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For sale
  • Price cut: $30K (8/11)
    $739,000

    4405 De Len Dr, Panama City, FL 32404

    3beds
    2,571sqft
    : 
    $4,698/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    2.66 Acres Lot
    $705,100 Zestimate®
    $287/sqft
    $-- HOA

    What's special

    Private boat dockDetached garageGranite countertopsHigh ceilingsOpen floor planSerious outdoor entertaining spaceLarge wood-burning fireplace
    This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock. The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal -- a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace -- both overlooking the incredible outdoor entertainment area beyond. The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet. The 2017 renovation also created a second primary bedroom -- a generous 12x22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience. Outside, the east side of the property remains wooded for privacy. A 24 x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop -- wired with multiple 220V circuits for an RV connection, compressor, or welder. Paver parking extends along two sides. Behind the home, a 45x52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool. Down at the water, a private dock and covered 16x20 boathouse await. The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X -- no flood insurance required.
    108 days
    679
    43

    Zillow last checked:

    Listing updated:

    Listed by:

    Bob L Douglas 850-596-4714,

    True Coastal Realty PLLC

    Source: CPAR,MLS#: 789751MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Full Bath, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Patio, Porch
      Primary bedroom
      • Level: First
      • Dimensions: 21 x 14
      Bedroom
      • Level: First
      • Dimensions: 22 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Primary bathroom
      • Level: First
      • Dimensions: 20 x 10
      Dining room
      • Level: First
      • Dimensions: 13 x 10.5
      Family room
      • Level: First
      • Dimensions: 17 x 15.6
      Other
      • Description: Off 2nd master bedroom
      • Level: First
      • Dimensions: 8 x 5.6
      Other
      • Description: Off 3rd bedroom
      • Level: First
      • Dimensions: 8.6 x 5
      Garage
      • Description: Attached garage
      • Level: First
      • Dimensions: 24 x 23
      Garage
      • Description: Detached garage
      • Level: First
      Kitchen
      • Level: First
      • Dimensions: 15 x 15
      Laundry
      • Level: First
      • Dimensions: 8 x 6
      Living room
      • Level: First
      • Dimensions: 20 x 14
      Patio
      • Level: First
      • Dimensions: 45 x 52
      Porch
      • Level: First
      • Dimensions: 14 x 10
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s), Zoned
      Appliances
      • Included: Down Draft, Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Bidet, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,571
      • Total interior livable area: 2,571 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Additional Parking, Garage, Garage Door Opener, Paved, RV Garage, RV Carport
      • Garage spaces: 4
      • Has carport: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio
      • Exterior features: Barbecue, Dock, Patio, Fire Pit
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front
      Lot
      • Size: 2.66 Acres
      • Dimensions: 240 x 430 irregular, 358'waterfront
      • Features: Sprinkler System, Paved
      Details
      • Additional structures: Boat House, Workshop
      • Parcel number: 05534209000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Utilities for property: Cable Connected, Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Barbecue, Short Term Rental Allowed
      • Security: Security System Owned
      • Subdivision: Deerwood
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $583,284
      • Annual tax amount: $2,555
      • Date on market: 5/12/2026
      • Cumulative days on market: 108 days
      • Electric utility on property: Yes

        Estimated market value

        $705,100

        $670,000 - $740,000

        $3,918/mo

        Price history

        DateEventPrice
        8/11/2026Price change$739,000-3.9%$287/sqft
        Source: ECAOR #1002855 Report a problem
        5/12/2026Listed for sale$769,000+2195.5%$299/sqft
        Source: ECAOR #1002855 Report a problem
        10/1/1995Sold$33,500$13/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,470 +2%$236,009 +3%
        2023$2,420 +11.6%$229,135 +3%
        2022$2,169 $222,461
        2021-- --
        2020$2,148 +2.5%$213,000 +1.9%
        2019$2,096 $208,964 +1.9%
        2018$2,096 +0.7%$205,068 +2.1%
        2017$2,081 +0.6%$200,850 +2.1%
        2016$2,068 -2.8%$196,719 +0.7%
        2015$2,128 $195,352 +1.3%
        2014$2,128 $192,928 +1.5%
        2013-- $190,077 -1.3%
        2012-- $192,507 +6.1%
        2011-- $181,456 +1.8%
        2010-- $178,316 +2.7%
        2009-- $173,628 +0.1%
        2008-- $173,455 +3%
        2007-- $168,403 +2.5%
        2006-- $164,296 +3%
        2005-- $159,511 +3%
        2004-- $154,865 +1.9%
        2003-- $151,977 +2.4%
        2002-- $148,415 +1.6%
        2001-- $146,078 +0.9%
        2000-- $144,839
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32404

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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