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Under contract
    • Price cut: $5.5K (6/22)
    $439,500

    348 Gardendale Cir SE, Palm Bay, FL 32909

    3beds
    1,980sqft
    : 
    $2,970/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    8,712 Square Feet Lot
    $431,200 Zestimate®
    $222/sqft
    $172/mo HOA

    What's special

    Screened poolCovered lanaiCarpeted bedroomsOpen floor planPeaceful water viewsPlantation shuttersCustom closet organizers
    Move-in ready lakefront pool home in gated community of Monterey Cove at Bayside Lakes! Low-maintenance Florida living with HOA lawn care, mulching, and weeding included. The screened pool, spa, and covered lanai create the perfect backyard retreat for relaxing or entertaining with peaceful water views. Open floor plan features spacious kitchen with center island and breakfast nook overlooking the living and family rooms. Split 3-bedroom layout offers privacy and functionality. Interior highlights include tile flooring in main living areas, carpeted bedrooms, plantation shutters, and custom closet organizers. Major updates include 2025 roof, 2020 AC, 2020 water heater. Oversized 2-car garage w/ epoxy floors, storage, workbench, and extra refrigerator. Gated community amenities include clubhouse, pool, tennis, basketball, and playground. Convenient to I-95, Northrop Grumman, L3Harris, shopping, dining, and beaches. Some photos virtually staged to showcase the home's potential.
    90 days
    |
    459
    |
    36
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer J Pecora 321-474-1098,

    Watson Realty Corp

    Source: Space Coast AOR,MLS#: 1075692

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Other
      • Laundry: In Unit
      Features
      • Breakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,796
      • Total interior livable area: 1,980 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Screened
      • Exterior features: Storm Shutters
      • Has private pool: Yes
      • Pool features: In Ground, Other
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Lake, Pond, Pool, Water
      • Has water view: Yes
      • Water view: Lake,Pond,Water
      • Waterfront features: Lake Front, Pond
      Lot
      • Size: 8,712 Square Feet
      • Features: Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional parcels included: 2962171
      • Parcel number: 2937197600000.00047.00
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Security Gate, Smoke Detector(s)
      • Subdivision: Monterey Cove at Bayside Lakes
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Gated, Jogging Path, Maintenance Grounds, Playground, Pool, RV/Boat Storage, Tennis Court(s), Management - On Site
      • Services included: Maintenance Grounds
      • HOA fee: $115 monthly
      • HOA name: MONTEREY COVE AT BAYSIDE LAKES
      • HOA phone: 321-638-8880
      • Second HOA fee: $685 annually
      Location
      • Region: Palm Bay

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $309,950
      • Annual tax amount: $4,943
      • Date on market: 4/25/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $431,200

        $410,000 - $453,000

        $2,538/mo

        Price history

        DateEventPrice
        7/15/2026Contingent$439,500$222/sqft
        Source: Space Coast AOR #1075692 Report a problem
        6/22/2026Price change$439,500-1.2%$222/sqft
        Source: Space Coast AOR #1075692 Report a problem
        5/26/2026Price change$445,000-1.1%$225/sqft
        Source: Space Coast AOR #1075692 Report a problem
        4/25/2026Listed for sale$450,000$227/sqft
        Source: Space Coast AOR #1075692 Report a problem
        12/22/2025Sold$450,000-1.1%$227/sqft
        Source: Space Coast AOR #1058433 Report a problem
        12/3/2025Pending sale$455,000$230/sqft
        Source: Space Coast AOR #1058433 Report a problem
        11/16/2025Listed for sale$455,000+9.6%$230/sqft
        Source: Space Coast AOR #1058433 Report a problem
        12/15/2021Sold$415,000+12.2%$210/sqft
        Source: Space Coast AOR #920412 Report a problem
        11/15/2021Contingent$369,900$187/sqft
        Source: Space Coast AOR #920412 Report a problem
        11/11/2021Listed for sale$369,900+32.1%$187/sqft
        Source: Space Coast AOR #920412 Report a problem
        10/28/2019Sold$280,000-6.7%$141/sqft
        Source: Space Coast AOR #847976 Report a problem
        9/10/2019Pending sale$300,000$152/sqft
        Source: RE/MAX Elite #847976 Report a problem
        6/15/2019Listed for sale$300,000+27.7%$152/sqft
        Source: RE/MAX Elite #847976 Report a problem
        6/25/2004Sold$234,900$119/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,943 -8%$309,950 -6.3%
        2024$5,371 +1.3%$330,780 +2.4%
        2023$5,302 +1.9%$323,170 +2%
        2022$5,204 +45.9%$316,770 +45.5%
        2021$3,568 +2%$217,770 +1.4%
        2020$3,499 +75.1%$214,770 +67%
        2019$1,998 $128,630 +1.9%
        2018$1,998 +2.5%$126,240 +2.1%
        2017$1,949 -0.8%$123,650 +2.1%
        2016$1,964 +9.7%$121,110 +0.7%
        2015$1,790 -1.9%$120,270 +0.8%
        2014$1,824 $119,320 -2.4%
        2013-- $122,220 +5.7%
        2012$1,783 -4.5%$115,600 -2.9%
        2011$1,867 -15.4%$119,010 -17.1%
        2010$2,206 -21.1%$143,550 -19.8%
        2009$2,795 -14.6%$179,030 -16.3%
        2008$3,273 -13.3%$214,000 -8.5%
        2007$3,774 -4.5%$234,000 +9.9%
        2005$3,953 +618.5%$212,960 +751.8%
        2004$550 +1115%$25,000 +1182.1%
        2003$45 $1,950
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32909

        Getting around

        11 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Westside
        • Middle: Southwest
        • High: Bayside

        Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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