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For sale
Price cut: $20K (7/30)
$970,000

1023 N Bay Dr, Lynn Haven, FL 32444

3beds
2,512sqft
: 
$6,095/mo
Get pre-qualified
Single Family Residence
Built in 2016
0.55 Acres Lot
$936,000 Zestimate®
$386/sqft
$-- HOA

What's special

Unforgettable gulf coast sunsetsOversized island with seatingSpacious backyardOversized covered parking pavilionBreathtaking water viewsSerene bayou vistasExpansive covered porches
Experience waterfront living at its finest on picturesque Mill Bayou, offering deep-water access to the Gulf and an exceptional blend of luxury, comfort, and coastal charm. This beautifully crafted Cape-style residence welcomes you with classic Southern architecture, highlighted by expansive covered porches and impeccably maintained landscaping that create a stunning first impression. A newly added oversized covered parking pavilion provides ample space for multiple vehicles, a large boat, RV, or recreational equipment, while the elegant wraparound driveway enhances both convenience and curb appeal. The professionally landscaped grounds offer a private, estate-like setting that perfectly complements the home's waterfront location. Designed for both everyday living and entertaining, the home features rich bamboo flooring throughout the main living areas, soaring ceilings, and a thoughtfully designed open-concept floor plan. The chef's kitchen is a true centerpiece, showcasing stainless steel appliances, a six-burner gas cooktop, an oversized island with seating, and custom finishes throughout. Adjacent to the kitchen, the spacious butler's pantry and laundry room provide exceptional storage and built-in washer and dryer accommodations. Step outside to your private waterfront retreat where a large covered deck overlooks the tranquil bayou. Entertain guests with ease in the fully equipped outdoor kitchen featuring a Big Green Egg, oversized pergola, and beautifully designed raised garden beds, all while enjoying breathtaking water views. The luxurious primary suite serves as a peaceful sanctuary with serene bayou vistas. The spa-inspired ensuite bath is beautifully appointed with marble finishes, a soaking tub, dual vanities, a separate walk-in shower, and an extraordinary custom walk-in closet with built-in organization systems. A desirable split-bedroom layout offers privacy for family and guests, with two additional bedrooms and a full bath located on the opposite side of the home. A versatile front room can serve as a sophisticated home office, library, or formal dining space. Upstairs, a massive bonus room offers endless possibilities and has been pre-plumbed for a future full bath, making it ideal for a guest suite, media room, or additional living quarters. The spacious backyard provides plenty of room for a custom in-ground pool, allowing you to create the ultimate waterfront oasis. Wake each morning to spectacular sunrises over your private estuary, then spend your evenings cruising by boat to the bay to enjoy unforgettable Gulf Coast sunsets. This is a rare opportunity to own a truly exceptional waterfront property where luxury, lifestyle, and adventure converge.
56 days
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574
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36
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Zillow last checked:

Listing updated:

Listed by:

Ida Hargaray 850-481-2438,

Coldwell Banker Realty

Source: CPAR,MLS#: 791837MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Office, Porch, Bonus Room
    Primary bedroom
    • Level: First
    • Dimensions: 13 x 14.4
    Bedroom
    • Level: First
    • Dimensions: 11 x 11
    Bedroom
    • Level: First
    • Dimensions: 11 x 11
    Primary bathroom
    • Level: First
    • Dimensions: 10 x 14.4
    Bonus room
    • Level: Second
    • Dimensions: 21.5 x 31.3
    Dining room
    • Level: First
    • Dimensions: 7.3 x 9.5
    Other
    • Level: First
    • Dimensions: 8.8 x 10.9
    Half bath
    • Level: First
    • Dimensions: 5 x 5.3
    Kitchen
    • Level: First
    • Dimensions: 12.8 x 10
    Laundry
    • Level: First
    • Dimensions: 8.9 x 12.4
    Living room
    • Level: First
    • Dimensions: 14 x 16
    Office
    • Level: First
    • Dimensions: 11 x 13.6
    Porch
    • Level: First
    • Dimensions: 34 x 8
    Heating
    • Central, Ductless, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Ductless
    Appliances
    • Included: Convection Oven, Gas Cooktop, Tankless Water Heater
    Features
    • Double Vanity, Jetted Tub, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Instant Hot Water
    • Windows: Double Pane Windows
    Interior area
    • Total structure area: 2,512
    • Total interior livable area: 2,512 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Circular Driveway, Paved
    • Garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Patio, Porch
    • Exterior features: Dock, Fire Pit, Outdoor Kitchen
    • Has spa: Yes
    • Has view: Yes
    • View description: Bayou, Water
    • Has water view: Yes
    • Water view: Bayou,Water
    • Waterfront features: Bayou, Seawall
    • Frontage length: 100
    Lot
    • Size: 0.55 Acres
    • Dimensions: 100.0 ft x 240.0 ft
    • Features: Sprinkler System, Paved
    Details
    • Additional structures: Pergola
    • Parcel number: 08802000000
    • Zoning description: Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2016

    Utilities & green energy

    • Utilities for property: Electricity Available, High Speed Internet Available

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Security: Smoke Detector(s)
    • Subdivision: College Point
    HOA
    • Has HOA: No
    Location
    • Region: Lynn Haven

    Financial & listing details

    • Price per square foot: $386/sqft
    • Tax assessed value: $627,194
    • Date on market: 6/25/2026
    • Cumulative days on market: 57 days
    • Electric utility on property: Yes

      Estimated market value

      $936,000

      $889,000 - $983,000

      $3,165/mo

      Price history

      DateEventPrice
      7/30/2026Price change$970,000-2%$386/sqft
      Source: CPAR #791837 Report a problem
      7/10/2026Price change$990,000-1%$394/sqft
      Source: CPAR #791837 Report a problem
      6/25/2026Listed for sale$1,000,000+33.3%$398/sqft
      Source: CPAR #791837 Report a problem
      6/11/2021Sold$750,000+500%$299/sqft
      Source: CPAR #710955 Report a problem
      7/17/2012Sold$125,000+8.7%$50/sqft
      Source: CPAR #600586 Report a problem
      5/6/2010Sold$115,000-8%$46/sqft
      Source: Public Record Report a problem
      9/10/2002Sold$125,000$50/sqft
      Source: Public Record Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2024-- $597,282 +3.8%
      2023-- $575,614 +3%
      2022-- $558,849
      2021-- --
      2020$3,516 +2.7%$326,861 +2.3%
      2019$3,422 $319,512 +0.9%
      2018$3,422 -0.5%$316,672 +2.1%
      2017$3,439 +0.5%$310,159 +140.4%
      2016$3,423 +101.4%$129,012
      2015$1,700 $129,012
      2014$1,700 $129,012
      Find assessor info on the county website

      Monthly payment

      Est. payment

      Payment breakdown

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      All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
      HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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      Climate risks

      Neighborhood: 32444

      Getting around

      0 / 100
      Car-Dependent
      25 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Deer Point
      • Middle: Merritt Brown
      • High: Mosley

      Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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