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Accepting backups
    • Price cut: $10K (7/16)
    $319,900

    3550 OAK LAKE DRIVE, PALM HARBOR, FL 34684

    2beds
    1,662sqft
    : 
    $2,308/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    6,826 Square Feet Lot
    $310,700 Zestimate®
    $192/sqft
    $164/mo HOA

    What's special

    Sparkling pool
    Under contract-accepting backup offers. Opportunity knocks! Bring your vision and transform this spacious home into the perfect Florida retreat. Located in a desirable 55+ community, this property is ready for renovation and offers incredible potential for buyers looking to customize a home to their own style and preferences. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this fixer-upper is full of possibilities. Residents enjoy access to a community clubhouse and sparkling pool, providing the perfect setting to relax, socialize, and enjoy the Florida lifestyle. Conveniently located in Palm Harbor, you'll be just minutes from shopping, dining, golf courses, beautiful parks, and the area's renowned Gulf beaches. With solid potential, an excellent location, and sought-after community amenities, this home is a rare chance to build equity while creating the home you've always envisioned. Don't miss this opportunity to make it your own in one of Palm Harbor's welcoming active adult communities.
    39 days
    |
    621
    |
    19
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jeff Hoyt, Jr 727-309-8660,

    HOYT REALTY 727-309-8660

    Source: Stellar MLS,MLS#: TB8526542MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Other
      • Laundry: Other
      Features
      • Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other
      • Flooring: Carpet
      • Has fireplace: No
      Interior area
      • Total structure area: 2,276
      • Total interior livable area: 1,662 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Other
      Lot
      • Size: 6,826 Square Feet
      • Dimensions: 65 x 105
      Details
      • Parcel number: 052816389250000360
      • Zoning: RPD-7.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Fixer
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Pool
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HIGHLAND LAKES UNIT EIGHTEEN
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • HOA fee: $164 monthly
      • HOA name: Scarlett Roach
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $344,828
      • Annual tax amount: $2,689
      • Date on market: 7/7/2026
      • Cumulative days on market: 27 days
      • Listing terms: Cash
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $310,700

        $295,000 - $326,000

        $3,060/mo

        Price history

        DateEventPrice
        8/11/2026Listed for sale$319,900$192/sqft
        Source: Stellar MLS #TB8526542 Report a problem
        7/29/2026Contingent$319,900$192/sqft
        Source: Stellar MLS #TB8526542 Report a problem
        7/16/2026Price change$319,900-3%$192/sqft
        Source: Stellar MLS #TB8526542 Report a problem
        7/7/2026Listed for sale$329,900+86.4%$198/sqft
        Source: Stellar MLS #TB8526542 Report a problem
        8/27/2013Sold$177,000+1.2%$106/sqft
        Source: Stellar MLS #U7583373 Report a problem
        8/13/2013Listed for sale$174,900$105/sqft
        Source: Coldwell Banker Residential Real Estate - Palm Harbor #U7583373 Report a problem
        6/22/2013Listing removed$174,900$105/sqft
        Source: Coldwell Banker Residential Real Estate - Palm Harbor #U7583373 Report a problem
        6/20/2013Price change$174,900-7.9%$105/sqft
        Source: Coldwell Banker Residential Real Estate - Palm Harbor #U7583373 Report a problem
        5/29/2013Listed for sale$189,900$114/sqft
        Source: Coldwell Banker Residential Real Estate #U7583373 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,689 +6.3%$188,317 +2.9%
        2024$2,530 +2.2%$183,010 +3%
        2023$2,475 +0%$177,680 +3%
        2022$2,474 -0.8%$172,505 +3%
        2021$2,493 +0.1%$167,481 +1.4%
        2020$2,492 +2%$165,169 +2.3%
        2019$2,443 $161,456 +1.9%
        2018$2,443 +1.6%$158,446 +2.1%
        2017$2,406 +2.1%$155,187 +2.1%
        2016$2,356 -1.5%$151,995 +0.7%
        2015$2,392 +0.7%$150,938 +0.8%
        2014$2,376 +31.6%$149,740 +23.6%
        2013$1,805 +9.3%$121,101 +1.7%
        2012$1,652 $119,077 -2.4%
        2011-- $121,977 +1.5%
        2010-- $120,174 +2.7%
        2009-- $117,015 +0.1%
        2008$1,538 $116,898 +3%
        2007-- $113,493 -22.8%
        2005-- $147,100 +8.6%
        2004$1,753 +1.9%$135,400 +10.7%
        2003$1,720 +6.7%$122,300 +5.8%
        2002$1,612 $115,600 +9.5%
        2001$1,612 +5.9%$105,600 -0.9%
        2000$1,522 $106,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34684

        Getting around

        0 / 100
        No Nearby Transit

        Nearby schools

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