New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.
Active
$439,000
324 Fern Valley Dr, Toccoa, GA 30577
3beds
1,966sqft
Single Family Residence
Built in 2026
0.67 Acres Lot
$437,400 Zestimate®
$223/sqft
$-- HOA
What's special
Cozy fireplaceLarge center islandOpen-concept layoutDesirable split-bedroom floor planSpacious walk-in closetSeparate showerSolid surface countertops
- 48 days
- 265
- 14
Zillow last checked:
Listing updated:
Listed by:
Stephen P Caudell 706-491-3245,
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10805776
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Family Room, Foyer, Laundry
Kitchen
- Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters, Walk-in Pantry
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Stainless Steel Appliance(s)
- Laundry: Mud Room
Features
- Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 1,966
- Total interior livable area: 1,966 sqft
- Finished area above ground: 1,966
- Finished area below ground: 0
Property
Parking
- Parking features: Garage, Garage Door Opener, Guest, Kitchen Level, Side/Rear Entrance
- Has garage: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Porch
- On waterfront: Yes
- Waterfront features: Stream
Lot
- Size: 0.67 Acres
- Features: Level
Details
- Parcel number: 042E 019
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Concrete
- Foundation: Slab
- Roof: Composition
Condition
- New Construction
- New construction: Yes
- Year built: 2026
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Water Available
Community & HOA
Community
- Features: None
- Subdivision: Fern Valley
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $10,635
- Annual tax amount: $113
- Date on market: 7/15/2026
- Cumulative days on market: 48 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
$437,400
$416,000 - $459,000
$2,255/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/15/2026 | Listed for sale | $439,000+7216.7%$223/sqft |
Source:  GAMLS #10805776 Report a problem | ||
| 12/28/2006 | Sold | $6,000$3/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $117 -5.7% | $4,254 |
| 2024 | $124 -4.4% | $4,254 |
| 2023 | $130 +2.3% | $4,254 |
| 2022 | $127 -4.8% | $4,254 |
| 2021 | $133 -1% | $4,254 |
| 2020 | $134 -0.4% | $4,254 |
| 2019 | $135 -1.5% | $4,254 |
| 2018 | $137 | $4,254 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 30577
Nearby schools
Schools provided by the listing agent
- Elementary: Big A
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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