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Under contract
    • Price cut: $11.5K (5/20)
    $138,500

    28 Virginia Ave, Cumberland, MD 21502

    3beds
    2,268sqft
    : 
    $1,096/mo
    Get pre-qualified
    Single Family Residence
    Built in 1895
    4,656 Square Feet Lot
    $-- Zestimate®
    $61/sqft
    $-- HOA

    What's special

    Welcome to 28 Virginia Avenue, where timeless charm meets everyday comfort. This beautifully maintained Victorian offers 3 spacious bedrooms and 3 full baths—including a private ensuite in the primary—designed with both character and functionality in mind. The grand foyer with its wide staircase sets the stage for the home’s inviting layout. The main level features generous living areas—including a living room, dining room, and family room—perfect for gatherings or quiet evenings at home. A full bath on this level adds everyday convenience. Upstairs, the primary suite provides a private retreat, joined by two additional bedrooms and another full bath. The upper-level laundry and access to a full walk-up attic enhance the home’s practicality while maintaining its classic appeal. Outside, ample off-street parking is complemented by additional on-street options. The lot offers just enough outdoor space without the burden of high maintenance. Perfectly situated near Cumberland’s historic downtown, you’ll enjoy easy access to shops, restaurants, healthcare, public spaces, and year-round outdoor activities. This home truly balances Victorian character with modern convenience. Don’t miss the chance to make it yours—comfort and charm await at 28 Virginia Avenue!
    340 days
    |
    68
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Penni Walker 571-302-1337,

    Coldwell Banker Premier (301) 777-3380

    Source: Bright MLS,MLS#: MDAL2012646MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Bathroom 1, Bathroom 2, Attic
      Primary bedroom
      • Features: Ceiling Fan(s), Flooring - Carpet, Primary Bedroom - Dressing Area, Walk-In Closet(s), Bathroom - Tub Shower
      • Level: Upper
      • Area: 286 Square Feet
      • Dimensions: 13 X 22
      Bedroom 2
      • Features: Flooring - Carpet
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12 X 12
      Bedroom 3
      • Features: Flooring - Carpet
      • Level: Upper
      • Area: 99 Square Feet
      • Dimensions: 11 X 9
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Upper
      Other
      • Features: Attic - Walk-Up, Attic - Floored
      • Level: Upper
      Dining room
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 13 X 15
      Family room
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 15 X 13
      Kitchen
      • Features: Flooring - Vinyl
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12 X 12
      Laundry
      • Features: Flooring - Vinyl
      • Level: Upper
      • Area: 48 Square Feet
      • Dimensions: 4 X 12
      Living room
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 12 X 13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • None, Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: Upper Level, Laundry Room
      Features
      • Attic, Ceiling Fan(s), Dining Area, Kitchen - Table Space, Primary Bath(s), Walk-In Closet(s)
      • Flooring: Carpet
      • Basement: Connecting Stairway,Interior Entry
      • Has fireplace: No
      Interior area
      • Total structure area: 3,402
      • Total interior livable area: 2,268 sqft
      • Finished area above ground: 2,268
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street, On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Bi-Level,Three
      • Stories: 3
      • Pool features: None
      Lot
      • Size: 4,656 Square Feet
      • Features: Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0104039750
      • Zoning: R
      • Zoning description: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Stone, Concrete Perimeter, Other
      • Roof: Shingle
      Condition
      • Good
      • New construction: No
      • Year built: 1895

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Cumberland
      • Municipality: Cumberland

      Financial & listing details

      • Price per square foot: $61/sqft
      • Tax assessed value: $101,700
      • Annual tax amount: $1,892
      • Date on market: 8/19/2025
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/10/2026Contingent$138,500$61/sqft
        Source: Bright MLS #MDAL2012646 Report a problem
        5/20/2026Price change$138,500-7.7%$61/sqft
        Source: Bright MLS #MDAL2012646 Report a problem
        11/21/2025Price change$150,000-11.2%$66/sqft
        Source: Bright MLS #MDAL2012646 Report a problem
        8/20/2025Listed for sale$169,000+76%$75/sqft
        Source: Bright MLS #MDAL2012646 Report a problem
        5/20/2010Sold$96,000-7.2%$42/sqft
        Source: Public Record Report a problem
        3/5/2010Price change$103,500-4.1%$46/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        11/7/2009Price change$107,900-1.8%$48/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        8/7/2009Price change$109,900-7.6%$48/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        7/16/2009Price change$118,900-3.3%$52/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        6/7/2009Price change$122,900-5.4%$54/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        5/2/2009Price change$129,900-7.1%$57/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        4/17/2009Listed for sale$139,900+319.3%$62/sqft
        Source: Coldwell Banker Professional Real Estate Services #AL7023839 Report a problem
        10/3/2008Sold$33,364+480.2%$15/sqft
        Source: Public Record Report a problem
        11/17/2003Sold$5,750$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $101,700 +7.3%
        2024$1,892 +8.2%$94,800 +7.8%
        2023$1,749 +2.4%$87,900
        2022$1,707 +1.6%$87,900 +4.8%
        2021$1,681 +3.2%$83,900 +2.4%
        2020$1,628 -0.3%$81,900
        2019$1,633 +109.8%$81,900
        2018$778 +1.5%$81,900
        2017$767 -2.3%$81,900
        2016$785 -1.4%$81,900
        2015$796 $81,900 -0.6%
        2014$796 $82,400 +28.5%
        2013-- $64,100 +40%
        2012-- $45,800 +66.5%
        2011-- $27,500 -0.4%
        2010-- $27,620
        2009-- $27,620 -8.4%
        2008-- $30,140 +9.4%
        2007-- $27,560 +10.3%
        2006-- $24,980 +11.5%
        2005-- $22,400 +2.8%
        2004-- $21,786 +2.9%
        2003-- $21,173 +3%
        2002-- $20,560 +1.1%
        2001-- $20,340
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Chapel Hill-Virginia Avenue

        Getting around

        62 / 100
        Somewhat Walkable
        22 / 100
        Minimal Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Washington
        • High: Fort Hill
        • District: Allegany County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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