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For sale
  • Price cut: $39.9K (6/29)
    $699,990

    434 4th St, Atco, NJ 08004

    3beds
    2,730sqft
    : 
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    Single Family Residence
    Built in 1981
    2.25 Acres Lot
    $-- Zestimate®
    $256/sqft
    $-- HOA

    What's special

    Sophisticated finishesSophisticated floor planFully finished lower levelExceptional craftsmanshipSpacious walk-in closetsWarm inviting atmosphereRich hardwood flooring
    Welcome to 434 4th Street, Atco, NJ 08004 — an extraordinary custom residence where timeless elegance meets modern luxury, privately nestled against breathtaking unobstructed wooded views. This impeccably designed 3-bedroom, 2.5-bath home showcases exceptional craftsmanship, sophisticated finishes, and a warm, inviting atmosphere throughout. From the moment you arrive, the home captivates with its stunning natural light, oversized bay windows, and picturesque views that create a serene setting in every season. The grand living room serves as the centerpiece of the home, featuring rich hardwood flooring, a magnificent floor-to-ceiling stone fireplace, and seamless access to an expansive stone patio — creating the perfect indoor-outdoor experience for entertaining or relaxing in complete privacy. Designed with both luxury and functionality in mind, the gourmet kitchen features premium stainless steel appliances, elegant granite countertops, custom cabinetry, and a spacious dining area surrounded by panoramic wooded views. The sophisticated floor plan effortlessly flows into the formal dining room, highlighted by a stunning full wood picturesque accent wall that adds warmth, character, and elevated design to the space — creating the perfect atmosphere for intimate dinners and elegant entertaining. The heated 2-car garage provides direct access to a thoughtfully designed mudroom complete with custom storage, closet space, and a stylish powder room for everyday convenience. The fully finished lower level is an entertainer’s dream, featuring a custom granite-top bar, oversized flat-screen entertainment area, and an expansive lounge space perfectly suited for hosting guests, game nights, or private events. On the second level, you’ll find two generously sized bedrooms, each featuring spacious walk-in closets, along with a beautifully appointed full bathroom and a conveniently located laundry room with additional storage. Privately situated on its own level, the luxurious primary suite offers the ultimate private retreat. Upon entering the suite, you are welcomed by a tranquil Zen-inspired sand garden, creating a peaceful spa-like atmosphere designed for relaxation and serenity. This remarkable sanctuary also features a cozy fireplace, dedicated office or sitting area, two oversized closets, and a spa-inspired ensuite bath complete with radiant heated floors, a custom makeup vanity, and an expansive walk-in shower designed for total relaxation. Every detail of this exceptional residence has been carefully curated to deliver comfort, sophistication, and timeless appeal. For added peace of mind and uninterrupted comfort, the home is also equipped with a whole-house generator, ensuring reliable power year-round. Surrounded by peaceful natural scenery while offering refined modern living, 434 4th Street is a rare opportunity to own a truly one-of-a-kind luxury home in Atco.
    18 days
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    665
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    30
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Forte 856-767-1776,

    Century 21 Reilly Realtors

    Source: Bright MLS,MLS#: NJCD2120024MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Sun/Florida Room, Great Room, Laundry
      Primary bedroom
      • Features: Attached Bathroom, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area
      • Level: Upper
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: Upper
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: Upper
      Dining room
      • Level: Main
      Game room
      • Features: Wet Bar
      • Level: Lower
      Great room
      • Features: Fireplace - Other, Flooring - HardWood
      • Level: Main
      Kitchen
      • Features: Eat-in Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Other
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Washer, Gas Water Heater
      • Laundry: Upper Level, Laundry Room
      Features
      • Attic, Attic/House Fan, Bar, Soaking Tub, Bathroom - Stall Shower, Breakfast Area, Family Room Off Kitchen, Kitchen Island, Pantry, Recessed Lighting
      • Windows: Screens, Window Treatments
      • Basement: Finished,Exterior Entry,Concrete,Sump Pump,Windows
      • Number of fireplaces: 2
      • Fireplace features: Stone
      Interior area
      • Total structure area: 2,730
      • Total interior livable area: 2,730 sqft
      • Finished area above ground: 2,730
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 10
      • Parking features: Storage, Garage Faces Front, Garage Faces Side, Asphalt, Circular Driveway, Enclosed, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 8
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two and One Half
      • Stories: 2.5
      • Patio & porch: Patio
      • Exterior features: Lighting, Flood Lights, Rain Gutters, Lawn Sprinkler, Play Area
      • Pool features: None
      • Fencing: Wood
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 2.25 Acres
      • Features: Wooded, Private, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 350150100038
      • Zoning: R1
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mid-Century Modern
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Stone
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Electric: Generator
      • Sewer: Approved System, Septic Exists
      • Water: Well
      • Utilities for property: Cable

      Community & HOA

      Community
      • Security: 24 Hour Security, Exterior Cameras, Main Entrance Lock, Motion Detectors, Smoke Detector(s), Fire Sprinkler System, Security System
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Atco
      • Municipality: WATERFORD TWP

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $235,300
      • Annual tax amount: $10,729
      • Date on market: 6/12/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: As Is Sale
      • Exclusions: Personal Possessions
      • Ownership: Fee Simple
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/29/2026Price change$699,990-5.4%$256/sqft
        Source: Bright MLS #NJCD2120024 Report a problem
        6/12/2026Listed for sale$739,900$271/sqft
        Source: Bright MLS #NJCD2120024 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,730 +3.5%$235,300
        2024$10,367 +2.5%$235,300
        2023$10,111 +4.7%$235,300
        2022$9,661 +1%$235,300
        2021$9,567 +1.5%$235,300
        2020$9,421 +0.1%$235,300
        2019$9,412 $235,300
        2018$9,412 +3.1%$235,300
        2017$9,132 +2.7%$235,300
        2016$8,892 +3.9%$235,300
        2015$8,555 +1.3%$235,300 +51.9%
        2014$8,447 $154,900 -18.6%
        2004-- $190,400
        2003-- $190,400
        2002-- $190,400
        2001-- $190,400

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 08004

        Getting around

        7 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterford E.s.
        • Middle: Hammonton M.s.
        • High: Hammonton H.s.
        • District: Waterford Township Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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