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For sale
  • Price cut: $50K (8/12)
    $425,000

    31 Cottage Street, Monticello, NY 12701

    4beds
    --sqft
    Loading
    Duplex, Multi Family
    Built in 1930
    -- sqft lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Beautifully landscaped groundsTwo welcoming foyersMediterranean-style stuccoColorful flower gardensEat-in kitchenBeautiful hardwood floors throughoutPaved driveway
    Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!
    47 days
    295
    4

    Zillow last checked:

    Listing updated:

    Listed by:

    Resort Realty 845-791-5945,

    Alla Sienitsky 845-798-4749

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1032198MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Oil, Steam
      Cooling
      • Multi Units
      Features
      • First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Original Details, Storage
      • Flooring: Combination, Hardwood
      • Basement: Full,Unfinished
      • Attic: Crawl
      • Has fireplace: No

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Garage, Parking Lot
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Exterior features: Garden
      • Has view: Yes
      • View description: City
      Lot
      • Size: 7,500 Square Feet
      • Dimensions: 51 x 144
      • Features: Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops
      Details
      • Parcel number: 460111100004007000
      • Special conditions: None

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Cape Cod,Mediterranean
      • Property subtype: Duplex, Multi Family
      Materials
      • Frame, Stucco
      Condition
      • Actual
      • Year built: 1930

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected

      Community & HOA

      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $53,500
      • Annual tax amount: $3,744
      • Date on market: 8/5/2026
      • Cumulative days on market: 48 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/12/2026Price change$425,000-10.5%
        Source: OneKey® MLS as distributed by MLS GRID #1032198 Report a problem
        8/6/2026Listed for sale$475,000+216.7%
        Source: OneKey® MLS as distributed by MLS GRID #1032198 Report a problem
        6/23/2005Sold$150,000+867.7%
        Source: Public Record Report a problem
        6/17/1996Sold$15,500-76.7%
        Source: Public Record Report a problem
        4/11/1996Sold$66,518
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $53,500
        2024-- $53,500
        2023-- $53,500
        2022-- $53,500
        2021-- $53,500
        2020-- $53,500
        2019-- $53,500
        2018-- $53,500
        2017$2,028 $53,500
        2016-- $53,500
        2015-- $53,500
        2014-- $53,500
        2013-- $53,500
        2012-- $53,500
        2011-- $53,500
        2010-- $53,500
        2009-- $53,500
        2008-- $53,500
        2007-- $53,500
        2006-- $53,500
        2005-- $53,500
        2004-- $53,500 +18.9%
        2003-- $45,000
        2002-- $45,000
        2001-- $45,000
        2000-- $45,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12701

        Getting around

        56 / 100
        Somewhat Walkable
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: George L Cooke School
        • Middle: Robert J Kaiser Middle School
        • High: Monticello High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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