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For sale
    • Price cut: $6K (6/26)
    $959,000

    3209 Swordfish Dr, Panama City Beach, FL 32408

    4beds
    2,858sqft
    : 
    $6,164/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    6,098 Square Feet Lot
    $919,300 Zestimate®
    $336/sqft
    $138/mo HOA

    What's special

    Private pool and spaUnbeatable viewsRelaxing soaker tub
    Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important
    260 days
    |
    492
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie N Bickford 850-832-2394,

    Dalton Wade Inc

    Source: CPAR,MLS#: 782215MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: Second
      • Dimensions: 26 x 26
      Bedroom
      • Level: Second
      • Dimensions: 13 x 10
      Bedroom
      • Level: Second
      • Dimensions: 15 x 13
      Bedroom
      • Level: Second
      • Dimensions: 11 x 11
      Cooling
      • Central Air
      Appliances
      • Included: Gas Range, Gas Water Heater
      Features
      • Double Vanity, Sitting Area in Primary, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,858
      • Total interior livable area: 2,858 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Patio, Porch
      • Has private pool: Yes
      • Pool features: Gas Heat, In Ground, Salt Water, Private
      • Has view: Yes
      • View description: Bay, Lagoon
      • Has water view: Yes
      • Water view: Bay,Lagoon
      • Waterfront features: Shoreline - Natural
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 143 x 160 x 195 x 30
      • Features: Cul-De-Sac, Sprinkler System, Paved
      Details
      • Parcel number: 31259590000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Bay Point Unit 1
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Association Management, Security
      • HOA fee: $1,650 annually
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $336/sqft
      • Tax assessed value: $743,949
      • Annual tax amount: $9,182
      • Date on market: 4/3/2026
      • Cumulative days on market: 253 days

        Estimated market value

        $919,300

        $873,000 - $965,000

        $4,656/mo

        Price history

        DateEventPrice
        8/18/2026Price change$8,000+40.4%$3/sqft
        Source: Zillow Rentals Report a problem
        7/30/2026Listed for rent$5,700$2/sqft
        Source: Zillow Rentals Report a problem
        6/26/2026Price change$959,000-0.6%$336/sqft
        Source: CPAR #782215 Report a problem
        6/23/2026Price change$965,000-0.5%$338/sqft
        Source: CPAR #782215 Report a problem
        5/15/2026Price change$970,000-0.2%$339/sqft
        Source: CPAR #782215 Report a problem
        3/12/2026Price change$972,000-0.1%$340/sqft
        Source: CPAR #782215 Report a problem
        2/10/2026Price change$972,500+0.1%$340/sqft
        Source: CPAR #782215 Report a problem
        12/8/2025Listing removed$5,700$2/sqft
        Source: Zillow Rentals Report a problem
        12/1/2025Listed for sale$972,000-5.2%$340/sqft
        Source: CPAR #782215 Report a problem
        10/30/2025Price change$5,700-8.1%$2/sqft
        Source: Zillow Rentals Report a problem
        8/6/2025Listed for rent$6,200$2/sqft
        Source: Zillow Rentals Report a problem
        4/1/2025Listing removed$1,025,000$359/sqft
        Source: CPAR #763494 Report a problem
        2/22/2025Price change$1,025,000-6.8%$359/sqft
        Source: CPAR #763494 Report a problem
        10/5/2024Listed for sale$1,100,000+13.1%$385/sqft
        Source: CPAR #763494 Report a problem
        11/21/2022Sold$972,500-2.3%$340/sqft
        Source: Public Record Report a problem
        9/15/2022Pending sale$995,000$348/sqft
        Source: CPAR #731556 Report a problem
        9/12/2022Listed for sale$995,000$348/sqft
        Source: CPAR #731556 Report a problem
        9/1/2022Pending sale$995,000$348/sqft
        Source: CPAR #731556 Report a problem
        8/30/2022Listed for sale$995,000+121.1%$348/sqft
        Source: CPAR #731556 Report a problem
        3/31/2017Sold$450,000-6.1%$157/sqft
        Source: CPAR #655407 Report a problem
        2/16/2017Listed for sale$479,000-2.2%$168/sqft
        Source: Bay Point Real Estate Co #655407 Report a problem
        1/8/2017Listing removed$489,900$171/sqft
        Source: Counts Real Estate Group Inc #639876 Report a problem
        11/22/2016Price change$489,900-1.2%$171/sqft
        Source: Counts Real Estate Group Inc #639876 Report a problem
        3/10/2016Price change$495,900-0.6%$174/sqft
        Source: Counts Real Estate Group Inc #639876 Report a problem
        1/28/2016Listed for sale$498,900+0.3%$175/sqft
        Source: Counts Real Estate Group Inc #639876 Report a problem
        8/24/2011Listing removed$497,500$174/sqft
        Source: Coldwell Banker United #407609 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,182 -2.2%$743,949 -0.5%
        2023$9,390 +126.7%$747,876 +90.4%
        2022$4,143 $392,846
        2021-- --
        2020$4,157 -1.8%$376,138 -0.5%
        2019$4,231 $378,114 -1.4%
        2018$4,231 -3.1%$383,417 +2.6%
        2017$4,366 -8.1%$373,739 -2.6%
        2016$4,750 -6.5%$383,859 +0.5%
        2015$5,083 $382,080 -1.1%
        2014$5,083 $386,476 -2%
        2013-- $394,257 -12.5%
        2012-- $450,568 -2%
        2011-- $459,761 -0.8%
        2010-- $463,243 +14.3%
        2009-- $405,234 +0.1%
        2008-- $404,829 +3%
        2007-- $393,039 +2.5%
        2006-- $383,453 +3%
        2005-- $372,284
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        15 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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