Watts Bar Lake - Year-Round Waterfront Living! Affordable waterfront home with stunning lake views and direct access to beautiful Watts Bar Lake! This charming home offers the perfect blend of comfort, convenience, and lakefront relaxation.
The main level features a spacious living area with a cozy gas log fireplace, beautiful hardwood floors, a laundry room/pantry complete with washer and dryer, and a well-equipped kitchen with stainless steel appliances. A formal dining room and convenient half bath complete the main floor. Upstairs, you'll find three rooms currently used as bedrooms along with a full bath, providing plenty of space for family and guests. Start your mornings with coffee on the covered back porch just steps from the water while enjoying peaceful lake views year-round. Outside, the property also includes a carport with additional storage for lawn equipment and water toys. Located just minutes from several marinas and lakefront resorts, you can enjoy dining by boat, nearby public boat launches, and excellent fishing opportunities. Don't miss this opportunity to own an affordable waterfront getaway on Watts Bar Lake -- schedule your showing today before it's gone! The septic is approved for 2 BR, the family has used this as a 3 BR. There is not a dock on the property, but it is in a dockable area!
For sale
$499,000
246 Howell Dr, Spring City, TN 37381
2beds
1,560sqft
Single Family Residence
Built in 1993
6,534 Square Feet Lot
$470,500 Zestimate®
$320/sqft
$-- HOA
What's special
Peaceful lake views year-roundCozy gas log fireplaceStunning lake viewsBeautiful hardwood floorsFormal dining room
- 16 days |
- 1,141 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
Susan M Crockett 423-802-7515,
Blue Key Properties 423-365-2515
Source: Greater Chattanooga Realtors,MLS#: 1536291
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Central, Ceiling, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Laundry Room, Main Level
Features
- Ceiling Fan(s), Tub/shower Combo, Separate Dining Room
- Flooring: Carpet, Hardwood, Vinyl
- Windows: Insulated Windows, Window Coverings
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Propane
Interior area
- Total structure area: 1,560
- Total interior livable area: 1,560 sqft
- Finished area above ground: 1,560
Property
Parking
- Total spaces: 1
- Parking features: Driveway
- Carport spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Rear Porch
- Exterior features: Rain Gutters, Storage
- Pool features: None
- Has view: Yes
- View description: Lake, River, Water
- Has water view: Yes
- Water view: Lake,River,Water
- Waterfront features: Lake, Lake Front, Navigable Water
Lot
- Size: 6,534 Square Feet
- Dimensions: 50 x 130 IRR
- Features: Cleared, Cul-De-Sac, Lake on Lot, Level, Views, Waterfront
Details
- Additional structures: Shed(s)
- Parcel number: 019j B 01500 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Block, Permanent
- Roof: Shingle
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Propane, Water Connected
Community & HOA
Community
- Features: Dock, Fishing, Lake
- Security: Smoke Detector(s)
- Subdivision: Howell
HOA
- Has HOA: No
Location
- Region: Spring City
Financial & listing details
- Price per square foot: $320/sqft
- Tax assessed value: $331,900
- Annual tax amount: $1,119
- Date on market: 6/7/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Chip And Seal
Estimated market value
$470,500
$447,000 - $494,000
$1,814/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Listed for sale | $499,000$320/sqft |
Source:  RCAR #20262954 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,119 | $82,975 |
| 2024 | $1,119 -17% | $82,975 +38.7% |
| 2023 | $1,349 | $59,825 |
| 2022 | $1,349 | $59,825 |
| 2021 | $1,349 | $59,825 |
| 2020 | $1,349 | $59,825 |
| 2019 | $1,349 +15% | $59,825 +12% |
| 2018 | $1,173 0% | $53,400 |
| 2017 | $1,173 | $53,400 |
| 2016 | $1,173 | $53,400 |
| 2015 | $1,173 +4.7% | $53,400 |
| 2014 | $1,120 | $53,400 |
| 2013 | $1,120 +18.8% | $53,400 -0.9% |
| 2011 | $943 | $53,900 |
| 2010 | $943 | $53,900 |
| 2009 | -- | $53,900 |
| 2008 | -- | $53,900 +67.8% |
| 2007 | $643 | $32,125 |
| 2006 | $643 | $32,125 |
| 2005 | $643 -4.8% | $32,125 |
| 2004 | $675 +22.1% | $32,125 +22.1% |
| 2003 | $552 | $26,300 +0% |
| 2001 | -- | $26,297 -74.3% |
| 2000 | -- | $102,258 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37381
Nearby schools
GreatSchools rating
- 7/10Spring City Elementary SchoolGrades: PK-5Distance: 6.6 mi
- 7/10Spring City Middle SchoolGrades: 6-8Distance: 7.3 mi
- 4/10Rhea County High SchoolGrades: 9-12Distance: 14.6 mi
Schools provided by the listing agent
- Elementary: Spring City
- Middle: Spring City
- High: Rhea County High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Rhea County
- Spring City
- 37381
- 246 Howell Dr
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