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For sale
  • Price cut: $14.9K (8/10)
    $660,000

    404 Geneva Ave, Panama City Beach, FL 32407

    4beds
    2,203sqft
    : 
    $4,453/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    5,227 Square Feet Lot
    $640,400 Zestimate®
    $300/sqft
    $305/mo HOA

    What's special

    Mature treesSpacious covered front porchPrivate covered back patioFirst floor primary suiteFreshly washed exteriorFilled with natural lightSpray foam insulation
    **JUST REDUCED ** MOTIVATED SELLER** SELLER OFFERING BUYER 3 MONTHS OF HOA DUES TO BE PAID AT CLOSING** A newer build in the original phase of Tapestry Park, this thoughtfully designed home offers the perfect balance of everyday convenience and coastal living - walk to school during the week and head to the beach on the weekends! The residence is filled with natural light while mature trees, lush landscaping, and a fenced backyard provide exceptional privacy. Designed for both comfort and entertaining, the home features LVP flooring throughout the living spaces, with 4 bedrooms and 2.5 bathrooms, including a first floor primary suite. Outdoor living is equally inviting with a spacious covered front porch and a private covered back patio complete with photoelectric lighting and a large ceiling fan for warmer evenings to watch your favorite team play on TV. The backyard also offers room to add a plunge pool or hot tub for an even more relaxing retreat. The open concept kitchen, dining, and living areas create a seamless gathering space for family and friends. Shiplap accents throughout the living area and stairwell are complemented by newly installed vertical shiplap in the half bath (2025). The kitchen showcases marble countertops and backsplash, custom soft close cabinetry, and an oversized island with additional seating. Premium appliances include Samsung stainless steel cooktop, range, and microwave, a GE side by side refrigerator, and a quiet Bosch dishwasher. Custom lighting in the kitchen and dining areas, along with custom Roman shades throughout the home, add elevated style and functionality. The primary suite offers a spa inspired bath featuring tiled flooring, double vanities with quartz countertops, a vintage inspired cast iron clawfoot soaking tub, and an updated marble floored walk-in shower completed in 2025 and a separate water closet. The laundry room, finished with tile flooring and equipped with a Samsung washer and dryer, is conveniently positioned near the back entry with direct access to the primary bath. Upstairs living space provides three additional bedrooms with tray ceilings, a versatile bonus space ideal for a home office or upstairs den, and a full bath with quartz countertops and tile flooring. Additional storage is available through pull down attic access both upstairs and in the attached two car garage. For enhanced home comfort, convenience, and security, the property is equipped with two AC units paired with Honeywell Home Pro Series programmable thermostats, spray foam insulation, an 80 gallon Rheem Smart Water Heater, and a Chamberlain Smart Garage Door system. The Simply Safe home security system, which will transfer with the home, includes app driven monitoring with three motion activated cameras positioned on the front porch, back porch, and garage, offering live streaming capability and two-way communication. Recent exterior improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and a newly pressure washed fence. For added peace of mind, the home also features an impact rated front door with a multi locking mechanism and Kevlar hurricane shutter screens with exterior window frame fasteners for enhanced storm protection. Located in the heart of Panama City Beach, Tapestry Park is a charming Craftsman style community designed with both families and lifestyle in mind. Just minutes from Pier Park, the neighborhood offers the perfect blend of convenience, character, and community. Vintage style lamp posts line the sidewalks, adding warmth and charm throughout the neighborhood, while underground utilities help maintain the clean, picturesque streetscape that makes Tapestry Park so inviting. Residents enjoy exceptional amenities centered around Brunswick Hall, the community's beautifully designed clubhouse featuring gathering spaces, a full kitchen, library, grilling area, and resort style pool. A second pool designed with children in mind, along with Peacock Park complete with swings, slides, open green space, and a secure wrap around fence, creates the perfect setting for families to gather and play. Outdoor enthusiasts will appreciate the pickleball, tennis, and basketball courts, expansive open fields for recreation, and scenic walking trails surrounding the ponds with convenient pet cleanup stations along the way. Brunswick Hall is also available for private events and celebrations by reservation, offering an ideal space for hosting gatherings with optional pool access for special occasions.
    84 days
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    530
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    36
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    Zillow last checked:

