Welcome to 434 4th Street, Atco, NJ 08004 — an extraordinary custom residence where timeless elegance meets modern luxury, privately nestled against breathtaking unobstructed wooded views. This impeccably designed 3-bedroom, 2.5-bath home showcases exceptional craftsmanship, sophisticated finishes, and a warm, inviting atmosphere throughout. From the moment you arrive, the home captivates with its stunning natural light, oversized bay windows, and picturesque views that create a serene setting in every season. The grand living room serves as the centerpiece of the home, featuring rich hardwood flooring, a magnificent floor-to-ceiling stone fireplace, and seamless access to an expansive stone patio — creating the perfect indoor-outdoor experience for entertaining or relaxing in complete privacy. Designed with both luxury and functionality in mind, the gourmet kitchen features premium stainless steel appliances, elegant granite countertops, custom cabinetry, and a spacious dining area surrounded by panoramic wooded views. The sophisticated floor plan effortlessly flows into the formal dining room, highlighted by a stunning full wood picturesque accent wall that adds warmth, character, and elevated design to the space — creating the perfect atmosphere for intimate dinners and elegant entertaining. The heated 2-car garage provides direct access to a thoughtfully designed mudroom complete with custom storage, closet space, and a stylish powder room for everyday convenience. The fully finished lower level is an entertainer’s dream, featuring a custom granite-top bar, oversized flat-screen entertainment area, and an expansive lounge space perfectly suited for hosting guests, game nights, or private events. On the second level, you’ll find two generously sized bedrooms, each featuring spacious walk-in closets, along with a beautifully appointed full bathroom and a conveniently located laundry room with additional storage. Privately situated on its own level, the luxurious primary suite offers the ultimate private retreat. Upon entering the suite, you are welcomed by a tranquil Zen-inspired sand garden, creating a peaceful spa-like atmosphere designed for relaxation and serenity. This remarkable sanctuary also features a cozy fireplace, dedicated office or sitting area, two oversized closets, and a spa-inspired ensuite bath complete with radiant heated floors, a custom makeup vanity, and an expansive walk-in shower designed for total relaxation. Every detail of this exceptional residence has been carefully curated to deliver comfort, sophistication, and timeless appeal. For added peace of mind and uninterrupted comfort, the home is also equipped with a whole-house generator, ensuring reliable power year-round. Surrounded by peaceful natural scenery while offering refined modern living, 434 4th Street is a rare opportunity to own a truly one-of-a-kind luxury home in Atco.
For sale
Price cut: $39.9K (6/29)
$699,990
434 4th St, Atco, NJ 08004
3beds
2,730sqft
Single Family Residence
Built in 1981
2.25 Acres Lot
$-- Zestimate®
$256/sqft
$-- HOA
What's special
Sophisticated finishesSophisticated floor planFully finished lower levelExceptional craftsmanshipSpacious walk-in closetsWarm inviting atmosphereRich hardwood flooring
- 18 days |
- 665 |
- 30 |
Zillow last checked:
Listing updated:
Listed by:
Mark Forte 856-767-1776,
Century 21 Reilly Realtors
Source: Bright MLS,MLS#: NJCD2120024
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Sun/Florida Room, Great Room, Laundry
Primary bedroom
- Features: Attached Bathroom, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area
- Level: Upper
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Upper
Bedroom 3
- Features: Walk-In Closet(s)
- Level: Upper
Dining room
- Level: Main
Game room
- Features: Wet Bar
- Level: Lower
Great room
- Features: Fireplace - Other, Flooring - HardWood
- Level: Main
Kitchen
- Features: Eat-in Kitchen
- Level: Main
Laundry
- Level: Upper
Other
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Washer, Gas Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Attic, Attic/House Fan, Bar, Soaking Tub, Bathroom - Stall Shower, Breakfast Area, Family Room Off Kitchen, Kitchen Island, Pantry, Recessed Lighting
- Windows: Screens, Window Treatments
- Basement: Finished,Exterior Entry,Concrete,Sump Pump,Windows
- Number of fireplaces: 2
- Fireplace features: Stone
Interior area
- Total structure area: 2,730
- Total interior livable area: 2,730 sqft
- Finished area above ground: 2,730
- Finished area below ground: 0
Property
Parking
- Total spaces: 10
- Parking features: Storage, Garage Faces Front, Garage Faces Side, Asphalt, Circular Driveway, Enclosed, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 8
Accessibility
- Accessibility features: None
Features
- Levels: Two and One Half
- Stories: 2.5
- Patio & porch: Patio
- Exterior features: Lighting, Flood Lights, Rain Gutters, Lawn Sprinkler, Play Area
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 2.25 Acres
- Features: Wooded, Private, Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 350150100038
- Zoning: R1
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stone
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1981
Utilities & green energy
- Electric: Generator
- Sewer: Approved System, Septic Exists
- Water: Well
- Utilities for property: Cable
Community & HOA
Community
- Security: 24 Hour Security, Exterior Cameras, Main Entrance Lock, Motion Detectors, Smoke Detector(s), Fire Sprinkler System, Security System
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Atco
- Municipality: WATERFORD TWP
Financial & listing details
- Price per square foot: $256/sqft
- Tax assessed value: $235,300
- Annual tax amount: $10,729
- Date on market: 6/12/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: As Is Sale
- Exclusions: Personal Possessions
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Price change | $699,990-5.4%$256/sqft |
Source: | ||
| 6/12/2026 | Listed for sale | $739,900$271/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,730 +3.5% | $235,300 |
| 2024 | $10,367 +2.5% | $235,300 |
| 2023 | $10,111 +4.7% | $235,300 |
| 2022 | $9,661 +1% | $235,300 |
| 2021 | $9,567 +1.5% | $235,300 |
| 2020 | $9,421 +0.1% | $235,300 |
| 2019 | $9,412 | $235,300 |
| 2018 | $9,412 +3.1% | $235,300 |
| 2017 | $9,132 +2.7% | $235,300 |
| 2016 | $8,892 +3.9% | $235,300 |
| 2015 | $8,555 +1.3% | $235,300 +51.9% |
| 2014 | $8,447 | $154,900 -18.6% |
| 2004 | -- | $190,400 |
| 2003 | -- | $190,400 |
| 2002 | -- | $190,400 |
| 2001 | -- | $190,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 08004
Nearby schools
GreatSchools rating
- NAAtco Elementary SchoolGrades: 1-2Distance: 0.8 mi
- NAThomas Richards Elementary SchoolGrades: PK-KDistance: 2.4 mi
- 7/10Waterford Elementary SchoolGrades: 3-6Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Waterford E.s.
- Middle: Hammonton M.s.
- High: Hammonton H.s.
- District: Waterford Township Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New Jersey
- Camden County
- Atco
- 08004
- 434 4th St





