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For sale
    • Price cut: $1K (9/18)
    $265,000

    3962 LA COSTA LANE, LARGO, FL 33771

    2beds
    1,036sqft
    Villa
    Built in 1986
    1,625 Square Feet Lot
    $-- Zestimate®
    $256/sqft
    $97/mo HOA

    What's special

    Fresh interior paintPeaceful pond-view settingVaulted ceilingsDesirable split-bedroom layoutNewly reglazed bathtubQuiet dead-end street
    Virtually Staged. Seller is motivated and will entertain reasonable offers. Welcome to Belle Oak Villas, where easy living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area. Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company. Tucked away on a quiet dead-end street near one of the community’s two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort—and a smart opportunity for investors, with **no HOA waiting period to lease**. No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!
    102 days
    564
    26

    Zillow last checked:

    Listing updated:

    Listed by:

    Candis Carmichael 727-888-3292,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8525459MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 146.25 Square Feet
      • Dimensions: 13x11.25
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 112.5 Square Feet
      • Dimensions: 10x11.25
      Primary bathroom
      • Features: En Suite Bathroom, Exhaust Fan, Shower No Tub, Single Vanity, No Closet
      • Level: First
      Bathroom 2
      • Features: Exhaust Fan, Single Vanity, Tub With Shower, No Closet
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Closet
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Living room
      • Features: No Closet
      • Level: First
      • Area: 294 Square Feet
      • Dimensions: 12x24.5
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Laminate
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,036
      • Total interior livable area: 1,036 sqft

      Property

      Parking
      • Parking features: Assigned, Common, Ground Level, Guest, Reserved
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Exterior features: Garden, Irrigation System, Private Entrance
      • Has view: Yes
      • View description: Garden, Trees/Woods, Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Pond
      Lot
      • Size: 1,625 Square Feet
      • Features: Near Public Transit, Street Dead-End
      • Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
      Details
      • Parcel number: 362915073270000750
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Villa
      • Attached to another structure: Yes
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: None
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BELLE OAK VILLAS
      HOA
      • Has HOA: Yes
      • Services included: Common Area Taxes, Community Pool, Insurance, Maintenance Grounds, Manager, Pool Maintenance, Private Road
      • HOA fee: $97 monthly
      • HOA name: Vesta Property Services
      Location
      • Region: Largo

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $206,906
      • Annual tax amount: $3,155
      • Date on market: 7/8/2026
      • Cumulative days on market: 97 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/18/2026Price change$265,000-0.4%$256/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        9/11/2026Price change$266,000-0.4%$257/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        9/4/2026Price change$267,000-0.4%$258/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        8/28/2026Price change$268,000-0.4%$259/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        8/21/2026Price change$269,000-0.4%$260/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        7/8/2026Listed for sale$270,000+171.4%$261/sqft
        Source: Stellar MLS #TB8525459 Report a problem
        2/4/2004Sold$99,500+600.7%$96/sqft
        Source: Public Record Report a problem
        2/25/2002Sold$14,200$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,155 +8.3%$145,983 +10%
        2024$2,913 +6.4%$132,712 +10%
        2023$2,738 +12.8%$120,647 +10%
        2022$2,428 +12.6%$109,679 +10%
        2021$2,156 +6.4%$99,708 +10%
        2020$2,025 +9%$90,644 +10%
        2019$1,858 $82,404 -21.5%
        2018$1,858 +6%$105,038 +9.4%
        2017$1,753 +20.5%$96,038 +14.9%
        2016$1,455 +14.6%$83,598 +29.2%
        2015$1,269 +16.5%$64,721 +26.5%
        2014$1,090 +1.9%$51,167 +3.1%
        2013$1,070 +8%$49,622 +6.8%
        2012$991 $46,453 -25%
        2011-- $61,938 -10%
        2010-- $68,798 -15.8%
        2009-- $81,672 -22.1%
        2008$2,041 $104,800 -10.7%
        2007-- $117,300 +36.4%
        2005-- $86,000 +14.8%
        2004$1,645 +22.1%$74,900 +17.2%
        2003$1,347 +21.3%$63,900 +11.5%
        2002$1,111 $57,300 +8.3%
        2001$1,111 +6.5%$52,900 +6%
        2000$1,042 $49,900
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33771

        Getting around

        58 / 100
        Somewhat Walkable
        25 / 100
        Some Transit
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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