Highly desirable downtown St. Joseph Condo in the heart of the city. Short distance to Silver Beach and Lake Michigan, shopping and restaurants. Experience year-round activities on the lake bluff like farmers markets, antiques, art fairs, and local craft beer and wine festivals. Close proximity to multiple marinas as well as Harbor Shores Golf Course, designed by Jack Nicklaus.
Condo offers an open concept with amazing Brazilian Cherry hardwood floors in living, dining and kitchen with high ceilings, large windows, and wonderful seasonal views of the Lake Michigan! KitchenAid stainless steel appliances and front load laundry appliances in the master suite. Upscale improvements, Schedule your private showing today! A Realtor owned property.
Active
$485,000
403 State St Unit 3, Saint Joseph, MI 49085
2beds
1,237sqft
Condominium
Built in 2009
-- sqft lot
$466,200 Zestimate®
$392/sqft
$167/mo HOA
What's special
Upscale improvementsHigh ceilingsLarge windowsOpen conceptKitchenaid stainless steel appliances
- 47 days |
- 763 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Joe Flood 616-446-8700,
@properties Christie's International R.E. 269-469-0700
Source: MichRIC,MLS#: 26024139
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining room
- Description: Formal
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Oven, Range, Refrigerator, Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Elevator, Eat-in Kitchen
- Flooring: Tile, Wood
- Windows: Insulated Windows
- Basement: Other
- Has fireplace: No
Interior area
- Total structure area: 1,237
- Total interior livable area: 1,237 sqft
- Finished area below ground: 0
Property
Accessibility
- Accessibility features: 36 Inch Entrance Door, 36' or + Hallway, 42 in or + Hallway, Accessible M Flr Half Bath, Accessible Mn Flr Full Bath, Covered Entrance
Features
- Stories: 2
- Exterior features: Balcony
- Waterfront features: Lake
Lot
- Features: Corner Lot, Sidewalk
Details
- Parcel number: 117628500003006
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Brick
- Roof: Other,Rubber
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Public Sewer, Storm Sewer
- Water: Public
- Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $2,000 annually
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $392/sqft
- Tax assessed value: $172,017
- Annual tax amount: $7,300
- Date on market: 5/22/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$466,200
$443,000 - $490,000
$2,306/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $485,000$392/sqft |
Source: | ||
| 5/19/2026 | Listing removed | $485,000$392/sqft |
Source: | ||
| 5/14/2026 | Listing removed | $3,995$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/26/2026 | Price change | $3,995-8.7%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/25/2026 | Listed for rent | $4,375+32.6%$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/13/2026 | Price change | $485,000-1%$392/sqft |
Source: | ||
| 3/3/2026 | Listed for sale | $490,000$396/sqft |
Source: | ||
| 2/24/2026 | Listing removed | $490,000$396/sqft |
Source: | ||
| 1/8/2026 | Listed for sale | $490,000+62.8%$396/sqft |
Source: | ||
| 2/29/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 2/8/2024 | Listed for rent | $3,300+3.1%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/23/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/3/2023 | Price change | $3,200+14.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/23/2022 | Listed for rent | $2,800$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/14/2020 | Sold | $301,000-7.4%$243/sqft |
Source: | ||
| 6/20/2020 | Pending sale | $325,000$263/sqft |
Source: @properties Michigan #20019963 Report a problem | ||
| 6/3/2020 | Listed for sale | $325,000+36.6%$263/sqft |
Source: @properties Michigan #20019963 Report a problem | ||
| 4/24/2017 | Sold | $238,000-4.4%$192/sqft |
Source: | ||
| 3/20/2017 | Listed for sale | $249,000+55.6%$201/sqft |
Source: Coldwell Banker Advantage #17011000 Report a problem | ||
| 12/18/2009 | Sold | $160,000+1.6%$129/sqft |
Source: Public Record Report a problem | ||
| 10/7/2009 | Sold | $157,500$127/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,066 +4.3% | $250,100 +17.6% |
| 2024 | $6,774 | $212,700 +13.4% |
| 2023 | -- | $187,600 +20.8% |
| 2022 | $6,233 | $155,300 +6% |
| 2021 | -- | $146,500 +3.5% |
| 2020 | $5,170 +1.7% | $141,500 +10.6% |
| 2019 | $5,084 +125.2% | $127,900 +9% |
| 2018 | $2,257 -29.7% | $117,300 +92% |
| 2017 | $3,211 +0.9% | $61,100 +8% |
| 2016 | $3,182 +3.8% | $56,600 -1.4% |
| 2015 | $3,067 | $57,400 +6.3% |
| 2014 | -- | $54,000 +0.6% |
| 2013 | -- | $53,700 -4.4% |
| 2012 | -- | $56,200 -7.7% |
| 2011 | -- | $60,900 +4.1% |
| 2010 | -- | $58,500 -3.3% |
| 2009 | -- | $60,500 +10.6% |
| 2008 | -- | $54,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 49085
Nearby schools
GreatSchools rating
- 8/10Lincoln SchoolGrades: PK-5Distance: 1.1 mi
- 9/10Upton Middle SchoolGrades: 6-8Distance: 4.1 mi
- 9/10St. Joseph High SchoolGrades: 9-12Distance: 1.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Berrien County
- Saint Joseph
- 49085
- 403 State St Unit 3





