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  • $2,975,000

    2640 Sadler Rd, Charlotte, NC 28278

    3beds
    5,650sqft
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    Single Family Residence
    Built in 1943
    0.5 Acres Lot
    $1,692,800 Zestimate®
    $527/sqft
    $-- HOA

    What's special

    Meticulously landscaped groundsTrex deckingAbundant natural lightAdditional detached garageMultiple decksGated waterfront homeWet bar
    Nestled on a quiet cove of Lake Wylie and free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience, just a short commute from Charlotte. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a rare two-story dock with a grandfathered double boat lift that cannot be replicated today. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. This home is a life-style. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, a chef's kitchen with stainless steel appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating for five, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, a spacious walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Just outside the office, an outdoor shower mirrors the elegant spa shower found inside, creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for a home gym, guest quarters, studio, or private workspace. The perfectly landscaped grounds also include a firepit with ample seating. Pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. This is a rare opportunity to own a truly distinctive Lake Wylie waterfront property that combines luxury, functionality, and an unmatched lake lifestyle.
    3 days
    |
    410
    |
    20
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandra Singer sandra@hmproperties.com,

    Corcoran HM Properties

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4390704MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 8
      • Full bathrooms: 5
      • 1/2 bathrooms: 3
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Main
      Other
      • Level: Main
      Other
      • Level: Third
      Den
      • Level: Main
      Dining room
      • Level: Third
      Exercise room
      • Level: 2nd Living Quarters
      Family room
      • Level: Third
      Kitchen
      • Level: Third
      Laundry
      • Level: Main
      Media room
      • Level: Upper
      Recreation room
      • Level: Main
      Other
      • Level: Upper
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Oven
      • Laundry: In Basement, Main Level
      Features
      • Flooring: Tile, Vinyl
      • Doors: Insulated Door(s)
      • Windows: Insulated Windows
      • Has basement: No
      • Fireplace features: Great Room, Recreation Room
      Interior area
      • Total structure area: 3,590
      • Total interior livable area: 5,650 sqft
      • Finished area above ground: 5,650
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 14
      • Parking features: Detached Carport, Circular Driveway, Driveway, Attached Garage, Detached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 6
      • Carport spaces: 1
      • Covered spaces: 7
      • Uncovered spaces: 7
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Balcony, Covered, Deck, Patio, Rear Porch
      • Exterior features: In-Ground Irrigation, Outdoor Kitchen, Outdoor Shower
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: Electric,Fenced,Front Yard,Partial
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Lift, Covered structure, Dock, Waterfront
      • Body of water: Lake Wylie
      Lot
      • Size: 0.5 Acres
      • Dimensions: 204 x 134 x 224 wf 90
      Living quarters
      • Secondary features: Exterior Not Connected
      Details
      • Parcel number: 11327126
      • Zoning: N1-C
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Transitional
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Stone, Stone Veneer
      • Foundation: Crawl Space, Slab
      Condition
      • New construction: No
      • Year built: 1943

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected

      Community & HOA

      Community
      • Subdivision: Lake Wylie
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $527/sqft
      • Tax assessed value: $901,800
      • Annual tax amount: $6,343
      • Date on market: 6/17/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved
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        Estimated market value

        $1,692,800

        $1.46M - $2.00M

        $4,231/mo

        Price history

        DateEventPrice
        6/17/2026Listed for sale$2,975,000+217.8%$527/sqft
        Source: Canopy MLS as distributed by MLS GRID #4390704 Report a problem
        4/11/2022Sold$936,200-5.3%$166/sqft
        Source: Canopy MLS as distributed by MLS GRID #3769297 Report a problem
        1/15/2022Pending sale$989,000$175/sqft
        Source: RE/MAX International #3769297 Report a problem
        1/15/2022Contingent$989,000$175/sqft
        Source: Canopy MLS as distributed by MLS GRID #3769297 Report a problem
        12/7/2021Listed for sale$989,000$175/sqft
        Source: Canopy MLS as distributed by MLS GRID #3769297 Report a problem
        11/27/2021Listing removed--
        Source: RE/MAX International Report a problem
        11/12/2021Pending sale$989,000$175/sqft
        Source: RE/MAX International #3769297 Report a problem
        11/12/2021Contingent$989,000$175/sqft
        Source: Canopy MLS as distributed by MLS GRID #3769297 Report a problem
        8/23/2021Listed for sale$989,000+1.4%$175/sqft
        Source: Canopy MLS as distributed by MLS GRID #3769297 Report a problem
        4/23/2021Listing removed--
        Source: Keller Williams Report a problem
        11/4/2020Listed for sale$975,000+124.1%$173/sqft
        Source: Keller Williams Fort Mill #3580474 Report a problem
        12/12/2005Sold$435,000$77/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,343 +1.5%$901,800
        2024$6,251 +1.5%$901,800
        2023$6,156 -27.6%$901,800 -4.5%
        2022$8,506 $944,400
        2021-- $944,400
        2020-- $944,400
        2019$8,171 -28.9%$944,400 -7.9%
        2018$11,494 +1.9%$1,025,800
        2017$11,275 $1,025,800
        2016$11,275 $1,025,800
        2015$11,275 +2.6%$1,025,800
        2014$10,985 $1,025,800
        2013-- $1,025,800 -0.3%
        2012-- $1,028,500
        2011-- $1,028,500 +26.1%
        2010-- $815,900 +22.8%
        2009-- $664,300
        2008-- --
        2007-- $420,800 +83%
        2006-- $230,000
        2005-- $230,000
        2004-- $230,000
        2003-- $230,000 +43.5%
        2002-- $160,330
        2001-- $160,330
        2000-- $160,330

        Find assessor info on the county website

        Monthly payment

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 28278

          Getting around

          2 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          1 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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