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For sale
  • Price cut: $19K (6/10)
    $550,000

    1538 S Berthe Ave, Panama City, FL 32404

    3beds
    2,171sqft
    : 
    $3,497/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    0.92 Acres Lot
    $-- Zestimate®
    $253/sqft
    $-- HOA

    What's special

    Brand new private dockBoat rampLarge lotDirect boating accessNew windows
    Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from a coastal property, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.
    107 days
    |
    1,172
    |
    67
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justin Raley 850-209-7505,

    Think Real Estate

    Source: CPAR,MLS#: 789560MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,171
      • Total interior livable area: 2,171 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Has garage: Yes
      • Covered spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Deck, Covered, Patio
      • Exterior features: Boat Ramp, Covered Patio, Dock
      • Has private pool: Yes
      • Pool features: Above Ground, Private
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay, Bayou
      • Has water view: Yes
      • Water view: Bay,Bayou
      • Waterfront features: Bayou, Bayfront, Shoreline - Natural, Boat Dock/Slip
      • Frontage length: 105 +/-
      Lot
      • Size: 0.92 Acres
      Details
      • Parcel number: 07242000000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Security System Owned, Security System
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $314,763
      • Annual tax amount: $3,184
      • Date on market: 5/7/2026
      • Cumulative days on market: 47 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,189/mo

        Price history

        DateEventPrice
        6/10/2026Price change$550,000-3.3%$253/sqft
        Source: CPAR #789560 Report a problem
        5/7/2026Listed for sale$569,000+9.7%$262/sqft
        Source: CPAR #789560 Report a problem
        4/1/2026Listing removed$518,900$239/sqft
        Source: CPAR #777059 Report a problem
        3/30/2026Price change$518,900-0.2%$239/sqft
        Source: CPAR #777059 Report a problem
        2/23/2026Price change$519,900-2.8%$239/sqft
        Source: CPAR #777059 Report a problem
        1/19/2026Price change$535,000+9.4%$246/sqft
        Source: CPAR #777059 Report a problem
        11/18/2025Price change$489,000-1.5%$225/sqft
        Source: CPAR #777059 Report a problem
        10/9/2025Price change$496,500-0.5%$229/sqft
        Source: CPAR #777059 Report a problem
        10/1/2025Listed for sale$499,000$230/sqft
        Source: CPAR #777059 Report a problem
        10/1/2025Pending sale$499,000$230/sqft
        Source: CPAR #777059 Report a problem
        9/10/2025Listed for sale$499,000$230/sqft
        Source: CPAR #777059 Report a problem
        8/28/2025Pending sale$499,000$230/sqft
        Source: CPAR #777059 Report a problem
        8/1/2025Listed for sale$499,000-0.2%$230/sqft
        Source: CPAR #777059 Report a problem
        10/20/2022Listing removed--
        Source: CPAR #725571 Report a problem
        5/6/2022Price change$500,000-4.8%$230/sqft
        Source: CPAR #725571 Report a problem
        4/24/2022Listed for sale$525,000+70.5%$242/sqft
        Source: CPAR #725571 Report a problem
        5/30/2019Sold$308,000+2.7%$142/sqft
        Source: ECAOR #812127 Report a problem
        2/25/2019Pending sale$299,900$138/sqft
        Source: ERA American Real Estate #812127 Report a problem
        1/11/2019Price change$299,900-9.1%$138/sqft
        Source: ERA American Real Estate #812127 Report a problem
        1/8/2019Price change$329,900+0.3%$152/sqft
        Source: ERA American Real Estate #812127 Report a problem
        1/7/2019Price change$329,000-1.8%$152/sqft
        Source: ERA American Real Estate #812127 Report a problem
        1/4/2019Price change$335,000-0.3%$154/sqft
        Source: ERA American Real Estate #812127 Report a problem
        12/10/2018Listed for sale$335,900+15.9%$155/sqft
        Source: ERA American Real Estate #812127 Report a problem
        9/5/2018Listing removed$289,900$134/sqft
        Source: ERA American Real Estate #799450 Report a problem
        8/28/2018Listed for sale$289,900+133.6%$134/sqft
        Source: ERA American Real Estate #799450 Report a problem
        1/14/2014Sold$124,100-17.3%$57/sqft
        Source: Agent Provided Report a problem
        10/20/2000Sold$150,000$69/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,088 +2.2%$270,377 +3%
        2023$3,020 +11.1%$262,502 +3%
        2022$2,719 $254,856
        2021-- --
        2020$2,667 -15.9%$243,099 +2.4%
        2019$3,172 $237,302 -0.7%
        2018$3,172 +3.8%$239,004 -1.1%
        2017$3,055 -4.7%$241,585 +2.5%
        2016$3,204 +0.7%$235,697 +4.1%
        2015$3,181 $226,491 +27.3%
        2014$3,181 $177,860 +1%
        2013-- $176,030 -1.3%
        2012-- $178,281 +6.1%
        2011-- $168,047 +1.5%
        2010-- $165,564 +2.7%
        2009-- $161,211 -8.6%
        2008-- $176,448 +3%
        2007-- $171,309 +2.5%
        2006-- $167,131 +3%
        2005-- $162,263 +6.1%
        2004-- $152,939 +1.9%
        2003-- $150,087 +2.4%
        2002-- $146,569 +0.5%
        2001-- $145,769 +83.4%
        2000-- $79,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32404

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tyndall
        • Middle: Rutherford Middle
        • High: Rutherford

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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