Nestled on a quiet cove of Lake Wylie and free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience, just a short commute from Charlotte. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a rare two-story dock with a grandfathered double boat lift that cannot be replicated today. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. This home is a life-style. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, a chef's kitchen with stainless steel appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating for five, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, a spacious walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views.
The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Just outside the office, an outdoor shower mirrors the elegant spa shower found inside, creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings.
Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for a home gym, guest quarters, studio, or private workspace. The perfectly landscaped grounds also include a firepit with ample seating. Pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock.
This is a rare opportunity to own a truly distinctive Lake Wylie waterfront property that combines luxury, functionality, and an unmatched lake lifestyle.
Active
$2,975,000
2640 Sadler Rd, Charlotte, NC 28278
3beds
5,650sqft
Single Family Residence
Built in 1943
0.5 Acres Lot
$1,692,800 Zestimate®
$527/sqft
$-- HOA
What's special
Meticulously landscaped groundsTrex deckingAbundant natural lightAdditional detached garageMultiple decksGated waterfront homeWet bar
- 3 days |
- 410 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Sandra Singer sandra@hmproperties.com,
Corcoran HM Properties
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4390704
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 8
- Full bathrooms: 5
- 1/2 bathrooms: 3
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Main
Other
- Level: Main
Other
- Level: Third
Den
- Level: Main
Dining room
- Level: Third
Exercise room
- Level: 2nd Living Quarters
Family room
- Level: Third
Kitchen
- Level: Third
Laundry
- Level: Main
Media room
- Level: Upper
Recreation room
- Level: Main
Other
- Level: Upper
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Microwave, Oven
- Laundry: In Basement, Main Level
Features
- Flooring: Tile, Vinyl
- Doors: Insulated Door(s)
- Windows: Insulated Windows
- Has basement: No
- Fireplace features: Great Room, Recreation Room
Interior area
- Total structure area: 3,590
- Total interior livable area: 5,650 sqft
- Finished area above ground: 5,650
- Finished area below ground: 0
Property
Parking
- Total spaces: 14
- Parking features: Detached Carport, Circular Driveway, Driveway, Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 6
- Carport spaces: 1
- Covered spaces: 7
- Uncovered spaces: 7
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony, Covered, Deck, Patio, Rear Porch
- Exterior features: In-Ground Irrigation, Outdoor Kitchen, Outdoor Shower
- Has spa: Yes
- Spa features: Heated
- Fencing: Electric,Fenced,Front Yard,Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Covered structure, Dock, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.5 Acres
- Dimensions: 204 x 134 x 224 wf 90
Living quarters
- Secondary features: Exterior Not Connected
Details
- Parcel number: 11327126
- Zoning: N1-C
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Stucco, Stone, Stone Veneer
- Foundation: Crawl Space, Slab
Condition
- New construction: No
- Year built: 1943
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Subdivision: Lake Wylie
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $527/sqft
- Tax assessed value: $901,800
- Annual tax amount: $6,343
- Date on market: 6/17/2026
- Cumulative days on market: 3 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$1,692,800
$1.46M - $2.00M
$4,231/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Listed for sale | $2,975,000+217.8%$527/sqft |
Source: | ||
| 4/11/2022 | Sold | $936,200-5.3%$166/sqft |
Source: | ||
| 1/15/2022 | Pending sale | $989,000$175/sqft |
Source: | ||
| 1/15/2022 | Contingent | $989,000$175/sqft |
Source: | ||
| 12/7/2021 | Listed for sale | $989,000$175/sqft |
Source: | ||
| 11/27/2021 | Listing removed | -- |
Source: | ||
| 11/12/2021 | Pending sale | $989,000$175/sqft |
Source: | ||
| 11/12/2021 | Contingent | $989,000$175/sqft |
Source: | ||
| 8/23/2021 | Listed for sale | $989,000+1.4%$175/sqft |
Source: | ||
| 4/23/2021 | Listing removed | -- |
Source: | ||
| 11/4/2020 | Listed for sale | $975,000+124.1%$173/sqft |
Source: Keller Williams Fort Mill #3580474 Report a problem | ||
| 12/12/2005 | Sold | $435,000$77/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,343 +1.5% | $901,800 |
| 2024 | $6,251 +1.5% | $901,800 |
| 2023 | $6,156 -27.6% | $901,800 -4.5% |
| 2022 | $8,506 | $944,400 |
| 2021 | -- | $944,400 |
| 2020 | -- | $944,400 |
| 2019 | $8,171 -28.9% | $944,400 -7.9% |
| 2018 | $11,494 +1.9% | $1,025,800 |
| 2017 | $11,275 | $1,025,800 |
| 2016 | $11,275 | $1,025,800 |
| 2015 | $11,275 +2.6% | $1,025,800 |
| 2014 | $10,985 | $1,025,800 |
| 2013 | -- | $1,025,800 -0.3% |
| 2012 | -- | $1,028,500 |
| 2011 | -- | $1,028,500 +26.1% |
| 2010 | -- | $815,900 +22.8% |
| 2009 | -- | $664,300 |
| 2008 | -- | -- |
| 2007 | -- | $420,800 +83% |
| 2006 | -- | $230,000 |
| 2005 | -- | $230,000 |
| 2004 | -- | $230,000 |
| 2003 | -- | $230,000 +43.5% |
| 2002 | -- | $160,330 |
| 2001 | -- | $160,330 |
| 2000 | -- | $160,330 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28278
Nearby schools
GreatSchools rating
- 6/10Berryhill Elementary SchoolGrades: PK-8Distance: 0.5 mi
- 2/10West Mecklenburg HighGrades: 9-12Distance: 3.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- 2640 Sadler Rd





