414 Spear St, Saugatuck, MI 49453
What's special
Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting. Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck. Inside, the home has been freshly painted throughout and features new carpet, creating a clean and inviting feel from the moment you walk in. The main level offers comfortable living spaces with cathedral ceilings, a cozy fireplace, and views that draw your attention toward the beautiful surroundings. The kitchen features a convenient walk-in pantry, while the upper-level primary suite provides a private retreat. The lower level offers an additional bedroom and full bath, providing comfortable and flexible space for guests. Outside, the setting is truly special. The large lot provides a wonderful sense of privacy and plenty of room to enjoy the outdoors, with mature landscaping, beautiful views, and multiple inviting spaces to take it all in. A cute seating area at the front of the home offers a charming spot to relax and enjoy the surroundings, while the fire pit circle creates the perfect place to gather and unwind. Whether you're enjoying your morning coffee, taking in the view, or relaxing around the fire after an evening in town, there are plenty of ways to enjoy this peaceful outdoor setting. And the location is hard to beat. Step away from the home and you're just minutes from downtown Saugatuck and all that makes this community so desirable. Enjoy the restaurants, galleries, boutiques, waterfront, and local attractions, then retreat to the privacy and peaceful setting of 414 Spear St. Whether you're looking for a year-round home, weekend getaway, or a special place to enjoy all that Saugatuck has to offer, this property offers an exceptional combination of location, views, privacy, and charm.
- 7 days
- 794
- 25
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Kyle Geenen 616-393-9000,
Coldwell Banker Woodland Schmidt 616-393-9000
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining room
- Description: Formal
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Refrigerator
- Laundry: Laundry Room, Upper Level
Features
- Pantry
- Windows: Insulated Windows
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,225
- Total interior livable area: 1,837 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Garage spaces: 2
Features
- Stories: 2
- Waterfront features: River
Lot
- Size: 0.28 Acres
- Dimensions: 125 x 144 x 67 x 101
- Features: Corner Lot, Shrubs/Hedges
Details
- Parcel number: 035720905000
- Zoning description: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected
Community & HOA
Location
- Region: Saugatuck
Financial & listing details
- Price per square foot: $435/sqft
- Tax assessed value: $73,548
- Annual tax amount: $6,677
- Date on market: 10/8/2026
- Listing terms: Cash,VA Loan,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2026 | Listed for sale | $799,900$435/sqft |
Source:  MichRIC #26053698 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,467 +5.1% | $406,000 +15.6% |
| 2024 | $6,151 | $351,100 +35.1% |
| 2023 | -- | $259,900 +9.8% |
| 2022 | -- | $236,700 +16.5% |
| 2021 | -- | $203,100 +1.1% |
| 2020 | -- | $200,900 +24.4% |
| 2019 | -- | $161,500 +9.6% |
| 2018 | -- | $147,300 -16.3% |
| 2017 | -- | $175,900 +1.4% |
| 2016 | -- | $173,500 |
| 2015 | -- | $173,500 +16.1% |
| 2014 | -- | $149,500 +18.9% |
| 2013 | -- | $125,700 +5.1% |
| 2012 | -- | $119,600 -22.7% |
| 2011 | -- | $154,800 +1% |
| 2010 | -- | $153,200 +11.3% |
| 2009 | -- | $137,600 +3.2% |
| 2008 | -- | $133,300 +3% |
| 2007 | -- | $129,400 +10% |
| 2006 | -- | $117,600 |
| 2005 | -- | $117,600 |
| 2004 | -- | $117,600 |
| 2003 | -- | $117,600 +15% |
| 2002 | -- | $102,300 +3.9% |
| 2001 | -- | $98,497 |
Monthly payment
Estimated market value
$766,900
$729,000 - $805,000
$2,249/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.