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For sale
  • Price cut: $50K (7/22)
    $645,000

    2220 Saint Andrews Blvd, Panama City, FL 32405

    3beds
    2,867sqft
    : 
    $4,053/mo
    Get pre-qualified
    Single Family Residence
    Built in 1964
    0.8 Acres Lot
    $609,700 Zestimate®
    $225/sqft
    $-- HOA

    What's special

    Spacious homeExpansive lot
    Unique Residential & Commercial Opportunity on Highway 390! Situated on approximately 0.801 acres, this versatile property offers endless possibilities for both residential and commercial use. The existing 2,867 sq. ft. home features 3 bedrooms, 2 full bathrooms, and three additional oversized living areas that can be utilized as a family room, living room, bonus room, office space, conference rooms, retail space, or other business-related uses. With excellent visibility along Highway 390 (St. Andrews Boulevard), this property is ideal for entrepreneurs, investors, or homeowners seeking a live/work setup. The expansive lot provides ample room to potentially build an additional residence on the rear portion of the property while utilizing the existing structure for commercial purposes, subject to zoning and local approval. Whether you're looking for a spacious home, a business location, investment opportunity, or a combination of all three, this property offers the flexibility and space to bring your vision to life. Conveniently located near shopping, dining, schools, and major thoroughfares, this is a rare opportunity to own a property with both residential comfort and commercial potential. All measurements are approximate and should be verified if important. Schedule your private showing today!
    44 days
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    157
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    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ayesha Albibi 850-258-4194,

    Centergate Realty LLC

    Source: CPAR,MLS#: 791841MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Family Room, Foyer, Kitchen, Living Room, Recreation
      Bedroom
      • Level: First
      • Dimensions: 13 x 15
      Bedroom
      • Level: First
      • Dimensions: 12 x 13
      Bedroom
      • Level: First
      • Dimensions: 12 x 15
      Family room
      • Level: First
      • Dimensions: 19 x 13
      Foyer
      • Level: First
      • Dimensions: 10 x 5
      Kitchen
      • Level: First
      • Dimensions: 10 x 16
      Living room
      • Level: First
      • Dimensions: 13 x 29
      Recreation
      • Level: First
      • Dimensions: 20 x 23
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Features
      • Main Level Primary, Separate Shower, Walk-In Closet(s), Entrance Foyer
      Interior area
      • Total structure area: 2,867
      • Total interior livable area: 2,867 sqft

      Property

      Parking
      • Total spaces: 2
      • Covered spaces: 2
      Features
      • Patio & porch: Enclosed, Patio
      • Exterior features: Patio
      Lot
      • Size: 0.8 Acres
      • Dimensions: 100.0 ft x 233.0 ft
      • Features: Paved
      Details
      • Parcel number: 26758000000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1964

      Utilities & green energy

      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Smoke Detector(s)
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $225/sqft
      • Tax assessed value: $284,565
      • Annual tax amount: $2,014
      • Date on market: 6/25/2026
      • Cumulative days on market: 45 days
      • Electric utility on property: Yes

        Estimated market value

        $609,700

        $579,000 - $640,000

        $3,069/mo

        Price history

        DateEventPrice
        7/22/2026Price change$645,000-7.2%$225/sqft
        Source: CPAR #791841 Report a problem
        6/25/2026Listed for sale$695,000$242/sqft
        Source: CPAR #791841 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,014 -8.6%$164,806 +3%
        2023$2,204 +0.6%$160,006 +3%
        2022$2,191 $155,346
        2021-- --
        2020$2,082 +24.3%$148,739 +2.6%
        2019$1,675 $144,908 +1.9%
        2018$1,675 +8.6%$142,206 +2.1%
        2017$1,542 +3.5%$139,281 +2.1%
        2016$1,489 -1.6%$136,415 +0.7%
        2015$1,513 $135,467 +0.8%
        2014$1,513 $134,392 +1.5%
        2013-- $132,406 -1.3%
        2012-- $134,099 -2.4%
        2011-- $137,451 +1.5%
        2010-- $135,420 +2.7%
        2009-- $131,860 +0.1%
        2008-- $131,728 +3%
        2007-- $127,891 +9.4%
        2006-- $116,860 +3%
        2005-- $113,456 +3%
        2004-- $110,151 +1.9%
        2003-- $108,097 +2.4%
        2002-- $105,563 +1.6%
        2001-- $103,901 +1.2%
        2000-- $102,621
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32405

        Getting around

        38 / 100
        Car-Dependent
        21 / 100
        Minimal Transit
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northside
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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