Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private
2-bedroom, 2.5 bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.
Active
$975,000
303 Useppa #A, Captiva, FL 33924
2beds
1,575sqft
Duplex, Single Family Residence
Built in 1981
-- sqft lot
$882,900 Zestimate®
$619/sqft
$-- HOA
What's special
Shared dockRecently renovated bathroomsProtected basinSunset water viewsSweeping coastal viewsNew water heaterNew hvac system
- 50 days |
- 126 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Rogan White 239-671-1710,
Century 21 Sunbelt Realty,
Chris Miles 239-246-6464,
Century 21 Sunbelt Realty
Source: Florida Gulf Coast MLS,MLS#: 2026021257
Originating MLS: Florida Gulf Coast
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bathroom, Guest Quarters, Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Washer
- Laundry: Inside
Features
- Breakfast Bar, Built-in Features, Bedroom on Main Level, Dual Sinks, Family/Dining Room, Fireplace, Living/Dining Room, Main Level Primary, Other, Shower Only, Separate Shower, Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Screened Porch
- Flooring: Carpet, Other, Wood
- Windows: Other, Impact Glass, Window Coverings
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 1,807
- Total interior livable area: 1,575 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Lanai, Open, Patio, Porch, Screened
- Exterior features: Deck, Security/High Impact Doors, Other, Patio, Shutters Electric
- Pool features: Community
- Has view: Yes
- View description: Bay, Mangroves, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Basin, Bayfront, Mangrove, Navigable Water
Lot
- Size: 5,619 Square Feet
- Dimensions: 78 x 49 x 96 x 112
- Features: Irregular Lot, Oversized Lot
Details
- Additional structures: Guest House Attached
- Parcel number: 0944210100003.003C
- Lease amount: $0
- Zoning description: RM-2
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Two Story,Duplex
- Property subtype: Duplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- Resale
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities, Street Lights
- Condo and coop fee: $0
- Membership fee: $475 monthly
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Marina, Fitness Center, Other, Private Membership, Pool, Restaurant, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)
- Services included: Other, Recreation Facilities, Road Maintenance, Street Lights, Trash
- HOA phone: 239-283-1061
Location
- Region: Captiva
Financial & listing details
- Price per square foot: $619/sqft
- Annual tax amount: $10,078
- Date on market: 5/11/2026
- Cumulative days on market: 51 days
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
Estimated market value
$882,900
$839,000 - $927,000
$1,737/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $975,000$619/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 10/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 13 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Lee County
- Bokeelia
- 33924
- Useppa Island
- 303 Useppa Unit A






