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For sale
  • Price cut: $25K (7/24)
    $645,000

    3955 Highway 77, Chipley, FL 32428

    4beds
    3,564sqft
    : 
    $4,157/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    19.2 Acres Lot
    $611,800 Zestimate®
    $181/sqft
    $-- HOA

    What's special

    Fenced and cross-fenced pastureMature trees
    Some homes are simply lived in. Others become the place where everyone gathers. Nestled on nearly 20 beautiful acres, this one-of-a-kind property offers the perfect blend of privacy, space, and versatility. With over 3,500 square feet, 4 bedrooms, 3 bathrooms, and an extraordinary gathering room complete with its own kitchenette, it's ideal for holidays, family celebrations, game nights, multi-generational living, or entertaining on a grand scale. Upstairs you'll find a spacious kitchen with abundant cabinetry, a relaxing Florida room overlooking the property, and a generous primary suite with a large walk-in closet and ensuite bath. Outside, the possibilities continue with fenced and cross-fenced pasture, an impressive 4-stall horse barn with water, an enclosed workshop wired for electricity, mature trees, and plenty of room for horses, hobbies, gardening, or simply enjoying peaceful country living. Toward the back of the property is a former pond that washed out during Hurricane Michael and may offer restoration potential. Whether you're looking for a horse property, hobby farm, family retreat, or a place where memories are made for generations, this exceptional property is ready for your vision. MAJOR Price Improvement! This property will sell, now is the time to schedule your showing!
    135 days
    |
    591
    |
    36
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cheryl D Purvines 850-699-6384,

    Coldwell Banker Realty,

    Mark O Purvines 850-612-4826,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 996526MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      • Area: 240 Square Feet
      • Dimensions: 12 x 20
      Bedroom
      • Level: First
      • Area: 264 Square Feet
      • Dimensions: 12 x 22
      Bedroom
      • Level: Third
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Bedroom
      • Level: Third
      • Area: 180 Square Feet
      • Dimensions: 12 x 15
      Primary bathroom
      • Level: Second
      • Area: 180 Square Feet
      • Dimensions: 12 x 15
      Dining room
      • Level: Second
      • Area: 378 Square Feet
      • Dimensions: 18 x 21
      Florida room
      • Level: Second
      • Area: 240 Square Feet
      • Dimensions: 10 x 24
      Great room
      • Level: First
      • Area: 1102 Square Feet
      • Dimensions: 29 x 38
      Laundry
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 8 x 11
      Office
      • Level: First
      • Area: 264 Square Feet
      • Dimensions: 12 x 22
      Heating
      • Central
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Microwave, Double Oven, Range Hood, Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Cathedral Ceiling(s), Vaulted Ceiling(s), Pantry, Split Bedroom
      • Flooring: Tile, Carpet
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: EPA Qualified Fireplace
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,564
      • Total interior livable area: 3,564 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Oversized
      • Attached garage spaces: 2
      Features
      • Stories: 3
      • Patio & porch: Covered, Porch
      • Exterior features: Private Yard, Separate Living Area
      • Fencing: Chain Link,Partial,Cross Fenced
      Lot
      • Size: 19.2 Acres
      • Dimensions: ~380' x 1673'
      • Features: Aerials/Topo Availbl
      Details
      • Additional structures: Workshop
      • Parcel number: 000000000031560006
      • Zoning description: Agriculture, County, Horses Allowed, Resid Single Family, See Remarks

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Subdivision: METES & BOUNDS
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $181/sqft
      • Tax assessed value: $442,764
      • Annual tax amount: $2,634
      • Date on market: 4/8/2026
      • Road surface type: Paved

        Estimated market value

        $611,800

        $581,000 - $642,000

        $3,260/mo

        Price history

        DateEventPrice
        7/24/2026Price change$645,000-3.7%$181/sqft
        Source: ECAOR #996526 Report a problem
        7/14/2026Price change$670,000-0.7%$188/sqft
        Source: ECAOR #996526 Report a problem
        4/8/2026Listed for sale$675,000$189/sqft
        Source: ECAOR #996526 Report a problem
        3/10/2026Listing removed$675,000$189/sqft
        Source: ECAOR #996526 Report a problem
        2/28/2026Listed for sale$675,000+159.6%$189/sqft
        Source: ECAOR #996526 Report a problem
        3/31/2017Sold$260,000$73/sqft
        Source: CPAR #653979 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,687 +6.4%$234,849 +2.9%
        2024$2,525 +5.3%$228,300 +5.5%
        2023$2,399 +2.8%$216,320 +3%
        2022$2,333 +0.7%$210,091 +3%
        2021$2,316 +5.5%$204,043 +4.9%
        2020$2,196 -1%$194,422 +2.3%
        2019$2,218 -2.3%$190,106 +1.1%
        2018$2,270 -36.3%$188,107 -15.9%
        2017$3,561 $223,667 +0.9%
        2016$3,561 +41.6%$221,656 +16.1%
        2015$2,515 $190,875 +0.1%
        2014-- $190,626
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32428

        Getting around

        0 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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