    Listing updated:

    Listed by:

    MELINDA Azar,

    EXP Realty LLC

    Source: CPAR,MLS#: 790297MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 17 x 14
      Bedroom
      • Level: Second
      • Dimensions: 12 x 12
      Bedroom
      • Level: Second
      • Dimensions: 12 x 14
      Bedroom
      • Level: Second
      • Dimensions: 17 x 12
      Bonus room
      • Level: Second
      • Dimensions: 18 x 12
      Dining room
      • Level: First
      • Dimensions: 17 x 15
      Kitchen
      • Level: First
      • Dimensions: 17 x 15
      Living room
      • Level: First
      • Dimensions: 18 x 15
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
      Features
      • Coffered Ceiling(s), Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 2,203
      • Total interior livable area: 2,203 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio, Porch
      • Pool features: Community
      • Fencing: Fenced
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 42 x 125
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 34109552000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone, Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, Underground Utilities
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Basketball Court, Clubhouse, Conference/Meeting Room, Game Room, Playground, Park, Pool, Community Pool
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Tapestry Park
      HOA
      • Has HOA: Yes
      • Amenities included: Game Room, Gazebo
      • Services included: Association Management, Clubhouse, Cable TV, Internet, Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Recreation Facilities, Tennis Courts
      • HOA fee: $915 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $300/sqft
      • Tax assessed value: $487,950
      • Annual tax amount: $5,678
      • Date on market: 5/23/2026
      • Cumulative days on market: 84 days
      • Electric utility on property: Yes

        Estimated market value

        $640,400

        $608,000 - $672,000

        $4,111/mo

        Price history

        DateEventPrice
        8/10/2026Price change$660,000-2.2%$300/sqft
        Source: CPAR #790297 Report a problem
        7/24/2026Price change$674,900-1.5%$306/sqft
        Source: CPAR #790297 Report a problem
        6/24/2026Price change$684,900-0.7%$311/sqft
        Source: CPAR #790297 Report a problem
        6/5/2026Price change$689,900-1.4%$313/sqft
        Source: CPAR #790297 Report a problem
        5/23/2026Listed for sale$699,900+23.9%$318/sqft
        Source: CPAR #790297 Report a problem
        8/3/2021Sold$565,000+527.8%$256/sqft
        Source: CPAR #712221 Report a problem
        11/30/2020Sold$90,000-21.7%$41/sqft
        Source: CPAR #695223 Report a problem
        10/7/2020Price change$115,000-3.4%$52/sqft
        Source: Beach Brokers Realty LLC #695223 Report a problem
        9/16/2020Price change$119,000-3.2%$54/sqft
        Source: Beach Brokers Realty LLC #695223 Report a problem
        3/11/2020Listed for sale$122,900-3.9%$56/sqft
        Source: Beach Brokers Realty LLC #695223 Report a problem
        2/6/2020Listing removed$127,900$58/sqft
        Source: Beach Brokers Realty LLC #686902 Report a problem
        1/2/2020Price change$127,900-3.8%$58/sqft
        Source: Beach Brokers Realty LLC #686902 Report a problem
        11/2/2019Price change$132,900-5%$60/sqft
        Source: Beach Brokers Realty LLC #686902 Report a problem
        9/4/2019Price change$139,900-6.7%$64/sqft
        Source: Beach Brokers Realty LLC #686902 Report a problem
        8/6/2019Listed for sale$149,900-30.3%$68/sqft
        Source: Beach Brokers Realty LLC #686902 Report a problem
        8/4/2005Sold$215,000$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,512 +2.2%$476,170 +3%
        2023$5,396 +22.1%$462,301 +3%
        2022$4,420 $448,836
        2021-- --
        2020$750 +15.7%$34,957 +10%
        2019$648 $31,779 +10%
        2018$648 +7.4%$28,890 +10%
        2017$603 +83%$26,264 +4.6%
        2016$330 +11.5%$25,115 +4.6%
        2015$296 $24,000 -10.9%
        2014$296 $26,950
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32407

        Getting around

        32 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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