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For sale
    • Price cut: $13K (6/14)
    $399,900

    3211 Treasure Cir, Panama City Beach, FL 32408

    2beds
    968sqft
    : 
    $2,551/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    7,405 Square Feet Lot
    $373,500 Zestimate®
    $413/sqft
    $-- HOA

    What's special

    Charming beach cottageCozy propertyFully fenced backyard
    Located in the heart of Panama City Beach, this charming beach cottage is just a short walk or quick golf cart ride to the white sandy beaches and emerald waters of the Gulf. Offering 2 bedrooms and 2 bathrooms, this cozy property features an efficient floor plan designed for comfortable coastal living. The fully fenced backyard provides plenty of space for pets, entertaining, or relaxing after a day at the beach. Conveniently located near public beach access, shopping, dining, and local attractions, this property offers endless potential as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making it an excellent option for those looking to generate rental income or customize the property to fit their vision. Whether you're searching for your own beach retreat or an investment near the coast, this property is full of possibilities. Buyer to verify all measurements and information deemed important.
    146 days
    |
    174
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandie Allon 850-960-5990,

    Coastal Palms Real Estate,

    Kim Limmer 850-319-7316,

    Coastal Palms Real Estate

    Source: CPAR,MLS#: 787053MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Dining Room, Family Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 0 x 0
      Dining room
      • Level: First
      • Dimensions: 0 x 0
      Family room
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range
      Features
      • Main Level Primary, Shower Only
      Interior area
      • Total structure area: 968
      • Total interior livable area: 968 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Covered spaces: 2
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Common Area, Accessible Closets, Accessible Central Living Area, Accessible Doors
      Features
      • Fencing: Fenced
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 75 x 100
      Details
      • Parcel number: 31530000000
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Treasure Island
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $413/sqft
      • Tax assessed value: $252,455
      • Annual tax amount: $2,575
      • Date on market: 3/19/2026
      • Cumulative days on market: 147 days

        Estimated market value

        $373,500

        $355,000 - $392,000

        $1,820/mo

        Price history

        DateEventPrice
        6/14/2026Price change$399,900-3.1%$413/sqft
        Source: CPAR #787053 Report a problem
        3/19/2026Listed for sale$412,900+48476.5%$427/sqft
        Source: CPAR #787053 Report a problem
        12/12/2017Listing removed$1,195$1/sqft
        Source: David Burgbacher Report a problem
        11/13/2017Listed for rent$1,195+13.8%$1/sqft
        Source: David Burgbacher Report a problem
        4/30/2015Listing removed$1,050$1/sqft
        Source: Nautilus Realty & Management #629999 Report a problem
        3/10/2015Listed for rent$1,050+10.5%$1/sqft
        Source: Nautilus Realty and Management Report a problem
        3/26/2013Listing removed$950$1/sqft
        Source: Nautilus Realty and Management Report a problem
        2/13/2013Listed for rent$950+6.1%$1/sqft
        Source: Nautilus Realty and Management Report a problem
        2/14/2012Listing removed$895$1/sqft
        Source: Nautilus Real Estate, Inc. #502510 Report a problem
        12/24/2011Listed for rent$895$1/sqft
        Source: Nautilus Real Estate, Inc. #502510 Report a problem
        11/5/2008Listing removed$850$1/sqft
        Source: Homes.com Report a problem
        8/31/2008Listed for sale$850-99.5%$1/sqft
        Source: Homes.com Report a problem
        9/16/2005Sold$167,500$173/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,328 +3.8%$135,710 +10%
        2023$2,243 +55.4%$123,373 +17%
        2022$1,443 $105,427
        2021-- --
        2020$1,256 +9%$87,130 +5.3%
        2019$1,152 $82,753 +10%
        2018$1,152 +8.3%$75,230 +10%
        2017$1,064 +18%$68,391 -0.3%
        2016$902 -5.4%$68,589 -0.9%
        2015$953 $69,199 -1.9%
        2014$953 $70,560 -2.1%
        2013-- $72,057 -2.3%
        2012-- $73,764 -14.6%
        2011-- $86,397 -5.9%
        2010-- $91,854 +10%
        2009-- $83,504 -3.6%
        2008-- $86,578 -20.8%
        2007-- $109,355 -43.7%
        2006-- $194,259 +77.7%
        2005-- $109,312 +91%
        2004-- $57,241 +9.1%
        2003-- $52,465 +13%
        2002-- $46,412
        2001-- $46,412 +9.6%
        2000-- $42,355
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        51 / 100
        Somewhat Walkable
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

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