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    • $439,000

    324 Fern Valley Dr, Toccoa, GA 30577

    3beds
    1,966sqft
    : 
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    Single Family Residence
    Built in 2026
    0.67 Acres Lot
    $-- Zestimate®
    $223/sqft
    $-- HOA

    What's special

    Cozy fireplaceLarge center islandOpen-concept layoutDesirable split-bedroom floor planSpacious walk-in closetSeparate showerSolid surface countertops
    New Construction - Estimated Completion September 30, 2026! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining. The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. Two additional bedrooms share a full bath, while a convenient half bath is available for guests. Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location. Estimated completion date is September 30, 2026. Secure it now and add your personal touches before it's finished! Plans are subject to change.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephen P Caudell 706-491-3245,

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10805776MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Family Room, Foyer, Laundry
      Kitchen
      • Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters, Walk-in Pantry
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Stainless Steel Appliance(s)
      • Laundry: Mud Room
      Features
      • Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Vinyl
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 1,966
      • Total interior livable area: 1,966 sqft
      • Finished area above ground: 1,966
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Garage, Garage Door Opener, Guest, Kitchen Level, Side/Rear Entrance
      • Has garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Porch
      • On waterfront: Yes
      • Waterfront features: Stream
      Lot
      • Size: 0.67 Acres
      • Features: Level
      Details
      • Parcel number: 042E 019

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Foundation: Slab
      • Roof: Composition
      Condition
      • New Construction
      • New construction: Yes
      • Year built: 2026
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: Fern Valley
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Toccoa

      Financial & listing details

      • Price per square foot: $223/sqft
      • Tax assessed value: $10,635
      • Annual tax amount: $113
      • Date on market: 7/15/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,795/mo

        Price history

        DateEventPrice
        7/15/2026Listed for sale$439,000+7216.7%$223/sqft
        Source: GAMLS #10805776 Report a problem
        12/28/2006Sold$6,000$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$117 -5.7%$4,254
        2024$124 -4.4%$4,254
        2023$130 +2.3%$4,254
        2022$127 -4.8%$4,254
        2021$133 -1%$4,254
        2020$134 -0.4%$4,254
        2019$135 -1.5%$4,254
        2018$137 $4,254
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 30577

        Getting around

        2 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Big A
        • Middle: Stephens
        • High: Stephens

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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