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For sale
    • Price cut: $5K (6/22)
    $219,900

    2788 N Saginaw Bay Shore Dr, Pinconning, MI 48650

    2beds
    1,005sqft
    : 
    $1,505/mo
    Get pre-qualified
    Single Family Residence
    Built in 1952
    1.5 Acres Lot
    $208,000 Zestimate®
    $219/sqft
    $-- HOA

    What's special

    Experience the beauty and privacy of waterfront living on Saginaw Bay with this charming 2 bedroom home situated on approximately 1.5 acres with 200 feet of frontage. Wake up to breathtaking sunrises over the bay and spend your days enjoying some of Michigan’s best outdoor recreation right from your doorstep. This property offers outstanding walleye fishing, kayaking along the shoreline, excellent waterfowl hunting, and abundant wildlife throughout the area. Bordering nearby state land with limited public access, the setting provides a peaceful and secluded atmosphere ideal for nature lovers and outdoor enthusiasts alike. The home features a full basement for additional storage or future living space, along with a large 26x32 detached garage perfect for boats, kayaks, hunting gear, and recreational equipment. Located just minutes from a marina, boat launch, and I-75, this property combines privacy, convenience, and the true Up North waterfront lifestyle.
    88 days
    |
    322
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Sagady 989-385-1311,

    Bay Realty Michigan 989-385-1311,

    Lyndsey O'Brien 248-838-8564,

    Bay Realty Michigan

    Source: MiRealSource,MLS#: 50207050MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 2
      • Level: Main
      • Area: 99
      • Dimensions: 11 x 9
      Bathroom 1
      • Level: Main
      Kitchen
      • Area: 280
      • Dimensions: 20 x 14
      Heating
      • Forced Air, Propane, Hot Water
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer
      Features
      • Has basement: Yes
      • Has fireplace: No
      Interior area
      • Total structure area: 1,005
      • Total interior livable area: 1,005 sqft
      • Finished area above ground: 1,005
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Detached
      • Garage spaces: 2.5
      Features
      • Levels: One
      • Stories: 1
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Waterfront
      • Frontage length: 200
      Lot
      • Size: 1.5 Acres
      • Dimensions: 200 x 315 x 200 x 435
      Details
      • Additional structures: Pole Barn
      • Parcel number: 04004010001000
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement
      Condition
      • Year built: 1952

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private Well

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Pinconning

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $223,600
      • Annual tax amount: $3,559
      • Date on market: 5/11/2026
      • Cumulative days on market: 64 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $208,000

        $198,000 - $218,000

        $1,302/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$219,900$219/sqft
        Source: MiRealSource #50207050 Report a problem
        6/30/2026Pending sale$219,900$219/sqft
        Source: MiRealSource #50207050 Report a problem
        6/22/2026Price change$219,900-2.2%$219/sqft
        Source: MiRealSource #50207050 Report a problem
        6/8/2026Price change$224,900-2.2%$224/sqft
        Source: MiRealSource #50207050 Report a problem
        5/11/2026Listed for sale$229,900-1.7%$229/sqft
        Source: MiRealSource #50207050 Report a problem
        1/1/2026Listing removed$233,900$233/sqft
        Source: MiRealSource #50164246 Report a problem
        10/21/2025Price change$233,900-0.4%$233/sqft
        Source: MiRealSource #50164246 Report a problem
        7/21/2025Listed for sale$234,900$234/sqft
        Source: MiRealSource #50164246 Report a problem
        7/1/2025Listing removed$234,900$234/sqft
        Source: MiRealSource #50164246 Report a problem
        6/9/2025Price change$234,900-2.1%$234/sqft
        Source: MiRealSource #50164246 Report a problem
        5/27/2025Price change$239,900-4%$239/sqft
        Source: MiRealSource #50164246 Report a problem
        5/14/2025Price change$249,900-5.7%$249/sqft
        Source: MiRealSource #50164246 Report a problem
        4/14/2025Price change$265,000-8.3%$264/sqft
        Source: MiRealSource #50164246 Report a problem
        1/9/2025Listed for sale$289,000+398.3%$288/sqft
        Source: MiRealSource #50164246 Report a problem
        9/18/2013Sold$58,000$58/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,473 +5.3%$111,800 +12.7%
        2024$3,297 +5.1%$99,200 +16.2%
        2023$3,138 +5.9%$85,400 +9.9%
        2022$2,963 +1.5%$77,700 +3.1%
        2021$2,918 +3.3%$75,400 +14.8%
        2020$2,825 +2.7%$65,700 +5.6%
        2019$2,751 $62,200 -5.6%
        2018$2,751 +3.4%$65,900 +3.9%
        2017$2,660 $63,400 +2.1%
        2016$2,660 $62,100 -1.7%
        2015$2,660 $63,200 +26.4%
        2014-- $50,000 -21.5%
        2013-- $63,700 -1.4%
        2012-- $64,600 +3.4%
        2011-- $62,500 -9%
        2010-- $68,700 -4.8%
        2009-- $72,200 -2.8%
        2008-- $74,300 -0.7%
        2007-- $74,800 -4.8%
        2006-- $78,600 +1.4%
        2005-- $77,500 +3.9%
        2004-- $74,600 +2.8%
        2003-- $72,600 +40.7%
        2002-- $51,600 +4.5%
        2001-- $49,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48650

        Getting around

        6 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Pinconning Area Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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