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For sale
  • $924,000

    3850 Rio Rd APT 24, Carmel, CA 93923

    2beds
    1,808sqft
    : 
    $7,140/mo
    Get pre-qualified
    Condominium, Residential
    Built in 1976
    -- sqft lot
    $902,100 Zestimate®
    $511/sqft
    $710/mo HOA

    What's special

    Come Fall in love! Priced to move and the numbers prove it. Completely updated unit and one of the largest residences in Arroyo Carmel available well under $1M. Tucked in a peaceful pocket of Carmel with sweeping Santa Lucia Mountain views and lovely pond views, plus 4 patios/balconies extending your living space. One of the larger floor plans in the community: two spacious upstairs bedroom suites, plus a convenient powder room downstairs for the main living area. Fully updated kitchen with Quartz countertops, new appliances, and luxury vinyl plank flooring throughout. Fresh paint, newly installed flooring, and a brand-new fireplace add warmth and style. And who doesn't need a wet bar for game night? Additional upgrades include new vanities, toilets, washer/dryer, window shades, and updated lighting. Move-in ready. Minutes to Carmel Beach and the shops and restaurants of Carmel. Community pool, spa, and tennis courts - within the highly rated Carmel Unified School District.
    12 hours
    152
    0

    Zillow last checked:

    Listing updated:

    Listed by:

    Amber Russell 01795810 831-402-1982,

    Over the Moon Realty 831-402-1982,

    Jennifer Ronan 01909211 831-760-9600,

    Over the Moon Realty

    Source: MLSListings Inc,MLS#: ML82064410MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Features: PrimarySuiteRetreat2plus
      Bathroom
      • Features: ShoweroverTub1, StallShower, UpdatedBaths
      Dining room
      • Features: DiningArea
      Family room
      • Features: NoFamilyRoom
      Kitchen
      • Features: Pantry
      Heating
      • Forced Air, Gas
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Oven/Range, Refrigerator, Washer/Dryer
      • Laundry: Inside
      Features
      • Wet Bar
      • Flooring: Vinyl Linoleum
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,808
      • Total interior livable area: 1,808 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Guest
      • Carport spaces: 1
      Features
      • Stories: 2
      • Patio & porch: Balcony/Patio, Deck
      • Pool features: Community
      • Spa features: Other, Spa/HotTub
      • Fencing: Front Yard
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 1,173 Square Feet
      Details
      • Parcel number: 015531024000
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium, Residential
      Materials
      • Foundation: Concrete Perimeter
      • Roof: Shake
      Condition
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Club House, Community Pool
      • HOA fee: $710 monthly
      Location
      • Region: Carmel

      Financial & listing details

      • Price per square foot: $511/sqft
      • Tax assessed value: $1,093,254
      • Date on market: 10/13/2026
      • Listing agreement: ExclusiveRightToSell
      • Listing terms: CashorConventionalLoan

        Estimated market value

        $902,100

        $857,000 - $947,000

        $4,388/mo

        Price history

        DateEventPrice
        10/13/2026Listed for sale$924,000+301.7%$511/sqft
        Source: MLSListings Inc #ML82064410 Report a problem
        11/21/1995Sold$230,000$127/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $1,093,254 +2%
        2025$12,282 +26.6%$1,071,819 +28.7%
        2024$9,703 +0.1%$833,047 +2%
        2023$9,691 $816,714 +2%
        2022-- $800,700 +12.8%
        2021$8,464 +2.2%$709,950 +1%
        2020$8,279 +2%$702,671 +2%
        2019$8,113 +2.4%$688,894 +2%
        2018$7,923 +2.7%$675,388 +2%
        2017$7,713 +2.7%$662,146 +2%
        2016$7,511 +3.6%$649,164 +1.5%
        2015$7,252 $639,414 +2%
        2014$7,252 $626,890 +2.5%
        2012-- $611,823 +2%
        2011-- $599,828 +17.2%
        2010-- $511,754 -14.2%
        2009-- $596,760 +2%
        2008-- $585,060 +2%
        2007-- $573,589 +2%
        2006-- $562,343 +2%
        2005-- $551,318 +2%
        2004-- $540,509 +1.9%
        2003-- $530,604 +2%
        2002-- $520,200 +100%
        2001$2,955 $260,100 +2%
        2000-- $255,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 93923

        Getting around

        57 / 100
        Somewhat Walkable
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: CarmelUnified

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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