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For sale
    • Price cut: $38K (6/9)
    $330,000

    4100 NATCHEZ TRACE DRIVE, ST CLOUD, FL 34769

    3beds
    1,256sqft
    : 
    $2,191/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    5,489 Square Feet Lot
    $325,600 Zestimate®
    $263/sqft
    $19/mo HOA

    What's special

    Spacious two-car garageFront enclosed porchInviting open-concept kitchenSpacious pantryStove microwave refrigeratorPartially tiled outdoor area
    Reduced for quick Sale! Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake close to the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.
    89 days
    |
    133
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Annette Pabon 305-321-1200,

    ARMAND & ASSOCIATES REALTY INC 305-668-8535

    Source: Stellar MLS,MLS#: S5147910MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Tub With Shower, Walk-In Closet(s)
      • Level: First
      Kitchen
      • Features: Storage Closet
      • Level: First
      Living room
      • Features: No Closet
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Range, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,612
      • Total interior livable area: 1,256 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Sidewalk
      Lot
      • Size: 5,489 Square Feet
      • Dimensions: 50 x 110
      Details
      • Parcel number: 092630056000010130
      • Zoning: SPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Other
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: NATCHEZ TRACE
      HOA
      • Has HOA: Yes
      • HOA fee: $19 monthly
      • HOA name: Natchez Trace Homeowners Association, Inc
      • HOA phone: 407-647-2622
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $263/sqft
      • Tax assessed value: $251,000
      • Annual tax amount: $565
      • Date on market: 4/29/2026
      • Cumulative days on market: 90 days
      • Listing terms: Cash,Conventional,FHA
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $325,600

        $309,000 - $342,000

        $1,969/mo

        Price history

        DateEventPrice
        6/9/2026Price change$330,000-10.3%$263/sqft
        Source: Stellar MLS #S5147910 Report a problem
        4/29/2026Listed for sale$368,000+364.6%$293/sqft
        Source: Stellar MLS #S5147910 Report a problem
        10/19/1999Sold$79,200+10%$63/sqft
        Source: Public Record Report a problem
        4/23/1996Sold$72,000$57/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$566 +7.1%$251,000 +0.1%
        2024$528 +7.5%$250,700 +3.7%
        2023$491 -8.5%$241,700 +30.2%
        2022$537 -25.8%$185,700 +7.8%
        2021$724 +1.9%$172,300 +8.9%
        2020$711 +3.1%$158,200 +5.8%
        2019$689 $149,500 +95%
        2018$689 +2.7%$76,682 +2.1%
        2017$671 +1.9%$75,105 +2.1%
        2016$659 +0.6%$73,561 +0.7%
        2015$655 -2.4%$73,050 +0.8%
        2014$671 $72,471 +1.5%
        2013-- $71,400 -1.7%
        2012-- $72,600 +0.6%
        2011-- $72,200 -4.6%
        2010-- $75,700 -39%
        2009-- $124,100 -30.4%
        2008-- $178,200 -4.1%
        2007-- $185,900 +16.8%
        2006-- $159,200 +43.4%
        2005-- $111,000 +29.7%
        2004-- $85,600
        2003-- $85,600 +17.5%
        2002$966 +2.2%$72,878 +1.6%
        2001$946 +2.8%$71,730 +3%
        2000$920 $69,641
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34769

        Getting around

        11 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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