Highly desirable downtown St. Joseph Condo in the heart of the city. Short distance to Silver Beach and Lake Michigan, shopping and restaurants. Experience year-round activities on the lake bluff like farmers markets, antiques, art fairs, and local craft beer and wine festivals. Close proximity to multiple marinas as well as Harbor Shores Golf Course, designed by Jack Nicklaus. Condo offers an open concept with amazing Brazilian Cherry hardwood floors in living, dining and kitchen with high ceilings, large windows, and wonderful seasonal views of the Lake Michigan! KitchenAid stainless steel appliances and front load laundry appliances in the master suite. Upscale improvements, Schedule your private showing today! A Realtor owned property.
Active
$485,000
403 State St Unit 3, Saint Joseph, MI 49085
2beds
1,237sqft
Condominium
Built in 2009
-- sqft lot
$466,800 Zestimate®
$392/sqft
$167/mo HOA
What's special
High ceilingsLarge windowsOpen conceptKitchenaid stainless steel appliances
- 141 days
- 429
- 37
Zillow last checked:
Listing updated:
Listed by:
Joe Flood 616-446-8700,
@properties Christie's International R.E. 269-469-0700
Source: MichRIC,MLS#: 26024139
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining room
- Description: Formal
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Oven, Range, Refrigerator, Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Elevator, Eat-in Kitchen
- Flooring: Tile, Wood
- Windows: Insulated Windows
- Basement: Other
- Has fireplace: No
Interior area
- Total structure area: 1,237
- Total interior livable area: 1,237 sqft
- Finished area below ground: 0
Property
Accessibility
- Accessibility features: 36 Inch Entrance Door, 36' or + Hallway, 42 in or + Hallway, Accessible M Flr Half Bath, Accessible Mn Flr Full Bath, Covered Entrance
Features
- Stories: 2
- Exterior features: Balcony
- Waterfront features: Lake
- Body of water: Lake Michigan
Lot
- Features: Corner Lot, Sidewalk
Details
- Parcel number: 117628500003006
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Brick
- Roof: Other,Rubber
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Public Sewer, Storm Sewer
- Water: Public
- Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $2,000 annually
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $392/sqft
- Tax assessed value: $172,017
- Annual tax amount: $7,300
- Date on market: 10/5/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$466,800
$443,000 - $490,000
$1,943/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $485,000$392/sqft |
Source:  MichRIC #26024139 Report a problem | ||
| 5/19/2026 | Listing removed | $485,000$392/sqft |
Source: MichRIC #26007851 Report a problem | ||
| 5/14/2026 | Listing removed | $3,995$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/26/2026 | Price change | $3,995-8.7%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/25/2026 | Listed for rent | $4,375+32.6%$4/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/13/2026 | Price change | $485,000-1%$392/sqft |
Source: MichRIC #26007851 Report a problem | ||
| 3/3/2026 | Listed for sale | $490,000$396/sqft |
Source: MichRIC #26007851 Report a problem | ||
| 2/24/2026 | Listing removed | $490,000$396/sqft |
Source: MichRIC #26000790 Report a problem | ||
| 1/8/2026 | Listed for sale | $490,000+62.8%$396/sqft |
Source: MichRIC #26000790 Report a problem | ||
| 2/29/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 2/8/2024 | Listed for rent | $3,300+3.1%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/23/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/3/2023 | Price change | $3,200+14.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/23/2022 | Listed for rent | $2,800$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/14/2020 | Sold | $301,000-7.4%$243/sqft |
Source: MichRIC #20019963 Report a problem | ||
| 6/20/2020 | Pending sale | $325,000$263/sqft |
Source: @properties Michigan #20019963 Report a problem | ||
| 6/3/2020 | Listed for sale | $325,000+36.6%$263/sqft |
Source: @properties Michigan #20019963 Report a problem | ||
| 4/24/2017 | Sold | $238,000-4.4%$192/sqft |
Source: MichRIC #17011000 Report a problem | ||
| 3/20/2017 | Listed for sale | $249,000+55.6%$201/sqft |
