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  • $6,950,000

    45 Lower Rock Hbr, Sagle, ID 83860

    3beds
    4baths
    2,913sqft
    : 
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    Single Family Residence
    Built in 2021
    2.03 Acres Lot
    $6,468,800 Zestimate®
    $2,386/sqft
    $-- HOA

    What's special

    Exceptional privacyDeep-water dockFully equipped outdoor pavilionCustom finishesPrivate balconyCustom walnut cabinetryPrivate pebble beach
    This modern masterpiece provides exceptional privacy within a gated 2+ acre setting, boasting 433' of pristine shoreline. This exceptional home is a one-of-a-kind blend of architectural excellence and bespoke design. Every detail has been thoughtfully curated by the renowned Uptic Studios, with custom finishes throughout and spectacular views of Lake Pend Oreille and the Green Monarchs from every room. Step inside and you're immediately greeted by a seamless fusion of luxury and functionality in the living room with an ornate fireplace and floor to ceiling windows showcasing coveted North Idaho scenery. The heart of the home is a gourmet kitchen designed for both everyday living and the hearth room to enjoy sophisticated entertaining. Highlights include custom Walnut cabinetry, a walk-in butler's pantry, gourmet-grade appliances, built-in espresso machine, wet bar with an undercounter refrigerator and ice maker, and polished quartzite countertops. Just beyond, an enclosed 4-season lounge that features a Lynx grill and Memphis pellet smoker, commercial-grade hood fan, wood burning fireplace and direct access to the outdoors - perfect for year-round culinary creativity. An elevated walkway leads you to the primary suite, an architectural showpiece with exposed steel beams, a private balcony, and a custom built-in bed with matching nightstands. The spa-like master bath is a sanctuary of natural light and organic textures, with limestone walls, a soaking tub, dual sinks, a walk-in shower, and an expansive walk-in closet. Two additional guest suites, each with their own private bathrooms, provide luxury and privacy for family or visitors. The oversized laundry room is both beautiful and practical, offering abundant storage, folding space, and built-in drying racks. Step outside to enjoy your own private pebble beach, a deep-water dock with a boat lift and twin jet ski lifts, plus a fully equipped outdoor pavilion - everything you need to make the most of lakefront living. This is more than a home. It's a lifestyle defined by custom luxury, bold design, and the natural beauty of Garfield Bay.
    315 days
    |
    1,608
    |
    105
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Bond 208-255-8360,

    EXP Realty

    Source: Coeur d'Alene MLS,MLS#: 25-9058MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Main level bathrooms: 4
      • Main level bedrooms: 3
      Heating
      • Fireplace(s), Propane, Forced Air, Furnace
      Appliances
      • Included: Wine Refrigerator, Water Softener, Washer, Refrigerator, Microwave, Disposal, Dishwasher
      • Laundry: Washer Hookup
      Features
      • Fireplace, Smart Thermostat
      • Flooring: Wood, Tile, Carpet
      • Has basement: No
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,913
      • Total interior livable area: 2,913 sqft

      Property

      Parking
      • Parking features: Garage - Attached
      • Has attached garage: Yes
      Features
      • Patio & porch: Deck
      • Exterior features: Fire Pit, Lawn
      • Has spa: Yes
      • Spa features: Spa/Hot Tub
      • Has view: Yes
      • View description: Mountain(s), Territorial, Lake
      • Has water view: Yes
      • Water view: Lake
      • Body of water: Pend Oreille Lake
      Lot
      • Size: 2.03 Acres
      • Features: Open Lot, Sloped, Southern Exposure, Wooded
      Details
      • Additional structures: Storage, See Remarks
      • Parcel number: RP00386001006AA
      • Zoning: REC

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Frame
      • Foundation: Concrete Perimeter
      • Roof: Metal
      Condition
      • Year built: 2021

      Utilities & green energy

      • Water: Lake

      Community & HOA

      Community
      • Subdivision: N/A
      HOA
      • Has HOA: No
      Location
      • Region: Sagle

      Financial & listing details

      • Price per square foot: $2,386/sqft
      • Annual tax amount: $13,624
      • Date on market: 9/3/2025
      • Road surface type: Paved, Gravel, See Remarks

        Estimated market value

        $6,468,800

        $6.15M - $6.79M

        $3,507/mo

        Price history

        DateEventPrice
        4/2/2026Price change$6,950,000-12.6%$2,386/sqft
        Source: Coeur d'Alene MLS #25-9058 Report a problem
        9/3/2025Listed for sale$7,950,000$2,729/sqft
        Source: Coeur d'Alene MLS #25-9058 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 83860

        Getting around

        2 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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