Skip main navigation
For sale
  • $579,000

    4403 Bluewater Dr, Panama City, FL 32404

    3beds
    2,263sqft
    : 
    $3,639/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.82 Acres Lot
    $-- Zestimate®
    $256/sqft
    $-- HOA

    What's special

    Waterfront estateNewly rebuilt private dockRemodeled to perfectionOversized master suiteTrash compactorBreathtaking lake viewsPrivate cul-de-sac
    Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself
    155 days
    |
    476
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica J Albritton 850-258-4766,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 786925MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Den, Dining Room, Great Room, Kitchen, Primary Bedroom
      Primary bedroom
      • Level: Second
      • Dimensions: 15 x 15
      Bedroom
      • Level: Second
      • Dimensions: 11 x 11
      Bedroom
      • Level: Second
      • Dimensions: 18 x 12
      Den
      • Dimensions: 23 x 15
      Dining room
      • Level: First
      • Dimensions: 13 x 12
      Great room
      • Description: includes dining room
      • Level: First
      • Dimensions: 27 x 12
      Kitchen
      • Level: First
      • Dimensions: 15 x 13
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units, Zoned
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater
      Features
      • Balcony, Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk-In Closet(s)
      • Doors: Storm Door(s)
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 2,263
      • Total interior livable area: 2,263 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two,Multi/Split
      • Stories: 2
      • Patio & porch: Balcony, Patio
      • Exterior features: Dock, Patio, Fire Pit, Rain Gutters
      • Fencing: Chain Link,Cross Fenced,Fenced
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front, Shoreline - Natural
      • Frontage length: 199
      Lot
      • Size: 0.82 Acres
      • Dimensions: 50 x 155 x 200 x 55 x 55 x 300
      • Features: Cul-De-Sac, Sprinkler System, Paved
      Details
      • Additional structures: Outbuilding, Shed(s)
      • Parcel number: 05487251000
      • Zoning description: County, Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Brick, Brick Veneer, Vinyl Siding, Wood Frame
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Secured Garage/Parking, Smoke Detector(s)
      • Subdivision: Deerpoint Estates
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $390,769
      • Annual tax amount: $4,381
      • Date on market: 3/17/2026
      • Cumulative days on market: 97 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/17/2026Listed for sale$579,000$256/sqft
        Source: CPAR #786925 Report a problem
        1/18/2026Listing removed$579,000$256/sqft
        Source: CPAR #771668 Report a problem
        9/10/2025Price change$579,000-3.3%$256/sqft
        Source: CPAR #771668 Report a problem
        7/10/2025Price change$599,000-2.6%$265/sqft
        Source: CPAR #771668 Report a problem
        7/1/2025Price change$615,000-0.8%$272/sqft
        Source: ECAOR #974602 Report a problem
        6/26/2025Price change$619,900-1.6%$274/sqft
        Source: CPAR #771668 Report a problem
        4/10/2025Listed for sale$629,900-5%$278/sqft
        Source: CPAR #771668 Report a problem
        1/27/2025Listing removed$663,000$293/sqft
        Source: ECAOR #964455 Report a problem
        12/2/2024Listed for sale$663,000+49%$293/sqft
        Source: CPAR #765688 Report a problem
        7/29/2021Sold$445,000$197/sqft
        Source: CPAR #704331 Report a problem
        7/6/2021Pending sale$445,000$197/sqft
        Source: CPAR #704331 Report a problem
        3/22/2021Price change$445,000-10.1%$197/sqft
        Source: CPAR #704331 Report a problem
        11/10/2020Listed for sale$495,000$219/sqft
        Source: CPAR #704331 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,381 -1.3%$390,769 +0.1%
        2023$4,440 +3.4%$390,447 +6%
        2022$4,293 $368,383
        2021-- --
        2020$706 -35.9%$93,032 -26.3%
        2019$1,102 $126,161 -1.3%
        2018$1,102 -3.3%$127,802 +2.1%
        2017$1,140 +0.9%$125,173 +2.1%
        2016$1,130 -2.4%$122,598 +0.7%
        2015$1,158 $121,746 +0.8%
        2014$1,158 $120,780 +1.5%
        2013-- $118,995 -1.3%
        2012-- $120,516 +6.1%
        2011-- $113,598 +1.5%
        2010-- $111,919 +2.7%
        2009-- $108,977 +0.1%
        2008-- $108,868 +3%
        2007-- $105,697 +2.5%
        2006-- $103,119 +3%
        2005-- $100,116 +3%
        2004-- $97,200 +1.9%
        2003-- $95,388 +2.4%
        2002-- $93,152 +1.6%
        2001-- $91,685 -16.4%
        2000-- $109,717
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32404

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes