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For sale
  • Price cut: $10K (9/16)
    $475,000

    620 4th St, Chipley, FL 32428

    4beds
    3,756sqft
    : 
    $3,222/mo
    Get pre-qualified
    Single Family Residence
    Built in 1980
    1.15 Acres Lot
    $-- Zestimate®
    $126/sqft
    $-- HOA

    What's special

    Screened pool enclosureStone fireplaceIn-ground swimming poolAttached two-car garageConveniently located pool bathGenerous storageLarge covered patio
    Space, versatility, and an incredible outdoor setup come together in this impressive home! Offering approximately 3,700+ square feet of living space, this home provides an abundance of room with a layout that easily adapts to everyday living, entertaining, working from home, and more. Tucked away at the quiet end of a dead-end street, the home enjoys a peaceful setting away from through traffic.Inside, multiple living areas give everyone room to spread out without sacrificing the spaces that bring people together. The inviting family room is filled with character, featuring a stone fireplace and wood beams that create a warm focal point for the space. Just steps away, the kitchen offers abundant white cabinetry, generous counter space and stainless steel appliances, with the dining area conveniently located nearby. An oversized separate living room adds even more flexibility and is perfect for creating an additional gathering, entertaining, or relaxation space. Need a dedicated space beyond the traditional bedrooms? The approximately 15' x 15' office with built-ins is a standout feature. Its size makes it equally well suited for a home office, homeschool room, playroom, craft room, library, or study area, allowing the home to easily evolve with your needs. The primary suite provides a comfortable place to unwind with a oversized walk-in closet and private bath featuring a double vanity, separate shower, and jetted soaking tub. An additional bedroom includes its own private ensuite bath, offering a wonderful setup for guests, extended family, or anyone who appreciates added privacy. The outdoor living space may quickly become a favorite part of the home. A large covered patio opens to the screened pool enclosure, creating a seamless transition from indoor to outdoor entertaining. The in-ground swimming pool is surrounded by an expansive deck with plenty of room for lounge seating, dining, and gathering with friends and family, while a conveniently located pool bath makes days spent outside even easier. Additional features include an attached two-car garage, circular driveway, dedicated laundry room, generous storage, and mature landscaping. This home offers a combination of space, functionality, and versatility that is difficult to find in Chipley. If room to live, gather, entertain, and make a home truly your own is what you've been searching for, this one is ready to impress.
    33 days
    746
    80

    Zillow last checked:

    Listing updated:

    Listed by:

    Seamus J O'neill 850-260-5851,

    SOUTHERN WAY REALTY, INC.

    Source: CPAR,MLS#: 794569MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom, Office, Bonus Room
      Primary bedroom
      • Dimensions: 18.2 x 21.8
      Bedroom
      • Dimensions: 10.5 x 11.8
      Bedroom
      • Dimensions: 10.5 x 14.6
      Bedroom
      • Description: With en suite
      • Dimensions: 12.4 x 13.1
      Dining room
      • Dimensions: 12.8 x 9.1
      Family room
      • Dimensions: 18.4 x 20.5
      Kitchen
      • Dimensions: 12.8 x 15.7
      Living room
      • Dimensions: 27.7 x 28.2
      Office
      • Dimensions: 15.1 x 15.4
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Range
      Features
      • Double Vanity, Jetted Tub, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 3,756
      • Total interior livable area: 3,756 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Porch
      • Exterior features: Outdoor Shower
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Screen Enclosure, Private
      • Has spa: Yes
      Lot
      • Size: 1.15 Acres
      • Dimensions: 264 x 199 x 264 x 179
      Details
      • Parcel number: 000000000014980001

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Country
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: [No Recorded Subdiv]
      HOA
      • Has HOA: No
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $126/sqft
      • Tax assessed value: $383,942
      • Annual tax amount: $3,908
      • Date on market: 8/25/2026
      • Cumulative days on market: 34 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/16/2026Price change$475,000-2.1%$126/sqft
        Source: CPAR #794569 Report a problem
        8/25/2026Listed for sale$485,000$129/sqft
        Source: CPAR #794569 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,909 +5.4%$231,616 +2.9%
        2024$3,707 +2.7%$225,088 +3%
        2023$3,608 +3.2%$218,532 +3%
        2022$3,496 +1.8%$212,167 +3%
        2021$3,435 +1.3%$205,987 +1.4%
        2020$3,392 +0.3%$203,143 +2.3%
        2019$3,383 -0.1%$198,576 +1.9%
        2018$3,388 -1.5%$194,873 +1.1%
        2017$3,437 $192,696 +2.1%
        2016$3,437 -0.4%$188,733
        2015$3,451 $188,733
        2014-- $188,733 -1.7%
        2013-- $191,903 +1.7%
        2012-- $188,695 -3.8%
        2011-- $196,081 -2.6%
        2010-- $201,239 +2.4%
        2009-- $196,573 +0.1%
        2008-- $196,377 +3%
        2007-- $190,657 +5.6%
        2005-- $180,589 +3%
        2004-- $175,329 +1.2%
        2003-- $173,218 +1.8%
        2002-- $170,099 +1.6%
        2001-- $167,420 +3%
        2000-- $162,544
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32428

        Getting around

        45 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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