source: | ||
| 7/26/2012 | Price change | $1,190,000-6.7%$184/sqft |
Source: Coldwell Banker United, Realtors #1080756 Report a problem | ||
| 4/13/2012 | Listed for sale | $1,275,000$197/sqft |
Source: Coldwell Banker United, REALTORS #2077895 Report a problem | ||
| 10/4/2011 | Listing removed | $1,275,000$197/sqft |
Source: CENTURY 21 First Choice #2027653 Report a problem | ||
| 4/6/2011 | Price change | $1,275,000-1.8%$197/sqft |
Source: First Properties of the Carolinas #1074910 Report a problem | ||
| 3/29/2011 | Listed for sale | $1,299,000$201/sqft |
Source: First Properties of the Carolinas, Inc. #2009174 Report a problem | ||
| 12/12/2010 | Listing removed | $1,299,000$201/sqft |
Source: First Properties of the Carolinas, Inc. Report a problem | ||
| 9/18/2010 | Price change | $1,299,000-3.8%$201/sqft |
Source: First Properties of the Carolinas #1068536 Report a problem | ||
| 5/5/2010 | Listed for sale | $1,350,000+7297.3%$208/sqft |
Source: First Properties of the Carolinas #1068536 Report a problem | ||
| 4/20/1999 | Sold | $18,250-97.2%$3/sqft |
Source: Public Record Report a problem | ||
| 12/7/1998 | Sold | $650,000$100/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,097 +14.7% | $51,808 +15% |
| 2024 | $7,929 +3.8% | $45,050 0% |
| 2023 | $7,642 +0.9% | $45,057 |
| 2022 | $7,574 +1.6% | $45,057 |
| 2021 | $7,456 | $45,057 -0.1% |
| 2020 | -- | $45,081 +7.2% |
| 2019 | -- | $42,060 |
| 2018 | -- | $42,060 |
| 2017 | $4,884 | $42,060 |
| 2016 | $4,884 | $42,060 |
| 2014 | $4,884 | $42,060 -2.8% |
| 2013 | $4,884 | $43,280 |
| 2012 | -- | $43,280 +45.7% |
| 2010 | -- | $29,700 |
| 2009 | -- | $29,700 |
| 2008 | -- | $29,700 |
| 2007 | -- | $29,700 |
| 2006 | -- | $29,700 +64.3% |
| 2005 | -- | $18,080 -5.2% |
| 2004 | -- | $19,080 -33.3% |
| 2003 | -- | $28,620 |
| 2002 | -- | $28,620 +50% |
| 2001 | -- | $19,080 +44.1% |
| 2000 | -- | $13,240 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 29708
Nearby schools
GreatSchools rating
- 9/10Gold Hill Elementary SchoolGrades: K-5Distance: 2.5 mi
- 6/10Gold Hill Middle SchoolGrades: 6-8Distance: 2.6 mi
- 10/10Fort Mill High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Tega Cay
- Middle: Gold Hill
- High: Fort Mill
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- South Carolina
- York County
- Fort Mill
- 29708
- 2161 Windy Oaks Dr





