Nestled on two private off-water lots in the desirable Elk Lake Shores Resort, this charming 3-bedroom, 2 full-bath ranch offers the perfect blend of comfort, privacy, and lake living. Conveniently located less than five minutes from the front gate and just minutes from the boat launch, you'll have easy access to all the amenities Elk Lake has to offer. Surrounded by mature trees, this property provides a peaceful retreat with a flat, usable backyard that's perfect for entertaining, relaxing around the firepit, or enjoying the outdoors. Inside, you'll love the open-concept floor plan featuring newer luxury vinyl plank flooring throughout the main level. The spacious primary suite includes a private ensuite bath, while the inviting living area showcases a wood-burning fireplace that can be converted back into a functional fireplace. Additional highlights include a covered carport with plenty of room for your vehicle or boat, a large storage shed for all your lake toys and equipment, and ample outdoor space to enjoy year-round. Whether you're looking for a full-time residence, a weekend getaway, or a vacation retreat, this property offers the ideal opportunity to experience the Elk Lake lifestyle.
For sale
$175,000
445 Elk Lake Resort Rd Unit 212-213, Owenton, KY 40359
3beds
--sqft
:
Get pre-qualified$4,902/mo
Single Family Residence, Residential
Built in ----
-- sqft lot
$-- Zestimate®
$--/sqft
$3,708/mo HOA
What's special
- 1 day |
- 149 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 645161
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: See Remarks
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom 2
- Features: See Remarks
- Level: First
- Area: 209
- Dimensions: 11 x 19
Bedroom 3
- Features: See Remarks
- Level: First
- Area: 90
- Dimensions: 10 x 9
Bathroom 2
- Features: See Remarks
- Level: First
- Area: 1
- Dimensions: 1 x 1
Kitchen
- Features: See Remarks
- Level: First
- Area: 99
- Dimensions: 11 x 9
Laundry
- Features: See Remarks
- Level: First
- Area: 1
- Dimensions: 1 x 1
Living room
- Features: See Remarks
- Level: First
- Area: 176
- Dimensions: 16 x 11
Primary bath
- Features: See Remarks
- Level: First
- Area: 1
- Dimensions: 1 x 1
Heating
- Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Electric Range, Microwave
- Laundry: Electric Dryer Hookup, Main Level
Features
- See Remarks, Open Floorplan, Ceiling Fan(s)
- Doors: Multi Panel Doors
- Windows: Double Hung
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Stone, Inoperable, Wood Burning
Property
Parking
- Parking features: Driveway, Off Street
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Waterfront
Lot
- Features: Cleared, Sloped, Wooded
- Residential vegetation: Partially Wooded
Details
- Additional structures: Shed(s)
- Additional parcels included: Elk Lake Shores Resort
- Parcel number: 0758002012.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
- Attached to another structure: Yes
Materials
- Block, Vinyl Siding
- Foundation: Block
- Roof: Metal
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Natural Gas Available
Community & HOA
Community
- Subdivision: Elk Lake
HOA
- Has HOA: Yes
- Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s), Management
- Services included: Association Fees, Maintenance Grounds, Security, Snow Removal, Trash
- HOA fee: $2,500 annually
- Second HOA fee: $3,500 monthly
Location
- Region: Owenton
Financial & listing details
- Date on market: 7/29/2026
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/29/2026 | Listed for sale | $175,000 |
Source:  NKMLS #645161 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 40359
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Owen County Elementary SchoolGrades: PK-4Distance: 3.5 mi
- 3/10Maurice Bowling Middle SchoolGrades: 5-8Distance: 3.7 mi
- 4/10Owen County High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Owen County Elementary
- Middle: Maurice Bowling Middle School
- High: Owen County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $77,5003 bd1 ba1.2k sqft208 N Lakeshore Dr, Owenton, KY 40359Pending
- $207,000-- bd1 ba770 sqft44 N Lakeshore Dr, Owenton, KY 40359Off Market
- $238,8002 bd1 ba672 sqft43 Elk Lake Dr, Owenton, KY 40359Off Market
- $330,400-- bd1 ba1k sqft46 Elk Lake Dr, Owenton, KY 40359Off Market
- $483,1002 bd2 ba1k sqft41 Elk Lake Dr, Owenton, KY 40359Off Market
- $329,700-- bd-- ba-- sqft41 Elk Lake Dr, Owenton, KY 40359Off Market
- $338,0003 bd2 ba1.2k sqft48 Elk Lake Dr, Owenton, KY 40359Off Market
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A local agent can set up tours, give advice and negotiate with sellers.
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