Iconic Waterfront Views Meets Unapologetic Luxury on Crystal Lake! Prepare to fall head over heels for this absolute showstopper on the pristine, white-sand shores of Crystal Lake--one of the area's premier, skiable freshwater paradises! Every single square inch of this estate has been flawlessly reimagined and custom-rebuilt from the inside out to offer a turnkey lifestyle of pure coastal luxury. Step through the door into an open-concept sanctuary defined by soaring vaulted ceilings, gorgeous decorative wood detailing, and premium ceramic tile floors. The heart of the home is a magnificent living space anchored by a majestic, real sealed brick fireplace with a custom wood mantel and exposed decorative beams. Flowing effortlessly from the living room is a chef's dream kitchen, boasting premium custom cabinetry, high-end granite countertops, a massive statement island, and a jaw-dropping real brick backsplash. Both bathrooms offer a true spa experience, featuring granite-topped vanities and breathtaking walk-in custom tile showers enclosed in flawless glass with ultra-chic matte black hardware. Unwind against the backdrop of your private waterfront playground. Step out onto the massive, heavy-duty back deck built for a lifetime of entertaining. Both the front and back porches are fully enclosed with premium ''Tough Screen'' to keep your pets perfectly safe while you soak in the breeze. A custom staircase leads down to a fully fenced, private backyard oasis featuring lush Zoysia sod, automated sprinklers, and a brand-new retaining wall. From the secure, locking entry gate to the pristine landscaping, the curb appeal is unmatched. Peace of mind is the ultimate luxury, and this home is engineered like a fortress. Both the main house and the detached garage feature brand-new metal roofs with hurricane tie-downs, brand-new interior framing, and durable Hardy Board siding. Every window and door--including the rear sliding glass doors and garage door--is brand-new and hurricane-rated. Behind the beautiful walls lies an entirely modernized infrastructure, featuring full spray-foam insulation for massive energy savings, a whole-house smart climate and dehumidification network, a brand-new tankless water heater, and completely updated electrical, septic, and well systems. Stop dreaming about the lake life and start living it in a luxury waterfront masterpiece that truly has it all.
For sale
Price cut: $10K (9/4)
$679,000
3301 Crystal Lake Dr, Chipley, FL 32428
3beds
1,763sqft
Single Family Residence
Built in 1984
0.35 Acres Lot
$-- Zestimate®
$385/sqft
$-- HOA
What's special
Private waterfront playgroundMassive statement islandSecure locking entry gateHigh-end granite countertopsGranite-topped vanitiesGorgeous decorative wood detailingOpen-concept sanctuary
- 92 days
- 455
- 19
Zillow last checked:
Listing updated:
Listed by:
Brian Clowdus 256-504-3799,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 790848
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 16
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedroom
- Level: First
- Dimensions: 12 x 12
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Features
- Main Level Primary, Sitting Area in Primary, Separate Shower, Walk-In Closet(s)
Interior area
- Total structure area: 1,763
- Total interior livable area: 1,763 sqft
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Garage, Garage Door Opener, Gravel
- Garage spaces: 2
Features
- Patio & porch: Balcony, Deck, Covered, Patio, Porch, Screened
- Exterior features: Covered Patio, Porch
- Fencing: Full,Fenced,Privacy
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front, Seawall
Lot
- Size: 0.35 Acres
- Dimensions: 280 x 48 x 276 x 50
Details
- Parcel number: 000000000041550072
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Roof: Metal
Condition
