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For sale by owner
  • $795,000

    3803 Crystal Lake Dr, Chipley, FL 32428

    3beds
    3,800sqft
    : 
    $5,288/mo
    Get pre-qualified
    SingleFamily
    Built in 2008
    9.19 Acres Lot
    $-- Zestimate®
    $209/sqft
    $-- HOA

    What's special

    Timeless craftsmanshipAbundant natural lightPrivate white sugar-sand beachInviting living spacesSweeping lake viewsRelaxing jacuzzi tubTranquil waterfront views
    Custom Lakefront Living on Beautiful Spring-Fed Crystal Lake! Experience the best of lakefront living in this one-of-a-kind, custom-built 3-bedroom, 3-bath home situated on the beautiful spring-fed waters of Crystal Lake. Combining timeless craftsmanship, inviting living spaces, and an incredible outdoor setting, this property offers the perfect place to gather with family and friends or simply relax and enjoy the peaceful beauty of lakefront living. Step inside and discover a spacious, open-concept kitchen, dining room, and living room featuring impressive 15-foot vaulted ceilings, abundant natural light, and wonderful views of the lake. The spacious kitchen showcases custom-glazed cabinetry, while 3/4-inch solid oak hand-scraped flooring adds warmth, character, and timeless appeal throughout the home. The open layout creates an inviting atmosphere for everyday living and entertaining, with the beautiful lake serving as a stunning backdrop. The master suite offers a peaceful retreat with French doors overlooking the lake. Just beyond the doors, a comfortable porch swing provides a special place to enjoy your morning coffee while taking in the tranquil waterfront views. The master bathroom features a beautiful tile shower and a relaxing Jacuzzi tub, creating the perfect space to unwind at the end of the day. One of the home's most inviting features is the beautiful screened porch spanning the entire width of the house. With sweeping lake views and plenty of room to gather, it's the ideal setting for morning coffee, family dinners, entertaining friends, or simply relaxing while enjoying the natural beauty of Crystal Lake. The lower level or basement offers exceptional versatility and additional living and entertaining space. Designed with a hurricane-resistant basement area, this fully climate-controlled level features acid-etched floors and direct access to the manicured backyard and private white sugar-sand beach. A spacious 14' x 14' laundry/mudroom also serves as an arts and crafts room, while an additional full bathroom, a 10' x 12' room ideal for a bunkroom or extra bedroom, and an impressive 26' x 18' game room or home theater provide endless possibilities for guests, hobbies, and entertainment. Step outside and discover a true lakefront paradise! Enjoy approximately 100 feet of private sugar-sand beach, a private boat launch, a covered boat shed, and abundant parking for family and friends. Brick-paver driveways add both character and convenience, while a 20' x 20' gazebo offers another wonderful gathering spot. Gather around the custom firepit surrounded by swings, enjoy the beautifully sodded and manicured lawn, and appreciate the convenience of an irrigation system that keeps the grounds looking their best. Whether you're spending sunny afternoons swimming and boating, enjoying a sunset from the screened porch, entertaining a crowd, or relaxing around the firepit beneath the stars, this exceptional property delivers a lakefront lifestyle that's hard to find. Bring your jet skis, paddleboards, and kayaks - Crystal Lake is calling! This is more than a home; it's a place to make lasting memories, enjoy the outdoors, and experience the very best of spring-fed lakefront living.
    What the owner loves about this home
    Everything! From the front door to the crystal clear water and white sandy beach of this beautiful lake, there’s nothing else like it!
    4 days
    871
    125
    Listed by:

    Property Owner (850) 258-7020

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Other
      Cooling
      • Central
      Features
      • Flooring: Other, Carpet
      • Basement: Finished
      Interior area
      • Total interior livable area: 3,800 sqft

      Property

      Parking
      • Parking features: Garage - Detached
      Features
      • Exterior features: Wood, Cement / Concrete
      Lot
      • Size: 9.19 Acres
      Details
      • Parcel number: 000000000041570118

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2008

      Community & HOA

      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $209/sqft
      • Tax assessed value: $524,128
      • Annual tax amount: $2,463
      • Date on market: 11/5/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,151/mo

        Price history

        DateEventPrice
        11/5/2026Listed for sale$795,000-11.6%$209/sqft
        Source: Owner Report a problem
        9/3/2025Listing removed$899,000$237/sqft
        Source: ECAOR #979148 Report a problem
        8/7/2025Price change$899,000-2.8%$237/sqft
        Source: ECAOR #979148 Report a problem
        6/19/2025Listed for sale$925,000+1377.6%$243/sqft
        Source: ECAOR #979148 Report a problem
        8/5/2003Sold$62,600$16/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,463 +7.6%$249,341 +2.9%
        2024$2,289 -12.4%$242,314 +4.4%
        2023$2,613 +2.8%$232,010 +3%
        2022$2,541 +0.7%$225,252 +3%
        2021$2,523 +1%$218,691 +1.4%
        2020$2,498 -1%$215,672 +2.3%
        2019$2,523 -1.3%$210,823 +1.9%
        2018$2,557 -1.5%$206,892 +2.1%
        2017$2,597 $202,637 +2.1%
        2016$2,597 -0.8%$198,469 +0.8%
        2015$2,617 $196,988 +0.8%
        2014-- $195,425 +1.5%
        2013-- $192,537 +1.7%
        2012-- $189,319 +3%
        2011-- $183,805 +2.4%
        2010-- $179,412 -17.4%
        2009-- $217,195 +171.5%
        2008-- $80,000 +6.7%
        2007-- $75,000 +97.4%
        2005-- $38,000 +22.6%
        2004-- $31,000 +3.3%
        2003-- $30,000
        2002-- $30,000
        2001-- $30,000
        2000-- $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32428

        Getting around

        0 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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