Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.
For sale
Price increase: $22K (8/1)
$848,000
657 Shoal Lndg Lot 177, Panama City Beach, FL 32413
5beds
3,435sqft
Single Family Residence
Built in 2026
6,969 Square Feet Lot
$836,700 Zestimate®
$247/sqft
$-- HOA
What's special
Gated communityCovered lanaiAbundance of natural lightFour spacious bedroomsSpa-like bathroomGrand two-story residenceInviting open floor plan
- 51 days
- 115
- 13
Zillow last checked:
Listing updated:
Listed by:
Nathan O Gido 678-245-9337,
Jacksonville TBI Realty LLC,
Brenda S Anderson 714-299-4777,
Jacksonville TBI Realty LLC
Source: ECAOR,MLS#: 1007398
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 242.55 Square Feet
- Dimensions: 16.17 x 15
Bedroom
- Level: First
- Area: 165.04 Square Feet
- Dimensions: 14.67 x 11.25
Bedroom
- Level: First
- Area: 105.03 Square Feet
- Dimensions: 10.42 x 10.08
Bedroom
- Level: Second
- Area: 134.2 Square Feet
- Dimensions: 13.42 x 10
Bedroom
- Level: Second
- Area: 113.3 Square Feet
- Dimensions: 11.33 x 10
Great room
- Level: First
- Area: 351.5 Square Feet
- Dimensions: 19 x 18.5
Loft
- Level: Second
- Area: 340.72 Square Feet
- Dimensions: 20.75 x 16.42
Heating
- Natural Gas
Appliances
- Included: Dishwasher, Disposal, Microwave, Tankless Water Heater
Features
- Kitchen Island, Recessed Lighting, Pantry
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,435
- Total interior livable area: 3,435 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Sprinkler System
Lot
- Size: 6,969 Square Feet
- Dimensions: 60' x 120'
- Features: Sidewalk, Survey Available, Wooded
Details
- Parcel number: 32717275072
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Slab
Condition
- Under Construction
- New construction: No
- Year built: 2026
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Community Room, Fitness Center, Gated, Picnic Area, Playground, Pool, Tennis Court(s), Pickleball
- Security: Smoke Detector(s)
- Subdivision: Breakwater at Ward Creek
HOA
- Has HOA: Yes
- Services included: Trash
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $247/sqft
- Date on market: 7/10/2026
- Road surface type: Paved
Estimated market value
$836,700
$795,000 - $879,000
$4,857/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/1/2026 | Price change | $848,000+2.7%$247/sqft |
Source: | ||
| 7/10/2026 | Listed for sale | $826,000$240/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







