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New construction
  • Price cut: $11K (7/27)
    $965,000

    320 Ember Ln, Panama City Beach, FL 32413

    5beds
    3,243sqft
    : 
    $6,336/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.26 Acres Lot
    $-- Zestimate®
    $298/sqft
    $200/mo HOA

    What's special

    Welcome to this exceptional new construction Toll Brothers home, perfectly situated on a limited premium cul-de-sac homesite and available for quick move-in. Offering over 3,200 square feet of thoughtfully designed living space, this stunning residence features 5 spacious bedrooms, 3.5 bathrooms, and soaring ceilings that create an open, light-filled atmosphere throughout. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your screen-in covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. Situated on one of the largest homesites in the neighborhood with over 11,300 sq ft giving lots of space between the homes in back and plenty of room for personalized backyard oasis. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Claim your everyday escape and live where others vacation. Lets start your new home journey today!
    232 days
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    161
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    4
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    Zillow last checked:

    Listing updated:

    Listed by:

    Nathan Gido 678-245-9337,

    Jacksonville TBI Realty LLC,

    Brenda S Anderson 714-299-4777,

    Jacksonville TBI Realty LLC

    Source: CPAR,MLS#: 782457MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Great Room, Kitchen, Loft, Primary Bedroom, Office, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 16.17 x 15
      Great room
      • Level: First
      • Dimensions: 19 x 16.5
      Kitchen
      • Level: First
      • Dimensions: 21.33 x 14
      Loft
      • Level: Second
      • Dimensions: 20.75 x 16.42
      Office
      • Level: First
      • Dimensions: 14.67 x 11.25
      Heating
      • Electric
      Appliances
      • Included: Electric Oven, Gas Cooktop, Tankless Water Heater
      Features
      • Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Loft
      Interior area
      • Total structure area: 3,243
      • Total interior livable area: 3,243 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage
      • Garage spaces: 3
      Features
      • Patio & porch: Enclosed, Covered, Patio
      • Exterior features: Patio
      • Pool features: Community
      Lot
      • Size: 0.26 Acres
      • Dimensions: 60' x 120'
      • Features: Cul-De-Sac, Sprinkler System, Paved
      Details
      • Parcel number: 32717250136
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Playground, Park, Pool, Tennis Court(s), Community Pool, Gated
      • Security: Gated Community, Smoke Detector(s)
      • Subdivision: Breakwater at Ward Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Picnic Area
      • Services included: Clubhouse, Fitness Facility, Playground, Pool(s), Tennis Courts, Trash
      • HOA fee: $200 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $298/sqft
      • Date on market: 7/17/2026
      • Cumulative days on market: 233 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,877/mo

        Price history

        DateEventPrice
        7/27/2026Price change$965,000-1.1%$298/sqft
        Source: CPAR #782457 Report a problem
        7/17/2026Price change$976,000+3.8%$301/sqft
        Source: CPAR #782457 Report a problem
        12/7/2025Pending sale$940,000$290/sqft
        Source: CPAR #782457 Report a problem
        12/7/2025Listed for sale$940,000$290/sqft
        Source: CPAR #782457 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        0 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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