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Pending
  • Price cut: $16K (8/5)
    $479,000

    431 Hidden Island Dr, Panama City Beach, FL 32408

    3beds
    1,948sqft
    : 
    $3,013/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    10,018 Square Feet Lot
    $468,000 Zestimate®
    $246/sqft
    $-- HOA

    What's special

    Incredible gourmet gas rangeSpacious primary suiteBeautiful countertopsQuiet dead-end streetMajor pool system upgradesAttractive hardscapingRemodeled primary bathroom
    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS, Welcome home to this beautifully maintained 3-bedroom, 2-bathroom pool home tucked away on a quiet dead-end street in a desirable neighborhood with NO HOA. Ideally located just minutes from shopping, dining, the Navy base, and the stunning beaches of the Gulf of America, this home offers the perfect blend of comfort, convenience, and coastal living. Step inside to discover a thoughtfully designed split floor plan that provides privacy for the spacious primary suite while keeping the guest bedrooms on the opposite side of the home. The remodeled primary bathroom features a gorgeous new over sized walk-in shower, creating a relaxing retreat at the end of the day. The kitchen has been tastefully updated with beautiful countertops, newer appliances (2023 & 2024), and an incredible gourmet gas range that will impress any home chef. Plantation shutters add timeless style throughout, while durable ceramic porcelain tile flows through most of the home. Out back, your private oasis awaits. Enjoy the screened-in pool, perfect for entertaining, relaxing, or hosting summer cookouts. The owners have invested in major pool system upgrades, including a new pool filter, pump, and control panel in 2023, along with a new salt cell installed in 2026 for added peace of mind. The backyard has been enhanced with low-maintenance turf, attractive hardscaping, and raised garden beds equipped with a drip irrigation system for easy gardening. A custom-built 8-foot privacy fence along the back of the yard, constructed with heavy-duty 6x6 posts, great for privacy. Two storage sheds (8' x 12' and 4.5' x 6.5') provide plenty of space for tools, gardening supplies, and outdoor equipment. Additional features include extra parking for your boat, hurricane shutters on all exterior openings, a generator-ready electrical hookup that has been pre-wired for easy generator connection during power outages, and the pride of ownership that shines throughout this meticulously maintained home. If you've been searching for a move-in ready home with exceptional updates, outdoor living, and an unbeatable central location close to everything the Gulf Coast has to offer, this is one you won't want to miss!
    55 days
    |
    1,229
    |
    116
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ida Hargaray 850-481-2438,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 792064MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Breakfast Room/Nook, Bedroom, Dining Room, Full Bath, Foyer, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Workshop
      Primary bedroom
      • Level: First
      • Dimensions: 12.1 x 18
      Bedroom
      • Level: First
      • Dimensions: 11 x 12.1
      Bedroom
      • Level: First
      • Dimensions: 11 x 13.2
      Primary bathroom
      • Level: First
      • Dimensions: 8.1 x 16
      Breakfast room nook
      • Level: First
      • Dimensions: 10.2 x 11
      Dining room
      • Level: First
      • Dimensions: 11.9 x 11.1
      Foyer
      • Level: First
      • Dimensions: 7.1 x 8
      Other
      • Level: First
      • Dimensions: 7.3 x 8
      Garage
      • Level: First
      • Dimensions: 20.4 x 25.7
      Kitchen
      • Level: First
      • Dimensions: 10.2 x 14.6
      Laundry
      • Level: First
      • Dimensions: 4.8 x 8
      Living room
      • Level: First
      • Dimensions: 17.2 x 18
      Workshop
      • Level: First
      • Dimensions: 8 x 12
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Water Heater, Gas Range
      Features
      • Main Level Primary, Shower Only, Walk-In Closet(s), Entrance Foyer, Workshop
      Interior area
      • Total structure area: 1,948
      • Total interior livable area: 1,948 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Paved
      • Garage spaces: 2
      Features
      • Patio & porch: Enclosed, Covered, Patio
      • Exterior features: Patio
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Screen Enclosure, Salt Water, Private
      • Fencing: Fenced,Privacy
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 75 x 123 x 95 x 120
      • Features: Sprinkler System, Paved
      Details
      • Additional structures: Shed(s)
      • Parcel number: 30166688010
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Smoke Detector(s)
      • Subdivision: Hidden Pines Phase VII
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $389,260
      • Annual tax amount: $4,342
      • Date on market: 7/1/2026
      • Cumulative days on market: 55 days
      • Electric utility on property: Yes

        Estimated market value

        $468,000

        $445,000 - $491,000

        $2,624/mo

        Price history

        DateEventPrice
        8/11/2026Pending sale$479,000$246/sqft
        Source: CPAR #792064 Report a problem
        8/5/2026Price change$479,000-3.2%$246/sqft
        Source: CPAR #792064 Report a problem
        7/30/2026Price change$495,000-3.9%$254/sqft
        Source: CPAR #792064 Report a problem
        7/8/2026Price change$515,000-1.9%$264/sqft
        Source: CPAR #792064 Report a problem
        7/1/2026Listed for sale$525,000+14.1%$270/sqft
        Source: CPAR #792064 Report a problem
        2/8/2023Listing removed--
        Source: Zillow Rentals Report a problem
        2/5/2023Listed for rent$1,950-29.1%$1/sqft
        Source: Zillow Rentals Report a problem
        5/11/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        5/9/2022Listed for rent$2,750$1/sqft
        Source: Zillow Rental Manager Report a problem
        3/31/2022Sold$460,000+2.4%$236/sqft
        Source: CPAR #722047 Report a problem
        2/11/2022Contingent$449,000$230/sqft
        Source: CPAR #722047 Report a problem
        2/8/2022Listed for sale$449,000+52.2%$230/sqft
        Source: CPAR #722047 Report a problem
        3/20/2018Sold$295,000$151/sqft
        Source: CPAR #667095 Report a problem
        2/10/2018Pending sale$295,000$151/sqft
        Source: BeachWay Realty #667095 Report a problem
        2/1/2018Price change$295,000-4.8%$151/sqft
        Source: BeachWay Realty #667095 Report a problem
        1/22/2018Listed for sale$310,000+22.8%$159/sqft
        Source: BeachWay Realty #667095 Report a problem
        5/26/2015Sold$252,500+1%$130/sqft
        Source: Public Record Report a problem
        4/10/2015Listed for sale$249,999+5.8%$128/sqft
        Source: Prudential Shimmering Sands Realty #630602 Report a problem
        6/15/2004Sold$236,200$121/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,342 -11.6%$389,260 -0.1%
        2023$4,911 +29.4%$389,615 +28.7%
        2022$3,795 $302,668
        2021-- --
        2020$3,083 +4.6%$250,139 +6%
        2019$2,947 $235,921 +8.4%
        2018$2,947 +28.6%$217,697 +2.1%
        2017$2,292 +1.6%$213,219 -0.5%
        2016$2,255 +9.8%$214,372 +13.1%
        2015$2,054 $189,486 -1.1%
        2014$2,054 $191,545 -2%
        2013-- $195,461
        2012-- $195,461 -4.7%
        2011-- $205,121 -1%
        2010-- $207,179 -5.8%
        2009-- $220,015 -4.2%
        2008-- $229,655 -14.1%
        2007-- $267,399 +2.5%
        2006-- $260,877 +30%
        2005-- $200,720
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        3 / 100
        Car-Dependent
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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