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Active
    • $490,000

    231 Cardinal Point, Monticello, GA 31064

    3beds
    1,368sqft
    : 
    $3,090/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    1.09 Acres Lot
    $476,400 Zestimate®
    $358/sqft
    $-- HOA

    What's special

    Panoramic viewsBoat rampSpray foam insulationTankless gas water heaterScreened gazeboAll new windowsLvp flooring
    Jackson Lake Waterfront Deal! Lake life reimagined on this 1 acre GA Power lease lot with panoramic views, big deep water, and unforgetable sunsets. Renovated in 2021 with additional upgrades in 2023 including tankless gas water heater, spray foam insulation, all new windows, and LVP flooring, this home is ready. Just bring your swimsuits and boat! Featuring 3 beds, 2 baths, a stunning kitchen with granite countertops and huge island, open living/dining, a sunroom, carport and two garages (one for boats with a wench!). The property gently slopes to the lake with landscaping, irrigation, firepit, swing, boat ramp, and screened gazebo, plus 190+ feet of seawall.
    192 days
    |
    1,593
    |
    49
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Erica Miles mileshomegroup@gmail.com,

    Keller Williams Realty Atl. Partners

    Source: GAMLS,MLS#: 10674629MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Great Room, Sun Room
      Dining room
      • Features: Dining Rm/Living Rm Combo, Seats 12+
      Kitchen
      • Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters
      Heating
      • Central, Electric, Hot Water
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Cooktop, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Trash Compactor
      • Laundry: In Garage
      Features
      • Master On Main Level, Rear Stairs, Walk-In Closet(s)
      • Flooring: Tile, Vinyl
      • Windows: Double Pane Windows, Skylight(s)
      • Basement: Crawl Space
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Masonry
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,368
      • Total interior livable area: 1,368 sqft
      • Finished area above ground: 1,368
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Carport, Detached, Garage, Kitchen Level, RV/Boat Parking
      • Has garage: Yes
      • Has carport: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Dock, Sprinkler System
      • Fencing: Front Yard,Wood
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Deep Water Access, Lake Privileges, Seawall, Utility Company Controlled
      • Body of water: Jackson
      • Frontage type: Lakefront
      • Frontage length: Waterfront Footage: 190
      Lot
      • Size: 1.09 Acres
      • Features: Private
      • Residential vegetation: Partially Wooded
      Details
      • Additional structures: Boat House, Covered Dock, Garage(s), Second Garage
      • Parcel number: 025A 040
      • On leased land: Yes
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow/Cottage,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Foundation: Pillar/Post/Pier
      • Roof: Composition
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
      Green energy
      • Energy efficient items: Insulation, Roof, Thermostat, Water Heater, Windows

      Community & HOA

      Community
      • Features: Lake, Marina
      • Security: Smoke Detector(s)
      • Subdivision: Jackson Lake
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $358/sqft
      • Tax assessed value: $267,741
      • Annual tax amount: $2,666
      • Date on market: 1/16/2026
      • Cumulative days on market: 192 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes

        Estimated market value

        $476,400

        $453,000 - $500,000

        $1,781/mo

        Price history

        DateEventPrice
        2/18/2026Price change$490,000-2%$358/sqft
        Source: GAMLS #10674629 Report a problem
        1/18/2026Listed for sale$500,000+0.6%$365/sqft
        Source: GAMLS #10674629 Report a problem
        11/30/2021Sold$497,000-4.4%$363/sqft
        Source: Public Record Report a problem
        11/4/2021Pending sale$520,000$380/sqft
        Source: GAMLS #9059260 Report a problem
        9/30/2021Listed for sale$520,000+62.5%$380/sqft
        Source: GAMLS #9059260 Report a problem
        8/27/2020Sold$320,000-1.5%$234/sqft
        Source: GAMLS #8715741 Report a problem
        7/7/2020Pending sale$325,000$238/sqft
        Source: Coldwell Banker Bullard Realty #8715741 Report a problem
        9/20/2019Listed for sale$325,000$238/sqft
        Source: Coldwell Banker Bullard Realty #08623811 Report a problem
        9/14/2019Pending sale$325,000$238/sqft
        Source: Coldwell Banker Bullard Realty #08623811 Report a problem
        8/15/2019Price change$325,000-3%$238/sqft
        Source: Coldwell Banker Bullard Realty #08623811 Report a problem
        7/30/2019Price change$335,000-4.3%$245/sqft
        Source: Coldwell Banker Bullard Realty #08623811 Report a problem
        6/12/2018Price change$350,000-6.7%$256/sqft
        Source: Hometown Realty Consultants #8323720 Report a problem
        2/10/2018Listed for sale$375,000+7.1%$274/sqft
        Source: Hometown Realty Consultants #8323720 Report a problem
        10/30/2017Listing removed$350,000$256/sqft
        Source: Lake Homes Realty #08211852 Report a problem
        7/18/2017Price change$350,000-1.4%$256/sqft
        Source: Lake Homes Realty #08211852 Report a problem
        7/9/2017Price change$355,000-5.6%$260/sqft
        Source: Lake Homes Realty LLC #8211852 Report a problem
        6/22/2017Price change$375,990+0.3%$275/sqft
        Source: Lake Homes Realty LLC #8211852 Report a problem
        12/16/2016Listed for sale$375,000$274/sqft
        Source: LAKE HOMES REALTY LLC #8108414 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,626 -2.6%$107,096
        2024$2,695 +14.1%$107,096 +12.5%
        2023$2,362 -14.1%$95,216 +2.9%
        2022$2,749 +30%$92,576 +48.3%
        2021$2,114 +23.5%$62,440 +6.4%
        2020$1,711 -1.4%$58,680 +28.8%
        2019$1,734 -1.9%$45,560
        2018$1,768 +1.9%$45,560
        2017$1,734 -1.9%$45,560
        2016$1,768 $45,560 +11.4%
        2015$1,768 +3.9%$40,880
        2014$1,701 $40,880
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- $52,360
        2008-- $52,360
        2007-- $52,360 +4.1%
        2006-- $50,280
        2005-- $50,280
        2004-- $50,280
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31064

        Getting around

        0 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jasper Elementary
        • Middle: Jasper
        • High: Jasper

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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