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For sale
    • Price cut: $1K (8/21)
    $269,000

    3962 LA COSTA LANE, LARGO, FL 33771

    2beds
    1,036sqft
    : 
    $1,918/mo
    Get pre-qualified
    Villa
    Built in 1986
    1,625 Square Feet Lot
    $-- Zestimate®
    $260/sqft
    $97/mo HOA

    What's special

    Virtually Staged. No Carpet, no-flood zone, new AC (2026), newer roof (2022), freshly painted interior. Welcome to this charming 2-bedroom, 2-bath villa in Belle Oak Villas, a quiet hidden-gem community tucked away from the hustle and bustle yet close to everyday conveniences. This inviting home offers a desirable split-bedroom layout, vaulted ceilings, and an open-concept living and dining area that feels bright, comfortable, and easy to live in. With no carpet and tile/laminate flooring throughout, the home is both stylish and low-maintenance. The freshly painted interior gives the space a clean, move-in-ready feel, while the private screened rear patio creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Overlooking a peaceful pond with no direct rear neighbors, the setting offers exceptional privacy and a relaxing natural backdrop — ducks included. The front of the home also features attractive landscaping, adding curb appeal and a touch of garden charm without demanding a lot of upkeep. Major updates provide peace of mind, including a roof replaced in 2022, a new HVAC system installed in June 2026, and a 40-gallon water heater from 2017. The home is also located in a non-flood zone, adding another layer of comfort and value. Situated on a dead-end street, this villa enjoys a quieter location while still being just a short distance from one of the community’s two pools. With a low HOA of just $290 quarterly and a location that balances privacy, convenience, and community amenities, this villa is a wonderful opportunity for someone seeking easy living in a serene setting. Don’t miss this well-maintained home with thoughtful updates and a truly special backdrop.
    55 days
    |
    710
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Candis Carmichael 727-888-3292,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8525459MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 146.25 Square Feet
      • Dimensions: 13x11.25
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 112.5 Square Feet
      • Dimensions: 10x11.25
      Primary bathroom
      • Features: En Suite Bathroom, Exhaust Fan, Shower No Tub, Single Vanity, No Closet
      • Level: First
      Bathroom 2
      • Features: Exhaust Fan, Single Vanity, Tub With Shower, No Closet
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Closet
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Living room
      • Features: No Closet
      • Level: First
      • Area: 294 Square Feet
      • Dimensions: 12x24.5
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Laminate
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,036
      • Total interior livable area: 1,036 sqft

      Property

      Parking
      • Parking features: Assigned, Common, Ground Level, Guest, Reserved
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Exterior features: Garden, Irrigation System, Private Entrance
      • Has view: Yes
      • View description: Garden, Trees/Woods, Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Pond
      Lot
      • Size: 1,625 Square Feet
      • Features: Near Public Transit, Street Dead-End
      • Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
      Details
      • Parcel number: 362915073270000750
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Villa
      • Attached to another structure: Yes
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: None
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BELLE OAK VILLAS
      HOA
      • Has HOA: Yes
      • Services included: Common Area Taxes, Community Pool, Insurance, Maintenance Grounds, Manager, Pool Maintenance, Private Road
      • HOA fee: $97 monthly
      • HOA name: Vesta Property Services
      Location
      • Region: Largo

      Financial & listing details

      • Price per square foot: $260/sqft
      • Tax assessed value: $206,906
      • Annual tax amount: $3,155
      • Date on market: 7/8/2026
      • Cumulative days on market: 50 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/21/2026Price change$269,000-0.4%$260/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        7/8/2026Listed for sale$270,000+171.4%$261/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        2/4/2004Sold$99,500+600.7%$96/sqft
        Source: Public Record Report a problem
        2/25/2002Sold$14,200$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,155 +8.3%$145,983 +10%
        2024$2,913 +6.4%$132,712 +10%
        2023$2,738 +12.8%$120,647 +10%
        2022$2,428 +12.6%$109,679 +10%
        2021$2,156 +6.4%$99,708 +10%
        2020$2,025 +9%$90,644 +10%
        2019$1,858 $82,404 -21.5%
        2018$1,858 +6%$105,038 +9.4%
        2017$1,753 +20.5%$96,038 +14.9%
        2016$1,455 +14.6%$83,598 +29.2%
        2015$1,269 +16.5%$64,721 +26.5%
        2014$1,090 +1.9%$51,167 +3.1%
        2013$1,070 +8%$49,622 +6.8%
        2012$991 $46,453 -25%
        2011-- $61,938 -10%
        2010-- $68,798 -15.8%
        2009-- $81,672 -22.1%
        2008$2,041 $104,800 -10.7%
        2007-- $117,300 +36.4%
        2005-- $86,000 +14.8%
        2004$1,645 +22.1%$74,900 +17.2%
        2003$1,347 +21.3%$63,900 +11.5%
        2002$1,111 $57,300 +8.3%
        2001$1,111 +6.5%$52,900 +6%
        2000$1,042 $49,900
        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33771

        Getting around

        58 / 100
        Somewhat Walkable
        25 / 100
        Some Transit
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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