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    • Price cut: $10.9K (10/2)
    $499,000

    3859 Fender St, Valparaiso, IN 46385

    4beds
    2,827sqft
    : 
    $3,303/mo
    Get pre-qualified
    Single Family Residence
    Built in 2025
    0.26 Acres Lot
    $496,100 Zestimate®
    $177/sqft
    $38/mo HOA

    What's special

    Stunning two-story homeModern finishesQuartz countertopsAdditional lofted flex spacePrivate primary suitePremier corner lotBeautifully-appointed kitchen
    Better than new (built in 2025), this stunning two-story home on a premier corner lot in Valparaiso's beautiful Iron Gate subdivision offers modern finishes, thoughtful design and plenty of space to live, work & entertain! Step inside to find durable luxury vinyl plank flooring and an abundance of natural light throughout the main level. Just off the entry, a versatile office/flex space provides the perfect spot for working from home, studying, or creating a quiet retreat. The open-concept living room flows seamlessly into the beautifully-appointed kitchen, complete with stainless steel appliances, quartz countertops, island with breakfast bar and custom pantry. The adjoining dining area offers easy access to the backyard, making indoor-outdoor entertaining a breeze. A convenient half bath, mudroom off the attached THREE-CAR GARAGE (built-in EV charger included!) and laundry room round out the main level. Upstairs, you'll find four spacious bedrooms, including a private primary suite featuring a generous 10' x 8.5' walk-in closet and en suite bath with a tiled shower surround and double vanity. A full guest bath and additional lofted flex space provide even more potential for a playroom, study, den, or whatever suits your needs. The full basement offers abundant storage and endless possibilities for future living space; pre-insulated, it's ready for you to finish and make your own! Outside, enjoy your private backyard retreat--perfect for fall cookouts, relaxing evenings and gathering with friends and family. Located within walking distance of the community park, playground, and nature path, and situated within the Valparaiso school district, including Cooks Corners Elementary. You're just minutes from all the dining, shopping and entertainment that downtown Valparaiso has to offer. Don't miss the opportunity to make this nearly-new Iron Gate home your own--schedule your showing today!
    38 days
    440
    38

    Zillow last checked:

    Listing updated:

    Listed by:

    Shawn Spaw,

    Stray Dog Properties, LLC 219-246-5200,

    Barbara Truchan,

    Stray Dog Properties, LLC

    Source: NIRA as distributed by MLS GRID,MLS#: 845117MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom 2, Primary Bedroom, Office, Living Room, Loft, Laundry, Kitchen, Dining Room, Den, Bedroom 4, Bedroom 3
      Primary bedroom
      • Description: 3/4 bath en suite, 10'x8.5' walk-in closet,
      • Level: Upper
      • Area: 247.5
      • Dimensions: 16.5 x 15.0
      Bedroom 2
      • Description: walk-in closet
      • Level: Upper
      • Area: 192
      • Dimensions: 16.0 x 12.0
      Bedroom 3
      • Level: Upper
      • Area: 150
      • Dimensions: 12.5 x 12.0
      Bedroom 4
      • Level: Upper
      • Area: 143.75
      • Dimensions: 12.5 x 11.5
      Dining room
      • Description: vinyl plank flooring, walks out to backyard
      • Level: Main
      • Area: 133
      • Dimensions: 14.0 x 9.5
      Kitchen
      • Description: open-concept, quartz countertops, stainless appliances, island/breakfast bar, backsplash, vinyl plank flooring, pantry
      • Level: Main
      • Area: 259
      • Dimensions: 18.5 x 14.0
      Laundry
      • Description: LG front-load washer & dryer stay
      • Level: Main
      • Area: 78
      • Dimensions: 13.0 x 6.0
      Living room
      • Description: open-concept, vinyl plank flooring
      • Level: Main
      • Area: 273
      • Dimensions: 19.5 x 14.0
      Loft
      • Description: Family room or flex space, playroom, etc..
      • Level: Upper
      • Area: 204
      • Dimensions: 17.0 x 12.0
      Office
      • Description: "Flex" room, currently utilized as an office
      • Level: Main
      • Area: 169
      • Dimensions: 13.0 x 13.0
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Dryer, Washer, Stainless Steel Appliance(s), Refrigerator, Microwave, Dishwasher, Disposal
      • Laundry: Gas Dryer Hookup, Washer Hookup, Main Level, Laundry Room
      Features
      • Double Vanity, Walk-In Closet(s), Stone Counters, Recessed Lighting, Pantry, Open Floorplan, Kitchen Island, Eat-in Kitchen
      • Basement: Full,Unfinished,Storage Space,Sump Pump
      • Has fireplace: No
      Interior area
      • Total structure area: 2,827
      • Total interior livable area: 2,827 sqft
      • Finished area above ground: 2,827

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Kitchen Level, Garage Faces Front, Driveway, Off Street, Garage Door Opener
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch
      • Exterior features: Rain Gutters
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.26 Acres
      • Features: Back Yard, Rectangular Lot, Landscaped, Front Yard, Few Trees, Corner Lot
      Details
      • Parcel number: 640909276055000004
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Water Connected, Underground Utilities, Sewer Connected, Natural Gas Connected, Electricity Connected

      Community & HOA

      Community
      • Features: Curbs
      • Security: Smoke Detector(s)
      • Subdivision: Iron Gate
      HOA
      • Has HOA: Yes
      • Amenities included: Jogging Path, Playground, Park, Management
      • HOA fee: $450 annually
      • HOA name: Pathway Property Management
      • HOA phone: 815-836-0400
      Location
      • Region: Valparaiso

      Financial & listing details

      • Price per square foot: $177/sqft
      • Tax assessed value: $600
      • Annual tax amount: $14
      • Date on market: 9/10/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,FHA,Conventional

        Estimated market value

        $496,100

        $471,000 - $521,000

        $3,426/mo

        Price history

        DateEventPrice
        10/2/2026Price change$499,000-2.1%$177/sqft
        Source: NIRA as distributed by MLS GRID #845117 Report a problem
        9/22/2026Price change$509,900-1%$180/sqft
        Source: NIRA as distributed by MLS GRID #845117 Report a problem
        9/10/2026Listed for sale$515,000$182/sqft
        Source: NIRA as distributed by MLS GRID #845117 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$15 +11.6%$600
        2024$13 $600 +20%
        2023-- $500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 46385

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cooks Corners Elementary School
        • Middle: Benjamin Franklin Middle School
        • High: Valparaiso High School

        Source: NIRA as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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