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For sale
    • Price cut: $25K (8/11)
    $824,000

    1440 Dover Rd, Panama City, FL 32404

    4beds
    3,602sqft
    : 
    $5,178/mo
    Get pre-qualified
    Single Family Residence
    Built in 1950
    0.57 Acres Lot
    $779,000 Zestimate®
    $229/sqft
    $-- HOA

    What's special

    Hardie board sidingGenerous primary layoutStainless appliancesUnder-cabinet lighting
    Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property ->with a dedicated driveway and garage. This level offers convenient single-level, step-free living -> no stairs throughout (just a small lip at the entry) and a zero-entry shower, making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.
    49 days
    |
    1,206
    |
    74
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michele Monastra 850-493-7653,

    Epique Realty Inc

    Source: CPAR,MLS#: 791835MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
      Primary bedroom
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 23.42 x 14.83
      Bedroom
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 11.33 x 10.92
      Bedroom
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 10.75 x 10.92
      Bedroom
      • Description: Buyer to verify if deemed important
      • Level: Basement
      • Dimensions: 14.08 x 11.67
      Primary bathroom
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 10.67 x 14.33
      Dining room
      • Description: Buyer to verify if deemed important
      • Level: Basement
      • Dimensions: 18.25 x 12.83
      Family room
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 19 x 16.4
      Family room
      • Description: Buyer to verify if deemed important
      • Level: Basement
      • Dimensions: 17.67 x 14.33
      Foyer
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 10.17 x 5.58
      Other
      • Description: Buyer to verify if deemed important
      • Level: Basement
      • Dimensions: 9.75 x 7.5
      Kitchen
      • Description: Buyer to verify if deemed important
      • Level: Second
      • Dimensions: 22 x 16.4
      Living room
      • Description: Buyer to verify if deemed important
      • Level: First
      • Dimensions: 24 x 26
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range, Tankless Water Heater
      Features
      • Double Vanity, Interior Steps, Main Level Primary, Sitting Area in Primary, Smart Thermostat, Walk-In Closet(s), Entrance Foyer
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 3,602
      • Total interior livable area: 3,602 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Additional Parking, Garage, Garage Door Opener, RV Access/Parking
      • Garage spaces: 3
      Features
      • Levels: Two,Multi/Split
      • Stories: 2
      • Patio & porch: Deck, Covered, Porch
      • Exterior features: Deck
      • Has view: Yes
      • View description: Bay, Bayou, Water
      • Has water view: Yes
      • Water view: Bay,Bayou,Water
      • Waterfront features: Bayou, Bayfront, Seawall
      • Frontage length: ~65'
      Lot
      • Size: 0.57 Acres
      • Dimensions: 65 x 283 x 120 x 258
      • Features: Paved
      Details
      • Parcel number: 26141000000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Block, HardiPlank Type
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1950

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Donalson Point
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $229/sqft
      • Tax assessed value: $403,652
      • Annual tax amount: $5,639
      • Date on market: 7/15/2026
      • Cumulative days on market: 24 days

        Estimated market value

        $779,000

        $740,000 - $818,000

        $3,167/mo

        Price history

        DateEventPrice
        8/11/2026Price change$824,000-2.9%$229/sqft
        Source: CPAR #791835 Report a problem
        7/15/2026Listed for sale$849,000+86.6%$236/sqft
        Source: CPAR #791835 Report a problem
        8/20/2024Sold$455,000-13.8%$126/sqft
        Source: CPAR #755393 Report a problem
        8/16/2024Pending sale$528,000$147/sqft
        Source: CPAR #755393 Report a problem
        6/21/2024Contingent$528,000$147/sqft
        Source: CPAR #755393 Report a problem
        6/20/2024Listed for sale$528,000$147/sqft
        Source: CPAR #755393 Report a problem
        6/7/2024Contingent$528,000$147/sqft
        Source: CPAR #755393 Report a problem
        5/27/2024Pending sale$528,000$147/sqft
        Source: CPAR #755393 Report a problem
        5/12/2024Price change$528,000-5.7%$147/sqft
        Source: CPAR #755393 Report a problem
        4/20/2024Price change$560,000-2.6%$155/sqft
        Source: CPAR #755393 Report a problem
        4/11/2024Listed for sale$575,000+59.7%$160/sqft
        Source: CPAR #755393 Report a problem
        6/10/2021Sold$360,000$100/sqft
        Source: CPAR #709540 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,639 +16.2%$403,652 +19%
        2023$4,852 +54.7%$339,264 +10%
        2022$3,136 $308,422
        2021-- --
        2020$1,766 +19.6%$153,061 +10%
        2019$1,477 $139,146 -27.7%
        2018$1,477 -28.8%$192,331 +0.4%
        2017$2,076 -1.6%$191,500 +0.1%
        2016$2,109 -6.6%$191,400
        2015$2,258 $191,400 +7.7%
        2014$2,258 $177,646 -8.3%
        2013-- $193,746 -1.2%
        2012-- $196,046 -0.5%
        2011-- $197,102 -14.6%
        2010-- $230,682
        2009-- $230,682 0%
        2008-- $230,683 -30.2%
        2007-- $330,503 -8.6%
        2006-- $361,465 +222.9%
        2005-- $111,957 +43.1%
        2004-- $78,213 +0.8%
        2003-- $77,612 +11.1%
        2002-- $69,837
        2001-- $69,837 +10.2%
        2000-- $63,392
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32404

        Getting around

        2 / 100
        Car-Dependent
        16 / 100
        Minimal Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tyndall Academy
        • Middle: Tyndall Academy
        • High: Rutherford

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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