- New construction: No
- Year built: 1984
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Fire Alarm
- Subdivision: [No Recorded Subdiv]
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $385/sqft
- Tax assessed value: $333,753
- Annual tax amount: $4,623
- Date on market: 6/5/2026
- Cumulative days on market: 93 days
- Road surface type: Dirt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Price change | $679,000-1.5%$385/sqft |
Source: | ||
| 8/14/2026 | Price change | $689,000-1.4%$391/sqft |
Source: | ||
| 7/20/2026 | Price change | $699,000-2.2%$396/sqft |
Source: | ||
| 7/9/2026 | Price change | $715,000-1.4%$406/sqft |
Source: | ||
| 6/5/2026 | Listed for sale | $725,000+78.1%$411/sqft |
Source: | ||
| 5/19/2022 | Sold | $407,000-14.3%$231/sqft |
Source: | ||
| 4/25/2022 | Contingent | $475,000$269/sqft |
Source: | ||
| 4/24/2022 | Price change | $475,000-4.8%$269/sqft |
Source: | ||
| 3/15/2022 | Pending sale | $499,000$283/sqft |
Source: | ||
| 3/15/2022 | Price change | $499,000-5%$283/sqft |
Source: | ||
| 2/24/2022 | Listed for sale | $525,000$298/sqft |
Source: | ||
| 2/24/2022 | Contingent | $525,000$298/sqft |
Source: | ||
| 2/23/2022 | Listed for sale | $525,000+98.1%$298/sqft |
Source: | ||
| 6/3/2016 | Sold | $265,000+19.1%$150/sqft |
Source: Public Record Report a problem | ||
| 3/9/2015 | Sold | $222,500-1.1%$126/sqft |
Source: | ||
| 1/30/2015 | Price change | $224,900-2.2%$128/sqft |
Source: Keller Williams - Panama City Beach #620073 Report a problem | ||
| 1/2/2015 | Price change | $229,900+2.2%$130/sqft |
Source: Keller Williams Success Realty #620073 Report a problem | ||
| 5/16/2014 | Price change | $224,900+2.7%$128/sqft |
Source: Keller Williams Success Realty #620073 Report a problem | ||
| 11/2/2013 | Listed for sale | $219,000-0.4%$124/sqft |
Source: Pineapple Properties #614369 Report a problem | ||
| 10/1/2013 | Listing removed | $219,900$125/sqft |
Source: Pineapple Properties #500983 Report a problem | ||
| 8/8/2013 | Listed for sale | $219,900$125/sqft |
Source: Pineapple Properties #500983 Report a problem | ||
| 7/1/2013 | Listing removed | $219,900$125/sqft |
Source: Pineapple Properties #500983 Report a problem | ||
| 8/9/2012 | Price change | $219,900-18.3%$125/sqft |
Source: Pineapple Properties #500983 Report a problem | ||
| 11/7/2011 | Listed for sale | $269,000-3.6%$153/sqft |
Source: Pineapple Properties #500983 Report a problem | ||
| 9/23/2011 | Listing removed | $279,000$158/sqft |
Source: Keller Williams Success Realty #406744 Report a problem | ||
| 7/8/2011 | Listed for sale | $279,000-6.7%$158/sqft |
Source: Keller Williams Success Realty #406744 Report a problem | ||
| 3/16/2011 | Listing removed | $299,000+128.2%$170/sqft |
Source: Listhub #406744 Report a problem | ||
| 6/18/2002 | Sold | $131,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,623 +5.7% | $333,753 +2.8% |
| 2024 | $4,373 +5.6% | $324,663 +7% |
| 2023 | $4,140 +23.6% | $303,287 +31.3% |
| 2022 | $3,349 +12.9% | $231,057 +10% |
| 2021 | $2,967 +6.9% | $210,052 +7.6% |
| 2020 | $2,777 -0.8% | $195,274 +2.9% |
| 2019 | $2,799 -1.1% | $189,688 +2.5% |
| 2018 | $2,830 -2.7% | $185,020 +1.3% |
| 2017 | $2,909 | $182,686 +7.7% |
| 2016 | $2,909 +4.5% | $169,621 +0.9% |
| 2015 | $2,784 | $168,104 +4.9% |
| 2014 | -- | $160,211 -1.5% |
| 2013 | -- | $162,579 -0.7% |
| 2012 | -- | $163,763 -1.7% |
| 2011 | -- | $166,660 +1.7% |
| 2010 | -- | $163,824 -0.5% |
| 2009 | -- | $164,586 +1.7% |
| 2008 | -- | $161,822 +4.1% |
| 2007 | -- | $155,482 +52.5% |
| 2005 | -- | $101,971 +3% |
| 2004 | -- | $99,001 +1.9% |
| 2003 | -- | $97,155 +7.3% |
| 2002 | -- | $90,546 +1% |
| 2001 | -- | $89,669 +2% |
| 2000 | -- | $87,914 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32428
Nearby schools
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