Source: Coldwell Banker Advantage #17011000 Report a problem | ||
| 12/18/2009 | Sold | $160,000+1.6%$129/sqft |
Source: Public Record Report a problem | ||
| 10/7/2009 | Sold | $157,500$127/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,066 +4.3% | $250,100 +17.6% |
| 2024 | $6,774 | $212,700 +13.4% |
| 2023 | -- | $187,600 +20.8% |
| 2022 | $6,233 | $155,300 +6% |
| 2021 | -- | $146,500 +3.5% |
| 2020 | $5,170 +1.7% | $141,500 +10.6% |
| 2019 | $5,084 +125.2% | $127,900 +9% |
| 2018 | $2,257 -29.7% | $117,300 +92% |
| 2017 | $3,211 +0.9% | $61,100 +8% |
| 2016 | $3,182 +3.8% | $56,600 -1.4% |
| 2015 | $3,067 | $57,400 +6.3% |
| 2014 | -- | $54,000 +0.6% |
| 2013 | -- | $53,700 -4.4% |
| 2012 | -- | $56,200 -7.7% |
| 2011 | -- | $60,900 +4.1% |
| 2010 | -- | $58,500 -3.3% |
| 2009 | -- | $60,500 +10.6% |
| 2008 | -- | $54,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 49085
- $450,0002 bd2 ba1.5k sqft403 State St UNIT 1, Saint Joseph, MI 49085Sold
- $415,9002 bd2 ba1.2k sqft403 State #3, Saint Joseph, MI 49085Off Market
- $479,8002 bd2 ba1.2k sqft403 State St UNIT 5, Saint Joseph, MI 49085Off Market
- $453,000-- bd2 ba1.1k sqft403 State St UNIT 4, Saint Joseph, MI 49085Off Market
Similar homes
- $569,9002 bd2 ba1.6k sqft333 State St, Saint Joseph, MI 49085For Sale
MLS ID #26044552, Theresa A Page, Jaqua, REALTORS. MichRIC - $425,0002 bd2 ba1.3k sqft327 State St, Saint Joseph, MI 49085For Sale
MLS ID #25022561, Kurt E Hauseman, Lake Homes Realty. MichRIC - $699,9002 bd2 ba1.5k sqft250 Water St APT C, Saint Joseph, MI 49085For Sale
MLS ID #26029140, Jill Drebing, @properties Christie's International R.E.. MichRIC - $419,0001 bd1 ba1k sqft230 Water St #2, Saint Joseph, MI 49085For Sale
MLS ID #26014369, David Jardine, @properties Christie's International R.E.. MichRIC - $625,0002 bd3 ba1.4k sqft260 Water St #5E, Saint Joseph, MI 49085For SaleMLS ID #26051233, Wortman Real Estate Group, @properties Christie's International R.E.. MichRIC
- $599,0002 bd2 ba1.4k sqft307 Park St, Saint Joseph, MI 49085For SaleMLS ID #26042252, Joe Flood, @properties Christie's International R.E.. MichRIC
- $724,0002 bd2 ba1.2k sqft800 Whitwam Dr #1 & 1a, Saint Joseph, MI 49085For SaleMLS ID #26030506, Brady Cohen, The Shore Real Estate Group. MichRIC
- $265,0002 bd3 ba1.5k sqft2727 S Lakeshore Dr APT 3, Saint Joseph, MI 49085For SaleMLS ID #26052842, David Jardine, @properties Christie's International R.E.. MichRIC
- $610,0003 bd3 ba1.5k sqft1002 Lake Blvd, Saint Joseph, MI 49085For SaleMLS ID #26040909, Michael McCausland, @properties Christie's International R.E.. MichRIC
- $335,0003 bd2 ba1.6k sqft509 Church St, Saint Joseph, MI 49085For SaleMLS ID #26041473, Rachel Scholten, The Shore Real Estate Group. MichRIC
- $325,0002 bd1 ba970 sqft3622 Lakeshore Dr APT G12, Saint Joseph, MI 49085For SaleMLS ID #26041706, Jamie Kastelic, @properties Christie's International R.E.. MichRIC
- $300,0003 bd2 ba1.4k sqft2286 Washington Ave, Saint Joseph, MI 49085For SaleMLS ID #26051090, John M Shail, Coldwell Banker Anchor R.E.. MichRIC
- $324,9002 bd3 ba1.7k sqft1024 Morrison Ave, Saint Joseph, MI 49085For SaleMLS ID #26040043, Gretchen Volkenstein, @properties Christie's International R.E.. MichRIC
- $315,0003 bd3 ba1.3k sqft1323 Wolcott Ave, Saint Joseph, MI 49085For SaleMLS ID #26038658, Ben Stephen, Cressy & Everett Real Estate. MichRIC
- $299,0002 bd2 ba1.3k sqft1920 Langley Ave, Saint Joseph, MI 49085For SaleMLS ID #26050168, Michael George Lirones, Gold Realty. MichRIC
- $289,0003 bd2 ba1.5k sqft1209 Napier Ave, Saint Joseph, MI 49085For SaleMLS ID #26043189, Kerry M Wright, Wright Properties. MichRIC
- $349,9002 bd1 ba832 sqft1214 Mohawk Ln, Saint Joseph, MI 49085For SaleMLS ID #26042343, Tammy Stelling, @properties Christie's International R.E.. MichRIC
- $320,0003 bd2 ba1.2k sqft2197 Ann Dr, Saint Joseph, MI 49085For SaleMLS ID #26046302, Christine A Kooiker, Redfin Corporation. MichRIC
- $277,0002 bd3 ba1.4k sqft2727 S Lakeshore Dr APT F-23, Saint Joseph, MI 49085For SaleMLS ID #26049987, Julie Quardokus, Cressy & Everett Real Estate. MichRIC
- $299,0002 bd1 ba950 sqft3614 N Lakeshore Dr, Saint Joseph, MI 49085For SaleMLS ID #26052716, Jane Swibel, @properties Christie's International R.E.. MichRIC
