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For sale
  • $1,175,000

    3207 Swordfish Dr, Panama City Beach, FL 32408

    4beds
    2,980sqft
    : 
    $7,302/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.25 Acres Lot
    $1,115,800 Zestimate®
    $394/sqft
    $138/mo HOA

    What's special

    Statement staircaseGrand double-door entryLarge walk-in storage closetElevated coastal masterpieceOversized custom closet
    Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100
    51 days
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    384
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    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mia Nadeau 229-220-0101,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 792030MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Kitchen, Living Room, Patio
      Bonus room
      • Description: bonus room or bedroom includes closet
      • Level: Second
      • Dimensions: 22 x 22
      Kitchen
      • Level: Second
      • Dimensions: 15 x 13
      Living room
      • Level: Second
      • Dimensions: 19 x 24
      Patio
      • Description: 2nd and 1st levels
      • Level: Second
      • Dimensions: 52 x 12
      Heating
      • Fireplace(s), Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Gas Cooktop, Tankless Water Heater
      Features
      • Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,980
      • Total interior livable area: 2,980 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Paved
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Deck, Covered, Porch
      • Exterior features: Covered Patio, Deck, Outdoor Kitchen
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay, Water
      • Has water view: Yes
      • Water view: Bay,Water
      • Waterfront features: Bayfront, Lagoon
      Lot
      • Size: 0.25 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 31259591000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Gated
      • Security: Carbon Monoxide Detector(s), Gated Community, 24 Hour Security, Fire Alarm, Smoke Detector(s)
      • Subdivision: Bay Point Unit 1
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Association Management, Security
      • HOA fee: $1,650 annually
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $394/sqft
      • Tax assessed value: $738,383
      • Annual tax amount: $6,707
      • Date on market: 6/30/2026
      • Cumulative days on market: 30 days

        Estimated market value

        $1,115,800

        $1.06M - $1.17M

        $4,068/mo

        Price history

        DateEventPrice
        6/30/2026Listed for sale$1,175,000$394/sqft
        Source: CPAR #792030 Report a problem
        5/4/2026Listing removed$1,175,000$394/sqft
        Source: CPAR #785334 Report a problem
        2/16/2026Listed for sale$1,175,000$394/sqft
        Source: CPAR #785334 Report a problem
        12/18/2025Listing removed$1,175,000$394/sqft
        Source: CPAR #771796 Report a problem
        6/24/2025Price change$1,175,000-2.1%$394/sqft
        Source: CPAR #771796 Report a problem
        5/17/2025Price change$1,200,000+4.3%$403/sqft
        Source: CPAR #771796 Report a problem
        5/9/2025Pending sale$1,150,000$386/sqft
        Source: CPAR #771796 Report a problem
        4/10/2025Listed for sale$1,150,000+666.7%$386/sqft
        Source: CPAR #771796 Report a problem
        2/15/2022Sold$150,000-16.7%$50/sqft
        Source: CPAR #705706 Report a problem
        2/2/2022Contingent$180,000$60/sqft
        Source: CPAR #705706 Report a problem
        9/20/2021Price change$180,000-9.5%$60/sqft
        Source: CPAR #705706 Report a problem
        2/22/2021Price change$199,000-13.1%$67/sqft
        Source: CPAR #705706 Report a problem
        1/20/2021Price change$229,000-8%$77/sqft
        Source: CPAR #705706 Report a problem
        12/16/2020Listed for sale$249,000+99.2%$84/sqft
        Source: CPAR #705706 Report a problem
        7/23/2019Sold$125,000-3.8%$42/sqft
        Source: Public Record Report a problem
        6/17/2019Price change$130,000-13.3%$44/sqft
        Source: Premier Coastal, Inc. #680703 Report a problem
        2/25/2019Listed for sale$150,000+3.4%$50/sqft
        Source: Premier Coastal, Inc. #680703 Report a problem
        1/23/2019Listing removed$145,000+45%$49/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        1/18/2019Sold$100,000-31%$34/sqft
        Source: CPAR #617410 Report a problem
        6/28/2018Listed for sale$145,000$49/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        4/9/2018Pending sale$145,000$49/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        9/30/2015Price change$145,000-6.5%$49/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        9/25/2015Price change$155,000-6.1%$52/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        6/5/2015Listed for sale$165,000$55/sqft
        Source: Counts Real Estate Group #617410 Report a problem
        4/29/2015Listing removed$165,000$55/sqft
        Source: Counts Real Estate Group Inc #617410 Report a problem
        2/4/2015Price change$165,000-5.7%$55/sqft
        Source: Counts Real Estate Group Inc #617410 Report a problem
        2/22/2014Listed for sale$175,000-41.7%$59/sqft
        Source: Counts Real Estate Group Inc #617410 Report a problem
        12/21/2007Sold$300,000+27.7%$101/sqft
        Source: Public Record Report a problem
        4/13/2007Sold$235,000-11.3%$79/sqft
        Source: Public Record Report a problem
        8/30/2004Sold$265,000$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,508 +308.3%$565,528 +343.6%
        2023$1,594 +29.5%$127,500 +19.8%
        2022$1,231 $106,400
        2021-- --
        2020$1,313 +14.8%$107,950 +16.2%
        2019$1,144 $92,863 +7.1%
        2018$1,144 +5.4%$86,700 -5.6%
        2017$1,085 -6.2%$91,800
        2016$1,157 -2.6%$91,800 +2%
        2015$1,188 $90,000 -35.3%
        2014$1,188 $139,150
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        15 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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