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For sale
  • $480,000

    264 Central Ave, Umatilla, FL 32784

    2beds
    1,258sqft
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    Single Family Residence
    Built in 2020
    0.45 Acres Lot
    $459,600 Zestimate®
    $382/sqft
    $-- HOA

    What's special

    Private dockLarge pantryRelaxing hot tubCustom motorized blindsBreathtaking lake viewsSamsung washer and dryerExtra-large double carport
    Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
    93 days
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    197
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Logan Wilson 352-771-2560,

    RLW REALTY 352-771-2560

    Source: Stellar MLS,MLS#: G5111097MLS LogoOriginating MLS: Lake and Sumter

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Primary bathroom
      • Level: First
      • Area: 96 Square Feet
      • Dimensions: 12x8
      Balcony porch lanai
      • Level: First
      • Area: 528 Square Feet
      • Dimensions: 44x12
      Dining room
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10x9
      Kitchen
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Living room
      • Level: First
      • Area: 266 Square Feet
      • Dimensions: 14x19
      Utility room
      • Level: First
      • Area: 49 Square Feet
      • Dimensions: 7x7
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
      • Laundry: Inside, Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,475
      • Total interior livable area: 1,258 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      • Carport spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Storage
      • Has view: Yes
      • View description: Water
      • Water view: Water
      Lot
      • Size: 0.45 Acres
      • Dimensions: 73 x 405
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 131826050000A00500
      • Zoning: RP
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: UMATILLA MITCHENORS ADD
      HOA
      • Has HOA: No
      Location
      • Region: Umatilla

      Financial & listing details

      • Price per square foot: $382/sqft
      • Annual tax amount: $6,857
      • Date on market: 4/16/2026
      • Cumulative days on market: 72 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $459,600

        $437,000 - $483,000

        $1,821/mo

        Price history

        DateEventPrice
        4/16/2026Listed for sale$480,000$382/sqft
        Source: Stellar MLS #G5111097 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32784

        Getting around

        35 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Umatilla Elem
        • Middle: Umatilla Middle
        • High: Umatilla High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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