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For sale
  • Price cut: $55K (9/4)
    $699,900

    3130 Magnolia Dr, Chipley, FL 32428

    2beds
    1,870sqft
    : 
    $4,570/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    3 Square Feet Lot
    $675,100 Zestimate®
    $374/sqft
    $8/mo HOA

    What's special

    Leathered granite countertopsMatching zline appliancesTongue-and-groove cypress ceilingsCustom cabinetry throughoutEngineered hardwood floorsGas zline commercial-style cooktopAndersen a-series high-efficiency windows
    ** Major Price Reduction *** $55k drop. Lakefront Country Living with Exceptional Quality. Welcome to 3130 Magnolia Dr. inside Paradise Lakes Community. A remarkable 3.57-acre lakefront retreat on Dunford Lake. This property features exceptional construction, thoughtful design, abundant outdoor space, and peaceful country living come together. Designed for those who appreciate quality, privacy, comfort, and long-term value, this property is especially appealing to couples approaching retirement or those already enjoying retirement, as well as anyone looking for the freedom and space of country living without giving up convenient access to Northwest Florida's amenities. Built for Long-Term Comfort & Value The owners have spared no expense and thought of everything in creating a home designed for lasting value and comfort. The residence was constructed using high-grade ICF (Insulated Concrete Form) construction, providing exceptional strength, durability, insulation, and energy efficiency. Combined with Andersen A-Series high-efficiency windows, the home was designed to maintain a comfortable interior while reducing energy demands. The wood burning fireplace has a handy gas starter feature to make the fireplace easy to use for the few weeks a year that Northwest Florida might need a cozy fire while overlooking the lake. The ICF construction contributes to lowering electricity costs and maintenance requirements approximately 30%-50% lower than a comparable traditional stick-built home (depending on usage, weather, utility rates, and maintenance practices). The whole-home Generac generator provides additional peace of mind. Inside, you'll find custom cabinetry throughout, tongue-and-groove cypress ceilings, engineered hardwood floors, and carefully selected finishes that create a warm, refined country atmosphere. A Chef's Kitchen Made for Entertaining The kitchen is truly the heart of this home, featuring a gas ZLINE commercial-style cooktop, matching ZLINE appliances, leathered granite countertops, and a massive center island designed for both cooking and entertaining. Whether you're preparing a meal with produce from the garden or hosting family and friends, this kitchen provides the space and functionality to do it all. Lake Views from Every Bedroom Each bedroom offers a walk-out to the screened-in Florida room, creating an exceptional connection to the outdoors. Enjoy your morning coffee overlooking picturesque Dunford Lake, spend a quiet afternoon reading, or unwind in the evening while watching the sunset and wildlife across the water. The screened Florida room provides the perfect setting for peaceful mornings and memorable evenings. A Fisherman's Dream For the fishing enthusiast, this property is hard to beat. Dunford Lake produces excellent bass and other freshwater fish, putting your favorite pastime right outside your door. Fish before breakfast, spend the afternoon in the garden, and relax beside the lake in the evening without ever leaving your property. A Gardener's Paradise The massive 60' x 120' garden produces more than one family could reasonably consume and offers an incredible opportunity for anyone who enjoys gardening, growing fresh food, preserving, or sharing with family and friends. The property also features established blueberries, pears, peach trees, blackberry trellises, orange and lemon trees, and a muscadine arbor. For someone who has always dreamed of a productive country garden, this property makes that lifestyle possible. Fully Enclosed Two-Bay Shop The fully enclosed, spray-foam-insulated two-bay pole barn provides substantial room for equipment, vehicles, fishing gear, tools, hobbies, and storage. A Rare Opportunity This is a property designed for the next chapter--for those who want room to garden, fish, entertain, pursue hobbies, enjoy nature, and simply slow down. Fish in the morning. Garden in the afternoon. Relax by the lake in t
    20 days
    258
    13

    Zillow last checked:

    Listing updated:

    Listed by:

    Derek McDavid 850-890-0531,

    Think Real Estate

    Source: CPAR,MLS#: 794152MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 22 x 18
      Bedroom
      • Level: First
      • Dimensions: 14 x 12
      Living room
      • Level: First
      • Dimensions: 25 x 25
      Heating
      • Electric, Fireplace(s), Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Down Draft, ENERGY STAR Qualified Appliances, Electric Water Heater, Propane Cooktop
      Features
      • Double Vanity, Main Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,870
      • Total interior livable area: 1,870 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: RV Access/Parking, Gated
      • Garage spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Screened
      • Exterior features: Porch
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front, Seawall
      Lot
      • Size: 3 Square Feet
      • Dimensions: 500 x 450 x 220 x 450
      • Features: Sprinkler System
      Details
      • Additional structures: RV/Boat Storage
      • Parcel number: 000000000033730115
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Concrete
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Gated, Short Term Rental Allowed
      • Security: Gated Community, Security Gate
      • Subdivision: Paradise Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Dock, Gated
      • HOA fee: $100 annually
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $374/sqft
      • Tax assessed value: $294,017
      • Annual tax amount: $3,060
      • Date on market: 8/17/2026
      • Cumulative days on market: 104 days

        Estimated market value

        $675,100

        $641,000 - $709,000

        $2,103/mo

        Price history

        DateEventPrice
        9/4/2026Price change$699,900-7.3%$374/sqft
        Source: CPAR #794152 Report a problem
        8/17/2026Listed for sale$754,900-2.6%$404/sqft
        Source: CPAR #794152 Report a problem
        8/11/2026Listing removed--
        Source: Owner Report a problem
        6/18/2026Price change$775,000-1.8%$414/sqft
        Source: CPAR #789823 Report a problem
        5/13/2026Listed for sale$789,000-4.8%$422/sqft
        Source: CPAR #789823 Report a problem
        4/5/2026Listing removed$829,000$443/sqft
        Source: CPAR #778451 Report a problem
        2/3/2026Price change$829,000-2.4%$443/sqft
        Source: CPAR #778451 Report a problem
        9/2/2025Listed for sale$849,000+6.1%$454/sqft
        Source: CPAR #778451 Report a problem
        4/17/2025Listing removed$799,999$428/sqft
        Source: CPAR #769723 Report a problem
        3/4/2025Listed for sale$799,999$428/sqft
        Source: CPAR #769723 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,061 +6.4%$261,802 +2.9%
        2024$2,877 +2.1%$254,424 +3%
        2023$2,818 +540.1%$247,014 +671.9%
        2022$440 +3.9%$32,000 +6.7%
        2021$424 -0.7%$30,000
        2020$427 -3.6%$30,000
        2019$443 -3.5%$30,000
        2018$459 -3.9%$30,000
        2017$478 $30,000
        2016$478 -3.9%$30,000
        2015$497 $30,000
        2014-- $30,000
        2013-- $30,000
        2012-- $30,000 -14.3%
        2011-- $35,000 -5.4%
        2010-- $37,000
        2009-- $37,000
        2008-- $37,000
        2007-- $37,000 +61.2%
        2005-- $22,950
        2004-- $22,950
        2003-- $22,950
        2002-- $22,950
        2001-- $22,950
        2000-- $22,950
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32428

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Vernon Elementary
        • Middle: Vernon
        • High: Vernon

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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