Welcome to this exquisite home situated in the highly sought after community of Terry Cove Harbor in Orange Beach, Alabama. This impressive home combines modern living with the charm of coastal life.
The home boasts outstanding amenities that elevate the coastal living experience. Enjoy the tranquility of the community with access to a Private boat launch, fishing pier, playground, tennis courts, and pickleball courts. The property features several covered patios with great water views. The layout includes essential elements such as plenty of storage, as well as extensive covered parking for up to 4 vehicles. There is also extra driveway to park a boat or trailer for cleaning and unloading.
Located 5 minutes from the beautiful beaches and recreational opportunities, this home presents a unique opportunity to completely embrace the coastal lifestyle. Whether you're seeking a permanent residence or a vacation getaway, this property offers something for everyone. Do not miss your chance to experience the blend of luxury, functionality, and natural beauty that this home delivers.
With easy access to amenities and a community-oriented environment, this home is poised to be the ideal dwelling for those looking to settle in a captivating area of Alabama. Schedule your private showing today and discover all that this remarkable property has to offer. Buyer to verify all information during due diligence.
Active
Price cut: $500 (10/16)
$1,290,000
4099 Harbor Rd, Orange Beach, AL 36561
4beds
2,861sqft
Single Family Residence
Built in 2019
9,583 Square Feet Lot
$-- Zestimate®
$451/sqft
$54/mo HOA
What's special
Pickleball courtsFishing pierPrivate boat launchPlenty of storageTennis courts
- 28 days
- 1,236
- 48
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Donna Davis 251-923-8390,
Keller Williams AGC Realty - Orange Beach,
Reagan Davis Lowery,
Keller Williams AGC Realty - Orange Beach
Source: Baldwin Realtors,MLS#: 411767
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Central
Cooling
- Electric
Appliances
- Included: Disposal, Microwave, Dishwasher, Electric Range
Features
- En Suite, Internet, Ceiling Fan(s)
- Windows: Window Treatments
- Number of fireplaces: 1
- Fireplace features: Den
Interior area
- Total interior livable area: 2,861 sqft
Property
Parking
- Parking features: Three Car Carport
Features
- Stories: 2
- Patio & porch: Patio, Covered Patio, Porch Screened
- Exterior features: Storage
- Pool features: None, In Ground
- Fencing: Fenced
- Has view: Yes
- View description: Indirect Bay Across Road
- Has water view: Yes
- Waterfront features: Bay Access Less Than Or Equal To Quarter Mile
Lot
- Size: 9,583 Square Feet
- Features: Less Than 1 Acre
Details
- Parcel number: 6502044001027.000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Beach
- Property subtype: Single Family Residence
Materials
- Roof: Metal
Condition
- Year built: 2019
Utilities & green energy
- Utilities for property: Baldwin EMC, Sewage City, Total Electric, Orange Beach Water Auth
Community & HOA
Community
- Features: Playground, Fishing Pier, Pickleball, Tennis Racquetball
- Subdivision: Terry Cove Harbor
HOA
- Has HOA: Yes
- Services included: Pool, Recreation Facilities, Taxes Common Area, Common Area Insurance, Association Management, Common Area Maintenance
- HOA fee: $650 annually
- HOA name: Terry Cove Harbor
- HOA phone: 251-923-7150
Location
- Region: Orange Beach
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $1,013,900
- Annual tax amount: $2,378
- Date on market: 10/12/2026
- Ownership type: Whole Full
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2026 | Price change | $1,290,0000%$451/sqft |
Source:  Baldwin Realtors #411767 Report a problem | ||
| 10/12/2026 | Listed for sale | $1,290,500+0%$451/sqft |
Source: Baldwin Realtors #411767 Report a problem | ||
| 10/1/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 8/24/2026 | Listed for sale | $1,290,000-4.4%$451/sqft |
Source: Owner Report a problem | ||
| 3/10/2026 | Listing removed | $1,349,000$472/sqft |
Source: Baldwin Realtors #385297 Report a problem | ||
| 2/26/2026 | Price change | $1,349,000-1.7%$472/sqft |
Source: Baldwin Realtors #385297 Report a problem | ||
| 1/19/2026 | Price change | $1,373,000-0.1%$480/sqft |
Source: Baldwin Realtors #385297 Report a problem | ||
| 9/16/2025 | Listed for sale | $1,375,000$481/sqft |
Source: Baldwin Realtors #385297 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,378 +7.1% | $94,620 +7% |
| 2024 | $2,220 -0.8% | $88,440 -0.8% |
| 2023 | $2,239 | $89,160 +26.6% |
| 2022 | -- | $70,400 +9.9% |
| 2021 | $1,508 +6.2% | $64,080 +12.3% |
| 2020 | $1,420 +68.1% | $57,060 +116.1% |
| 2019 | $845 +71.9% | $26,400 +71.9% |
| 2018 | $492 | $15,360 |
| 2017 | $492 | $15,360 +18.2% |
| 2016 | $492 | $13,000 |
| 2015 | -- | $13,000 +54.8% |
| 2014 | -- | $8,400 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 36561
Nearby schools
Schools provided by the listing agent
- Elementary: Orange Beach Elementary
- Middle: Orange Beach Middle
- High: Orange Beach High
Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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