NEW PRICE! Massive value-add opportunity at 432 Diamond St! Just price-dropped to $315,000 by motivated seller. Come check out this red stone beauty at our UPCOMING OPEN HOUSE: Sunday, Sept 27th from 12:00 PM – 3:00 PM. DREAM HOME OR SAVVY HOUSE-HACK: Incredible residential versatility! This expansive 3-story property flows perfectly as a grand single-family residence, but is currently configured as a duplex—creating the ultimate live-in investment opportunity. Live in one unit and let your tenant pay your mortgage, or effortlessly transition the space into a massive private residence! Location is everything! New construction has officially broken ground right next door, guaranteeing immediate equity injection and strong future values for this block. Enjoy an unbeatable transit location with rapid access to I-95 and nearby SEPTA lines for an effortless commute. THE SPACE: Spanning a full basement plus 3 full floors of impressive living space. The first two floors feature multi-room layouts with dedicated living areas and kitchens (the second floor is turn-key!). Floor 3 offers a flexible, open-concept layout with a bathroom and external sink setup—ideal for a luxurious full-floor primary suite or extended living space. The first floor just needs light cosmetic completions to be fully finished. While perfect for a residential buyer or house-hacker, the property is zoned RM1 with blueprints for a rooftop expansion uploaded in the MLS documents, offering legal triplex conversion flexibility down the line. Bring your vision and unlock this property's true potential! Don't miss out on this incredible value. Cross-listed as Multi-Family under MLS# PAPH2659578.
For sale
Price cut: $15K (9/22)
$315,000
432 Diamond St, Philadelphia, PA 19122
3beds
1,863sqft
Townhouse
Built in 1875
930 Square Feet Lot
$309,800 Zestimate®
$169/sqft
$-- HOA
What's special
Second floor is turn-keyRed stone beauty
- 54 days
- 171
- 4
Zillow last checked:
Listing updated:
Listed by:
Brenda Quintana 215-260-0051,
HomeSmart First Advantage Realty (856) 363-3000
Source: Bright MLS,MLS#: PAPH2653210
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating
- Hot Water, Natural Gas
Cooling
- None
Appliances
- Included: Refrigerator, Cooktop, Microwave, Gas Water Heater
- Laundry: In Basement
Features
- 2nd Kitchen, Eat-in Kitchen, Ceiling Fan(s)
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,863
- Total interior livable area: 1,863 sqft
- Finished area above ground: 1,863
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Size: 930 Square Feet
- Features: Rear Yard
Details
- Additional structures: Above Grade
- Parcel number: 191384200
- Zoning: RM1
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subtype: Townhouse
Materials
- Masonry
- Foundation: Brick/Mortar, Concrete Perimeter
- Roof: Flat
Condition
- Average,Below Average,Good
- New construction: No
- Year built: 1875
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Philadelphia (north)
HOA
- Has HOA: No
Location
- Region: Philadelphia
- Municipality: PHILADELPHIA
Financial & listing details
- Price per square foot: $169/sqft
- Tax assessed value: $311,300
- Annual tax amount: $4,357
- Date on market: 8/13/2026
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA 203(k)
- Inclusions: Range Stoves, Refrigerators, Microwaves
- Exclusions: Seller's Personal Belongings
- Ownership: Fee Simple
Estimated market value
$309,800
$294,000 - $325,000
$2,080/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2026 | Price change | $315,000-4.5%$169/sqft |
Source:  Bright MLS #PAPH2653210 Report a problem | ||
| 8/13/2026 | Listed for sale | $330,000+842.9%$177/sqft |
Source: Bright MLS #PAPH2653210 Report a problem | ||
| 2/4/2004 | Sold | $35,000$19/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,358 +33.3% | $311,300 +33.3% |
| 2024 | $3,269 | $233,500 |
| 2023 | $3,269 +26.3% | $233,500 |
| 2022 | $2,588 | -- |
| 2021 | $2,588 -0.8% | -- |
| 2018 | $2,608 | -- |
| 2017 | $2,608 +43.1% | -- |
| 2016 | $1,823 | -- |
| 2015 | $1,823 | -- |
| 2014 | $1,823 +35.7% | $130,200 +5796.7% |
| 2012 | $1,343 | $2,208 |
| 2011 | -- | $2,208 |
| 2010 | -- | $2,208 |
| 2009 | -- | $2,208 |
| 2008 | -- | $2,208 |
| 2007 | -- | $2,208 +7.8% |
| 2006 | -- | $2,048 |
| 2005 | -- | $2,048 |
| 2004 | -- | $2,048 |
| 2003 | -- | $2,048 |
| 2002 | -- | $2,048 |
| 2000 | -- | $2,048 |
| 1999 | -- | $2,048 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: West Kensington
Nearby schools
Schools provided by the listing agent
- District: Philadelphia City
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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