Some homes have a view. This one IS the view! Perched above the Cardiff coastline, this distinctive tri-level home delivers a panoramic, unobstructed sweep of the Pacific that stops you the moment you walk through the front door. The flexible floor plan offers options rarely found at the coast: the street-level garage has been converted into a fourth bedroom, with a second garage remaining on the lower level — keep the four-bedroom setup or convert back to two-car parking. The lower level also features a completely private 2 BD, 1 BA suite with its own entrance, laundry room, garage access, and a walled courtyard garden — a proven Airbnb income producer that's equally ideal for guests, extended family, or as the primary home's secondary bedrooms. The main level is where the magic happens. A chef's kitchen — professional gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink, and granite counters — opens into a vaulted great room, surrounded by windows and French doors framing the ocean. A custom built-in shelving wall, elegant drum chandelier, and ocean-view terrace complete the picture. The powder room alone will catch your eye — grasscloth walls, bronze fixtures, and curated stone counters. The mid-level primary suite offers a private terrace draped in flowering vines, a spa bathroom with deep soaking tub, walk-in glass shower with mosaic pebble floor, & a double vanity. Even the desk nook has an ocean view, and owned solar is a welcome bonus. Cardiff by the Sea. Ocean views, income potential, versatility. Home. Some homes have a view. This one IS the view! Perched above the Cardiff coastline, this distinctive tri-level home delivers a panoramic, unobstructed sweep of the Pacific that stops you the moment you walk through the front door. The flexible floor plan offers options rarely found at the coast: the street-level garage has been converted into a fourth bedroom, with a second garage remaining on the lower level — keep the four-bedroom setup or convert back to two-car parking. The lower level also features a completely private two-bedroom, one-bath suite with its own entrance, full laundry room, garage access, and an enchanting walled courtyard garden — a proven Airbnb income producer that's equally ideal for guests, extended family, or as the primary home's secondary bedrooms. The main level is where the magic happens. A chef's kitchen — professional gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink, and granite counters — opens into a vaulted great room, surrounded by windows and French doors framing the ocean. A custom built-in shelving wall, elegant drum chandelier, and ocean-view terrace complete the picture. The powder room alone will catch your eye — grasscloth walls, bronze fixtures, and curated stone counters. The mid-level primary suite offers a private terrace draped in flowering vines, a spa bathroom with deep soaking tub, walk-in glass shower with mosaic pebble floor, and a double vanity. Even the desk nook has an ocean view. Cardiff by the Sea. Ocean views, income potential, versatility. Home.
For sale
$2,798,000
2326 Oxford Ave, Cardiff, CA 92007
3beds
2,157sqft
Multi Family
Built in 1993
-- sqft lot
$2,715,400 Zestimate®
$1,297/sqft
$-- HOA
What's special
- 24 days |
- 3,455 |
- 181 |
Zillow last checked:
Listing updated:
Listed by:
Eva Meier DRE #01238749 760-815-1318,
Coldwell Banker Realty
Source: SDMLS,MLS#: 260014421
Originating MLS: San Diego Association of REALTOR
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air Unit
Cooling
- N/K
Appliances
- Included: Dishwasher, Disposal, Dryer, Refrigerator, Solar Panels, Washer, Built In Range, Gas Stove, Gas Range
- Laundry: Gas & Electric Dryer HU
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 2,157
- Total interior livable area: 2,157 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Converted
- Garage spaces: 2
Features
- Levels: 3 Story
- Stories: 3
- Pool features: N/K
- Fencing: Partial
- Has view: Yes
- View description: Ocean, Panoramic, Panoramic Ocean, White Water
- Has water view: Yes
- Water view: Ocean,Panoramic Ocean,White Water
Lot
- Size: 2,502 Square Feet
- Dimensions: 25 x 100
Details
- Parcel number: 2610924700
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Stucco
- Roof: Tile
Condition
- Year built: 1993
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & HOA
Community
- Subdivision: CARDIFF BY THE SEA
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $1,297/sqft
- Tax assessed value: $850,465
- Annual tax amount: $9,520
- Date on market: 6/22/2026
- Listing terms: Cash,Conventional
Estimated market value
$2,715,400
$2.58M - $2.85M
$7,529/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $2,798,000+5.6%$1,297/sqft |
Source: | ||
| 12/9/2025 | Listing removed | $2,650,000$1,229/sqft |
Source: | ||
| 11/24/2025 | Pending sale | $2,650,000+388.5%$1,229/sqft |
Source: | ||
| 4/7/1999 | Sold | $542,500-79.5%$252/sqft |
Source: Public Record Report a problem | ||
| 3/25/1996 | Sold | $2,647,272+643.6%$1,227/sqft |
Source: Public Record Report a problem | ||
| 10/8/1993 | Sold | $356,000$165/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,520 -0.7% | $850,465 +2% |
| 2024 | $9,587 +2.6% | $833,790 +2% |
| 2023 | $9,340 +1.5% | $817,442 +2% |
| 2022 | $9,203 +1.7% | $801,415 +2% |
| 2021 | $9,051 +0.2% | $785,702 +1% |
| 2020 | $9,029 +8.5% | $777,646 +2% |
| 2019 | $8,319 -4.2% | $762,399 +2% |
| 2018 | $8,686 +3% | $747,451 +2% |
| 2017 | $8,436 +5.6% | $732,796 +2% |
| 2016 | $7,992 +1.9% | $718,429 +1.5% |
| 2015 | $7,844 +2.5% | $707,638 +2% |
| 2014 | $7,655 | $693,777 +0.5% |
| 2013 | -- | $690,642 +2% |
| 2012 | -- | $677,101 +2% |
| 2011 | -- | $663,825 +0.8% |
| 2010 | -- | $658,864 -0.2% |
| 2009 | -- | $660,430 +2% |
| 2008 | -- | $647,481 +2% |
| 2007 | -- | $634,786 +2% |
| 2006 | -- | $622,340 +2% |
| 2005 | -- | $610,139 +2% |
| 2004 | -- | $598,177 +1.9% |
| 2003 | -- | $587,215 +2% |
| 2002 | -- | $575,702 +2% |
| 2001 | -- | $564,415 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- NACardiff Elementary SchoolGrades: K-2Distance: 0.6 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 1.8 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- District: Cardiff School District
Source: SDMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help
- California
- San Diego County
- Encinitas
- 92007
- Cardiff
- 2326 Oxford Ave






