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  • Price cut: $24.5K (6/23)
    $475,000

    30602 440th St, Melrose, MN 56352

    2beds
    1,308sqft
    : 
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    Single Family
    Built in 1920
    1.83 Acres Lot
    $462,600 Zestimate®
    $363/sqft
    $-- HOA

    What's special

    Offered for the first time in over 30 years due to the sellers downsizing, this charming lake home presents a rare opportunity on Big Birch Lake. Set on nearly 2 acres of land with 80 feet of prime north-facing lakeshore, the property offers a peaceful setting and beautiful water views. The home features 2 bedrooms and 1 full bathroom, with an open kitchen and dining area designed to take full advantage of the scenic lakefront. Included with the property are the appliances, as well as the dock and pontoon lift—making it easy to start enjoying lake life right away. Conveniently located just 45 minutes from St. Cloud and Alexandria, and only 90 minutes from the Twin Cities metro area, this property is ideal as a weekend retreat or a full-time residence.
    94 days
    |
    802
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Kelly 320-491-6107,

    Central MN Realty LLC,

    Joann Gmyrek 218-731-3227

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7047075MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 208 Square Feet
      • Dimensions: 16 x 13
      Bedroom 2
      • Level: Main
      • Area: 137.5 Square Feet
      • Dimensions: 11 x 12.5
      Dining room
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 13.5 x 10
      Foyer
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 15 x 9
      Kitchen
      • Level: Main
      • Area: 147 Square Feet
      • Dimensions: 10.5 x 14
      Laundry
      • Level: Main
      • Area: 72.25 Square Feet
      • Dimensions: 8.5 x 8.5
      Living room
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 21 x 12
      Heating
      • Forced Air, Wood Stove
      Cooling
      • None
      Appliances
      • Included: Dryer, Range, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Basement: Block,Partial
      • Number of fireplaces: 1
      • Fireplace features: Free Standing, Wood Burning
      Interior area
      • Total structure area: 1,608
      • Total interior livable area: 1,308 sqft
      • Finished area above ground: 1,308
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached Garage, Asphalt
      • Garage spaces: 1
      Accessibility
      • Accessibility features: No Stairs Internal
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Rear Porch
      • Has view: Yes
      • View description: North
      • Waterfront features: Lake Front, Waterfront Elevation(26-40), Lake Bottom(Hard, Sand)
      • Frontage length: Water Frontage: 80
      Lot
      • Size: 1.83 Acres
      • Dimensions: See Survey from 2026
      • Features: Accessible Shoreline, Tree Coverage - Medium
      Details
      • Additional structures: Garage(s), Storage Shed
      • Foundation area: 1308
      • Parcel number: 22132280000
      • Zoning description: Shoreline,Residential-Single Family
      • Other equipment: Fuel Tank - Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Asphalt
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Electric: Power Company: Stearns Electric Association
      • Gas: Oil, Wood
      • Sewer: Tank with Drainage Field
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Elmwood Beach
      HOA
      • Has HOA: No
      Location
      • Region: Melrose

      Financial & listing details

      • Price per square foot: $363/sqft
      • Tax assessed value: $448,300
      • Annual tax amount: $3,192
      • Date on market: 4/11/2026
      • Road surface type: Paved

        Estimated market value

        $462,600

        $439,000 - $486,000

        $1,522/mo

        Price history

        DateEventPrice
        6/23/2026Price change$475,000-4.9%$363/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7047075 Report a problem
        5/4/2026Price change$499,500-4.9%$382/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7047075 Report a problem
        4/17/2026Listed for sale$525,000$401/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7047075 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,184 +4%$448,300 +15.8%
        2024$3,062 -3.3%$387,100 +3.4%
        2023$3,168 +19.8%$374,400 +36.6%
        2022$2,644 $274,100
        2021$2,644 +2.2%$274,100 +6.1%
        2020$2,586 $258,300 +2.4%
        2019$2,586 +14.4%$252,300 +12.1%
        2018$2,260 +1.1%$225,100 -5.3%
        2017$2,236 -0.8%$237,600
        2016$2,254 --
        2015$2,254 --
        2014$2,254 -3.4%--
        2013$2,334 -4.3%--
        2012$2,440 +2.2%--
        2011$2,388 +3.8%--
        2010$2,300 -2.1%--
        2009$2,350 +4%--
        2008$2,260 +19.1%--
        2007$1,898 +0.2%--
        2006$1,894 +46.8%--
        2005$1,290 +10.7%--
        2003$1,165 +35.9%--
        2002$857 -1.8%--
        2001$873 +1.2%--
        2000$863 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56352

        Getting around

        0 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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