BEAUTIFUL GOLD FORTIFIED CUSTOM BEACH HOME. (Please call the number listed below if interested in a showing or have questions.)
This gorgeous home is right across the street from Terry Cove and less than a mile to the white sand beaches of the Gulf. The HOA offers a well kept subdivision with a boat ramp, trailer/boat storage, playground, sand volleyball court, basketball court, tennis and pickleball courts, a large community swimming pool, and a fishing dock. Dolphins often swim in Terry Cove and put on a show for the homes surrounding it, for those fishing on the dock or for those sitting on the provided benches enjoying the view. All these amenities for ONLY $650 a YEAR in HOA dues! Best deal in Orange Beach!
Included in this open-concept home are four ensuites for the privacy of family/guest and an indoor elevator to take you from the bottom floor to the top floor...no need to take the stairs. An inviting foyer welcomes you as you enter the home downstairs or you may enter through the welcoming front porch. The living room, dining room and kitchen standout with the coastal look of a ship-lap ceiling. The master suite offers a luxury bathroom with separate sinks and separate closets, a coffee bar and a balcony with an awesome view of Terry Cove. This house was built with hurricane standards including hurricane fortified doors, windows and additional hurricane protection with roll-down doors and added front window protection. The Gold Fortification (which helps lower the cost of homeowners' insurance) was recently renewed and good through 2030. Two carports, a tandem garage for your toys, a workshop/fishing room and an additional outside storage room for lawn care tools are a handy part of this home's design. An extra long and wide driveway provides ample parking room. Also included is a gas cooking range and a tankless water heater so you'll never run out of hot water. This home's outside gas fire pit is great for the chilly evenings in the winter and an outdoor shower allows you to wash the sand off before coming in the house. A large yard and 6 ft fence is already installed keeping children and pets safe. Look out the back door from the deck and you can watch the kids or grandkids play at the neighborhood park/playground located right behind the house. There are no neighbors directly behind this house. Evenings sitting on the relaxed "southern" porch gives you an opportunity to wave at and chat with your neighbors as they go by on their golf-carts or for an evening stroll. In fact, all three porches and the patio offer a relaxing time. This house is designed for family, but can also serve as a second home to those that love the beach and a family community . The OB School District is known for its excellence in education. Lots of shopping, restaurants and a variety of activities are near by to keep you and your family busy year round. Miles of award winning Alabama State Park trails for walking and biking are within a very short distance. If you're looking for a quintessential Southern beach house you found it.
FYI: Terry Cove Subdivision does not allow short term rentals. A minimum of a six month rental lease is required.
All information is to be verified by the buyer during due diligence.
***If you're a listing agent please do not call inquiring about listing the property.
For sale by owner
$1,290,000
4099 Harbor Rd, Orange Beach, AL 36561
4beds
2,560sqft
SingleFamily
Built in 2019
-- sqft lot
$-- Zestimate®
$504/sqft
$54/mo HOA
What's special
Welcoming front porchInviting foyerGas cooking rangeOpen-concept homeTankless water heater
- 24 days
- 1,099
- 54
Listed by:
Property Owner (251) 284-5326
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Forced air, Electric
Cooling
- Central
Appliances
- Included: Garbage disposal, Microwave, Range / Oven, Refrigerator
Features
- Flooring: Linoleum / Vinyl
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,560 sqft
Property
Parking
- Parking features: Carport, Garage - Attached
Features
- Exterior features: Other
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Details
- Parcel number: 6502044001027000
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood
- Roof: Metal
Condition
- New construction: No
- Year built: 2019
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $54 monthly
Location
- Region: Orange Beach
Financial & listing details
- Price per square foot: $504/sqft
- Tax assessed value: $1,013,900
- Annual tax amount: $2,378
- Date on market: 8/24/2026
Estimated market value
Not available
Estimated sales range
Not available
$3,744/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Listed for sale | $1,290,000-4.4%$504/sqft |
Source: Owner Report a problem | ||
| 3/10/2026 | Listing removed | $1,349,000$527/sqft |
Source: | ||
| 2/26/2026 | Price change | $1,349,000-1.7%$527/sqft |
Source: | ||
| 1/19/2026 | Price change | $1,373,000-0.1%$536/sqft |
Source: | ||
| 9/16/2025 | Listed for sale | $1,375,000$537/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,378 +7.1% | $94,620 +7% |
| 2024 | $2,220 -0.8% | $88,440 -0.8% |
| 2023 | $2,239 | $89,160 +26.6% |
| 2022 | -- | $70,400 +9.9% |
| 2021 | $1,508 +6.2% | $64,080 +12.3% |
| 2020 | $1,420 +68.1% | $57,060 +116.1% |
| 2019 | $845 +71.9% | $26,400 +71.9% |
| 2018 | $492 | $15,360 |
| 2017 | $492 | $15,360 +18.2% |
| 2016 | $492 | $13,000 |
| 2015 | -- | $13,000 +54.8% |
| 2014 | -- | $8,400 |
Find assessor info on the county website
Monthly payment
Est. payment




