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For sale
    • Price increase: $455K (5/15)
    $870,000

    260 S Central Ave, Umatilla, FL 32784

    2beds
    1,258sqft
    : 
    $5,648/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.58 Acres Lot
    $814,600 Zestimate®
    $692/sqft
    $-- HOA

    What's special

    Private dockRelaxing hot tubSpacious lotLakefront homeBreathtaking lake viewsExtra-large double carportHigh-grade tile flooring throughout
    Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity — schedule your private showing today!
    69 days
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    86
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    Zillow last checked:

    Listing updated:

    Listed by:

    Logan Wilson 352-771-2560,

    RLW REALTY 352-771-2560

    Source: Stellar MLS,MLS#: G5111095MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Primary bathroom
      • Level: First
      • Area: 96 Square Feet
      • Dimensions: 12x8
      Balcony porch lanai
      • Level: First
      • Area: 528 Square Feet
      • Dimensions: 44x12
      Dining room
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Kitchen
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Living room
      • Level: First
      • Area: 266 Square Feet
      • Dimensions: 14x19
      Utility room
      • Level: First
      • Area: 49 Square Feet
      • Dimensions: 7x7
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Range, Refrigerator, Tankless Water Heater
      • Laundry: Inside
      Features
      • Accessibility Features, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,980
      • Total interior livable area: 1,258 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered
      • Carport spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting, Storage
      Lot
      • Size: 0.58 Acres
      • Dimensions: 73 x 405
      Details
      • Parcel number: 131826050000A00501
      • Zoning: RP
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Cement Siding, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: UMATILLA MITCHENORS ADD
      HOA
      • Has HOA: No
      Location
      • Region: Umatilla

      Financial & listing details

      • Price per square foot: $692/sqft
      • Tax assessed value: $438,439
      • Annual tax amount: $6,856
      • Date on market: 5/15/2026
      • Cumulative days on market: 70 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 27000
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $814,600

        $774,000 - $855,000

        $1,745/mo

        Price history

        DateEventPrice
        5/15/2026Price change$870,000+109.6%$692/sqft
        Source: Stellar MLS #G5111095 Report a problem
        4/16/2026Listed for sale$415,000+162.2%$330/sqft
        Source: Stellar MLS #G5111096 Report a problem
        3/21/2017Sold$158,300-24.6%$126/sqft
        Source: Public Record Report a problem
        7/31/2002Sold$210,000+876.7%$167/sqft
        Source: Public Record Report a problem
        9/26/1996Sold$21,500$17/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,857 +7.7%$340,130 +2.9%
        2024$6,365 +3.8%$330,550 +3%
        2023$6,130 +7.7%$320,930 +3%
        2022$5,694 +8.9%$311,590 +9.9%
        2021$5,227 +144.8%$283,538 +149.4%
        2020$2,135 -0.1%$113,688 +1.1%
        2019$2,137 +4.9%$112,465 +3.3%
        2018$2,037 $108,852 -14.2%
        2017$2,037 -23.5%$126,873 +1.4%
        2016$2,661 +0%$125,120 +1.6%
        2015$2,660 -0.9%$123,115 +1.5%
        2014$2,684 +1.2%$121,293 +2%
        2013$2,653 -0.2%$118,924 +0.5%
        2012$2,659 -10.9%$118,376 -13.4%
        2011$2,985 -0.2%$136,699 -2.7%
        2010$2,991 -9.4%$140,526 -11.1%
        2009$3,302 +5.3%$158,085 +5.2%
        2008$3,135 -0.7%$150,207 -2.5%
        2007$3,156 +12.8%$154,023 +21.5%
        2006$2,799 +37.9%$126,764 +39.6%
        2005$2,029 +1.1%$90,801
        2004$2,006 +2.7%--
        2003$1,953 +49%$85,839 +4%
        2002$1,311 +5.6%$82,544 0%
        2001$1,241 -1.1%$82,570
        2000$1,255 $82,570
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32784

        Getting around

        35 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Umatilla Elem
        • Middle: Umatilla Middle
        • High: Umatilla High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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