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For sale
    • Price cut: $20.1K (7/20)
    $629,900

    7432 Chipewa St, Panama City, FL 32404

    4beds
    2,930sqft
    : 
    $4,004/mo
    Get pre-qualified
    Single Family Residence
    Built in 1976
    0.37 Acres Lot
    $619,400 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Private boat dockBoat liftModern cabinetsFresh interior paintNewer appliancesSpacious master suiteSleek countertops
    Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting. Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!
    217 days
    |
    1,854
    |
    211
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Coastal & Country Group 850-851-5508,

    EXP Realty LLC,

    Morgan Benton 850-851-5508,

    EXP Realty LLC

    Source: CPAR,MLS#: 782813MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 22 x 18
      Family room
      • Level: First
      • Dimensions: 20 x 15
      Kitchen
      • Level: First
      • Dimensions: 14 x 13
      Living room
      • Level: First
      • Dimensions: 18 x 17
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Features
      • Double Vanity, Jetted Tub, Main Level Primary, Separate Shower
      Interior area
      • Total structure area: 2,930
      • Total interior livable area: 2,930 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Paved
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Boat Lift, Boat Slip, Dock, Fire Pit
      • Has private pool: Yes
      • Pool features: In Ground, Private
      • Has spa: Yes
      • Fencing: Fenced
      • Has view: Yes
      • View description: Bayou
      • Has water view: Yes
      • Water view: Bayou
      • Waterfront features: Bayou
      • Frontage length: 100
      Lot
      • Size: 0.37 Acres
      • Dimensions: 100 x 160
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 06778035000
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Baxter Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $302,614
      • Annual tax amount: $3,250
      • Date on market: 5/21/2026
      • Cumulative days on market: 218 days
      • Electric utility on property: Yes

        Estimated market value

        $619,400

        $588,000 - $650,000

        $2,606/mo

        Price history

        DateEventPrice
        7/20/2026Price change$629,900-3.1%$215/sqft
        Source: CPAR #782813 Report a problem
        5/21/2026Listed for sale$650,000$222/sqft
        Source: CPAR #782813 Report a problem
        5/5/2026Pending sale$650,000$222/sqft
        Source: eXp Realty #782813 Report a problem
        4/3/2026Price change$650,000-2.3%$222/sqft
        Source: CPAR #782813 Report a problem
        3/15/2026Price change$665,000-1.5%$227/sqft
        Source: CPAR #782813 Report a problem
        1/9/2026Price change$675,000-2.9%$230/sqft
        Source: CPAR #782813 Report a problem
        12/19/2025Listed for sale$695,000+157.9%$237/sqft
        Source: CPAR #782813 Report a problem
        9/27/2019Sold$269,500-6.7%$92/sqft
        Source: CPAR #686583 Report a problem
        8/15/2019Pending sale$289,000$99/sqft
        Source: ERA Neubauer Real Estate, Inc. #686583 Report a problem
        7/30/2019Listed for sale$289,000$99/sqft
        Source: ERA Neubauer Real Estate, Inc. #686583 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,250 +2.2%$277,254 +3%
        2023$3,182 +16.5%$269,179 +7.3%
        2022$2,733 $250,904
        2021-- --
        2020$3,020 +95.8%$225,613 +95.6%
        2019$1,542 $115,359 -45.2%
        2018$1,542 -42.7%$210,530 +0.3%
        2017$2,691 -3.3%$209,902 +25.2%
        2016$2,784 +60.2%$167,587 +0.7%
        2015$1,738 $166,422 +0.8%
        2014$1,738 $165,101 +0.7%
        2013-- $163,967 -1.3%
        2012-- $166,063 +6.1%
        2011-- $156,530 +1.5%
        2010-- $154,217 +2.7%
        2009-- $150,163 +0.1%
        2008-- $150,012 +3%
        2007-- $145,643 +2.5%
        2006-- $142,091 +3%
        2005-- $137,952 +7.6%
        2004-- $128,255 +1.9%
        2003-- $125,864 +2.4%
        2002-- $122,914 +1.6%
        2001-- $120,978 +1%
        2000-- $119,759
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32404

        Getting around

        11 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Callaway
        • Middle: Rutherford Middle
        • High: Rutherford

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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