Experience an extraordinary standard of waterfront living in these meticulously designed luxury townhomes overlooking the breathtaking waters of Bay St. Louis. Every detail has been thoughtfully crafted to deliver timeless coastal elegance, exceptional comfort, and uncompromising quality, creating a residence that lives like a custom waterfront estate. Constructed with premium craftsmanship, each home features 2x6 exterior walls with R-19 insulation, R-38 attic insulation, and insulated flooring between all three levels for superior energy efficiency and comfort. Party walls utilize staggered-stud, double-wall construction with two layers of 5/8-inch drywall on both sides, providing outstanding soundproofing, enhanced privacy, and a superior firewall between residences. The lower level is designed for convenience and coastal living, featuring a private guest entrance with direct access to the private pedestrian elevator, an expansive storage area, an oversized garage with a 10' x 12' door designed to accommodate larger center-console boats, and a spacious waterfront entertaining area beneath the home. The main living level showcases spectacular panoramic views of Bay St. Louis through oversized windows beneath soaring 12-foot ceilings. Elegant ceiling beams, shiplap accents, and premium finishes complement the open-concept design. The gourmet kitchen features custom cabinetry, an oversized island, breakfast bar, double ovens, smooth cooktop, built-in microwave, premium refrigerator, and an oversized walk-in pantry. A wet bar with sink, wine cooler, and ice maker flows seamlessly into the great room, highlighted by a dramatic 60-inch electric fireplace. Expansive multi-panel glass doors open completely to a covered waterfront terrace with motorized retractable screens, creating seamless indoor-outdoor living. A separate covered grilling porch enhances the entertaining experience, while owners may choose to add an optional mid-level waterfront deck to further expand their outdoor living space. The luxurious primary suite offers private balcony access and stunning water views. The spa-inspired bath features a custom-tiled walk-in shower, dual vanities, oversized mirrors, abundant cabinetry, and a premium intelligent toilet with heated seat, bidet, automatic lid, and automatic flushing. A spacious laundry room, oversized coat closet, powder room, and dedicated HVAC system complete the main level. The upper level offers two spacious guest bedrooms, a beautifully appointed full bath with an acrylic soaking tub, custom-tiled shower, and intelligent toilet, plus a comfortable loft ideal for a media room, reading area, or additional gathering space. Guests also enjoy a large covered waterfront balcony with breathtaking sunset views. Every residence includes a private pedestrian elevator serving all three levels for effortless accessibility. Each townhome also includes its own dedicated section of waterfront bulkhead, allowing owners to design and construct a private dock tailored to their boating lifestyle. Whether for a center-console, cruiser, pontoon, or personal watercraft, you'll enjoy direct boating access to Bay St. Louis, the Mississippi Sound, and the Gulf of America. These exceptional estate-style waterfront townhomes combine refined coastal architecture, superior engineering, premium construction, luxury finishes, breathtaking views, and an unmatched boating lifestyle to create one of the Mississippi Gulf Coast's most exclusive residential opportunities. Ideal as a primary residence, second home, or luxury waterfront retreat, they offer an extraordinary blend of craftsmanship, customization, comfort, and coastal elegance.
Active
$879,000
3426 Harbor Cir, Diamondhead, MS 39525
3beds
1,961sqft
Residential, Townhouse
Built in 2026
0.25 Acres Lot
$861,200 Zestimate®
$448/sqft
$85/mo HOA
What's special
- 15 days
- 23
- 0
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ronnie Stelly 228-493-0794,
Allied Realty Coastal Homes 228-220-1294,
April Wilcox 601-273-0833
Source: MLS United,MLS#: 4161276
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Central Air
Appliances
- Included: See Remarks
- Laundry: See Remarks
Features
- See Remarks, Double Vanity, Kitchen Island
- Flooring: See Remarks
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 1,961
- Total interior livable area: 1,961 sqft
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Concrete
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: See Remarks
- Exterior features: Other, See Remarks
- Has private pool: Yes
- Pool features: See Remarks
- Fencing: None
- On waterfront: Yes
- Waterfront features: Boat Dock, Seawall, Canal Front, See Remarks
Lot
- Size: 0.25 Acres
- Features: Cleared
Details
- Parcel number: 132j110002.038
- Horse amenities: None
Construction
Type & style
- Home type: Townhouse
- Architectural style: See Remarks
- Property subtype: Residential, Townhouse
Materials
- See Remarks
- Foundation: Pilings/Steel/Wood
- Roof: Metal
Condition
- New Construction
- New construction: Yes
- Year built: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Propane Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Airport/Runway, Biking Trails, Boating, Clubhouse, Fishing, Golf, Hiking/Walking Trails, Marina, Near Entertainment, Park, Pool, Restaurant, RV / Boat Storage, Sidewalks, Tennis Court(s)
- Security: None
- Subdivision: Diamondhead
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Other
- HOA fee: $85 monthly
Location
- Region: Diamondhead
Financial & listing details
- Price per square foot: $448/sqft
- Annual tax amount: $410
- Date on market: 9/2/2026
- Electric utility on property: Yes
Estimated market value
$861,200
$818,000 - $904,000
Not available
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment




