Hemlock Crossing in Mill Spring, Come quickly to see this BEAUTIFUL balanced 3B/2B Home w/2 car garage right off the kitchen then into the main living area w/soaring ceilings w/many extras on a Tranquil Private setting, located just 5.5 miles from Lake Lure & Ingres Grocery w/ Lake Adger having FREE Public access ramps for your Boat being ONLY 5 mins. away!! Only 14 mins. from Tryon Equestrian Center and 35 mins. to Asheville. Enjoy country living while still being close to Wineries, Shops, Restaurants & Great local Mill Spring schools!! Nestled on 1.24 towering acres, so relax, unwind on the inviting Front Patio or on your even more private back deck overlooking all of your many Deciduous Hardwoods of White Oaks, Red Oaks, Hickory, Maples, Poplars and more!! Perfect forever or part-time home or STR! This home is literally a Diamond among gems, offering both modern comfort, charm & privacy! Now new ability to have super fast Spectrum Internet Service!!!
VERY MOTIVATED SELLER offering buyer $10,000 in concessions at closing!
Active
Price cut: $5K (4/8)
$364,900
221 Flat Branch Trl, Mill Spring, NC 28756
3beds
1,588sqft
Single Family Residence
Built in 2003
1.24 Acres Lot
$356,300 Zestimate®
$230/sqft
$-- HOA
What's special
- 385 days |
- 547 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Todd Westover 828-755-5457,
Agent Group Realty LLC,
Misty Westover,
Agent Group Realty LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4271037
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Ice Maker, Refrigerator, Washer, Washer/Dryer
- Laundry: Electric Dryer Hookup, In Hall, Inside, Laundry Closet, Main Level, Washer Hookup
Features
- Has basement: No
Interior area
- Total structure area: 1,588
- Total interior livable area: 1,588 sqft
- Finished area above ground: 1,588
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Waterfront features: None
Lot
- Size: 1.24 Acres
- Features: Private, Rolling Slope
Details
- Parcel number: P52170
- Zoning: RESI
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Modern,Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl, Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected, Phone Connected, Satellite Internet Available, Underground Power Lines
Community & HOA
Community
- Subdivision: Hemlock Crossing
Location
- Region: Mill Spring
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $319,211
- Annual tax amount: $1,639
- Date on market: 6/14/2025
- Cumulative days on market: 383 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$356,300
$338,000 - $374,000
$2,072/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Price change | $364,900-1.4%$230/sqft |
Source: | ||
| 11/10/2025 | Price change | $369,900-2.6%$233/sqft |
Source: | ||
| 9/3/2025 | Price change | $379,900-2.6%$239/sqft |
Source: | ||
| 6/14/2025 | Listed for sale | $389,900-12.4%$246/sqft |
Source: | ||
| 5/4/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/3/2025 | Listed for sale | $445,000+61.8%$280/sqft |
Source: Owner Report a problem | ||
| 8/25/2022 | Sold | $275,000$173/sqft |
Source: Public Record Report a problem | ||
| 7/31/2022 | Pending sale | $275,000$173/sqft |
Source: Owner Report a problem | ||
| 7/25/2022 | Listed for sale | $275,000+64.7%$173/sqft |
Source: Owner Report a problem | ||
| 10/14/2008 | Sold | $167,000$105/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,639 +26% | $319,211 +62.2% |
| 2024 | $1,300 | $196,860 |
| 2023 | $1,300 +3.1% | $196,860 |
| 2022 | $1,261 | $196,860 |
| 2021 | $1,261 +16.5% | $196,860 +23.1% |
| 2020 | $1,083 +3.3% | $159,905 |
| 2019 | $1,048 +13.5% | $159,905 |
| 2018 | $923 -4.6% | $159,905 -10.7% |
| 2017 | $968 -10.6% | $179,022 |
| 2016 | $1,083 +3.3% | $179,022 |
| 2015 | $1,047 | -- |
| 2014 | $1,047 | -- |
| 2013 | $1,047 +0.9% | -- |
| 2011 | $1,038 | -- |
| 2010 | $1,038 | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28756
Nearby schools
GreatSchools rating
- 6/10Sunny View Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Polk County Middle SchoolGrades: 6-8Distance: 5.1 mi
- 5/10Polk County High SchoolGrades: 9-12Distance: 7.3 mi
Schools provided by the listing agent
- Elementary: Lake Lure Classical Academy
- Middle: Lake Lure Classical Academy
- High: Polk
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Polk County
- Mill Spring
- 28756
- 221 Flat Branch Trl








