Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage
Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value.
The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition.
The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living.
Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs.
Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity.
Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities.
Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!
For sale
Price cut: $50K (8/12)
$425,000
31 Cottage Street, Monticello, NY 12701
4beds
--sqft
Duplex, Multi Family
Built in 1930
-- sqft lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Beautifully landscaped groundsTwo welcoming foyersMediterranean-style stuccoColorful flower gardensEat-in kitchenBeautiful hardwood floors throughoutPaved driveway
- 47 days
- 295
- 4
Zillow last checked:
Listing updated:
Listed by:
Resort Realty 845-791-5945,
Alla Sienitsky 845-798-4749
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1032198
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Oil, Steam
Cooling
- Multi Units
Features
- First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Original Details, Storage
- Flooring: Combination, Hardwood
- Basement: Full,Unfinished
- Attic: Crawl
- Has fireplace: No
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Garage, Parking Lot
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Exterior features: Garden
- Has view: Yes
- View description: City
Lot
- Size: 7,500 Square Feet
- Dimensions: 51 x 144
- Features: Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops
Details
- Parcel number: 460111100004007000
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Cape Cod,Mediterranean
- Property subtype: Duplex, Multi Family
Materials
- Frame, Stucco
Condition
- Actual
- Year built: 1930
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected
Community & HOA
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $53,500
- Annual tax amount: $3,744
- Date on market: 8/5/2026
- Cumulative days on market: 48 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Price change | $425,000-10.5% |
Source: | ||
| 8/6/2026 | Listed for sale | $475,000+216.7% |
Source: | ||
| 6/23/2005 | Sold | $150,000+867.7% |
Source: Public Record Report a problem | ||
| 6/17/1996 | Sold | $15,500-76.7% |
Source: Public Record Report a problem | ||
| 4/11/1996 | Sold | $66,518 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $53,500 |
| 2024 | -- | $53,500 |
| 2023 | -- | $53,500 |
| 2022 | -- | $53,500 |
| 2021 | -- | $53,500 |
| 2020 | -- | $53,500 |
| 2019 | -- | $53,500 |
| 2018 | -- | $53,500 |
| 2017 | $2,028 | $53,500 |
| 2016 | -- | $53,500 |
| 2015 | -- | $53,500 |
| 2014 | -- | $53,500 |
| 2013 | -- | $53,500 |
| 2012 | -- | $53,500 |
| 2011 | -- | $53,500 |
| 2010 | -- | $53,500 |
| 2009 | -- | $53,500 |
| 2008 | -- | $53,500 |
| 2007 | -- | $53,500 |
| 2006 | -- | $53,500 |
| 2005 | -- | $53,500 |
| 2004 | -- | $53,500 +18.9% |
| 2003 | -- | $45,000 |
| 2002 | -- | $45,000 |
| 2001 | -- | $45,000 |
| 2000 | -- | $45,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 12701
Nearby schools
Schools provided by the listing agent
- Elementary: George L Cooke School
- Middle: Robert J Kaiser Middle School
- High: Monticello High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





