For sale

$150,000

307 Settlers Point Rd, Fountain Run, KY 42133

3beds

2,058sqft

$1,007/mo

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Single Family Residence

Built in 1997

0.4 Acres Lot

$-- Zestimate^®

$73/sqft

$-- HOA

What's special

Energy-efficient berm homeDurable metal roof

Discover this energy-efficient berm home conveniently located in the desirable Cardinal Bay community at Barren River Lake. Built with poured concrete walls and topped with a durable metal roof, this low-maintenance property is ideal as a weekend lake retreat, full-time residence, or income-producing short-term rental. Just minutes from Browns Ford Boat Ramp, you'll enjoy quick and easy access to the lake for boating, fishing, and recreation.

8 days

517

29

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
Partial bathrooms: 1
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main
Area: 185.78
Dimensions: 14.67 x 12.67

Bedroom 2

Level: Main
Area: 146.72
Dimensions: 12.67 x 11.58

Bedroom 3

Level: Main
Area: 155.56
Dimensions: 16.67 x 9.33

Primary bathroom

Level: Main

Bathroom

Features: Tub/Shower Combo

Kitchen

Features: Bar
Level: Main
Area: 352.44
Dimensions: 20.33 x 17.33

Living room

Level: Main
Area: 398.67
Dimensions: 23 x 17.33

Heating

Central, Electric

Cooling

Central Electric

Appliances

Included: Dishwasher, Electric Range, Refrigerator, Electric Water Heater
Laundry: Laundry Room

Features

Ceiling Fan(s), Walls (Dry Wall), Eat-in Kitchen, Kitchen/Dining Combo
Flooring: Carpet, Tile
Doors: Insulated Doors
Windows: Thermo Pane Windows, Vinyl Frame
Basement: None
Attic: Storage
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 2,058
Total interior livable area: 2,058 sqft

Property

Parking

Parking features: Detached Carport
Has carport: Yes
Has uncovered spaces: Yes

Accessibility

Accessibility features: None

Features

Patio & porch: Covered Front Porch
Fencing: Partial
Body of water: Barren River Lake

Lot

Size: 0.4 Acres
Features: Rural Property, County, Interior Lot, Subdivided

Details

Parcel number: 41C284

Construction

Type & style

Home type: SingleFamily
Architectural style: Berm
Property subtype: Single Family Residence

Materials

Other
Foundation: Concrete Perimeter
Roof: Metal

Condition

New Construction
New construction: No
Year built: 1997

Utilities & green energy

Sewer: Septic Tank
Water: County
Utilities for property: Electricity Available, Garbage-Public, Internet DSL

Community & HOA

Community

Subdivision: Cardinal Bay

HOA

Amenities included: None

Location

Region: Fountain Run

Financial & listing details

Price per square foot: $73/sqft
Tax assessed value: $68,300
Annual tax amount: $726
Price range: $150K - $150K
Date on market: 7/29/2026

Estimated market value

Not available

Estimated sales range

Not available

$1,416/mo

Price history

Date	Event	Price
7/29/2026	Listed for sale	$150,000-12.8%$73/sqft
Source: RASK #RA20264516 Report a problem
11/5/2021	Listing removed	$172,000$84/sqft
Source: RASK #RA20213681 Report a problem
9/15/2021	Price change	$172,000-10.8%$84/sqft
Source: RASK #20213681 Report a problem
8/23/2021	Listed for sale	$192,900$94/sqft
Source: RASK #20213681 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$726 -2.3%	$68,300
2023	$743 +1.9%	$68,300
2022	$730 +3.3%	$68,300 +1.6%
2021	$706 +44.7%	$67,200 +48.7%
2020	$488	$45,200
2019	$488 +1.1%	$45,200
2018	$482	$45,200
2017	$482	$45,200
2016	--	$45,200
2015	$454 +6%	$45,200
2014	$428	$45,200
2013	--	$45,200
2012	--	$45,200
2011	--	$45,200
2010	$428	$45,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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