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For sale
    • $349,900

    45 W Water St, Smithsburg, MD 21783

    3beds
    1,318sqft
    : 
    $2,321/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    8,749 Square Feet Lot
    $346,900 Zestimate®
    $265/sqft
    $-- HOA

    What's special

    New refrigeratorDetached garageNew faucetEssential appliancesRustic kitchenNew dishwasherVinyl plank flooring
    MOVE IN READY! This charming Cape Cod home in the heart of Smithsburg offers a perfect blend of comfort and style. The Hardwood Floors have been refinished and the interior and exterior are freshly painted. New roof in 2024! With 3 spacious bedrooms and 2 full bathrooms, the traditional floor plan invites you to enjoy cozy gatherings in the dining area or relax by the Living room fireplace on chilly evenings. The rustic kitchen with new faucet and vinyl plank flooring features essential appliances, including an electric oven/range a new refrigerator and new dishwasher, making meal prep a breeze. The upstairs bathroom has also been fully renovated. Step outside to a lovely porch, ideal for morning coffee or evening relaxation, and enjoy the expansive 0.4-acre lot, complete with a detached garage. The home is close to nearby parks and recreational areas perfect for outdoor activities. Experience the warmth and charm of this delightful home, where every detail is designed for comfort and convenience.
    23 days
    |
    854
    |
    43
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Wes Fream 301-748-4221,

    Shank & Associates Realty Llc 301-271-1122

    Source: Bright MLS,MLS#: MDWA2038928MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Storage Room, Utility Room, Bathroom 1, Bathroom 2
      Bedroom 1
      • Features: Flooring - HardWood, Walk-In Closet(s)
      • Level: Upper
      Bedroom 2
      • Features: Flooring - HardWood
      • Level: Upper
      Bedroom 3
      • Features: Flooring - HardWood, Walk-In Closet(s)
      • Level: Main
      Bathroom 1
      • Level: Upper
      Bathroom 2
      • Level: Main
      Dining room
      • Features: Flooring - HardWood
      • Level: Main
      Kitchen
      • Features: Flooring - Laminate Plank
      • Level: Main
      Living room
      • Features: Flooring - HardWood, Fireplace - Wood Burning
      • Level: Main
      Storage room
      • Level: Lower
      Utility room
      • Level: Lower
      Heating
      • Forced Air, Oil
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Oven/Range - Electric, Range Hood, Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookups Only
      Features
      • Dining Area, Floor Plan - Traditional, Dry Wall
      • Flooring: Wood
      • Doors: Storm Door(s)
      • Windows: Storm Window(s), Wood Frames, Window Treatments
      • Basement: Connecting Stairway,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,318
      • Total interior livable area: 1,318 sqft
      • Finished area above ground: 1,318
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Detached, Off Street
      • Garage spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch
      • Pool features: None
      Lot
      • Size: 8,749 Square Feet
      • Dimensions: LotWidth:60 x LotDepth:292
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 2207011857
      • Zoning: U
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick, Combination
      • Foundation: Block, Brick/Mortar
      • Roof: Asphalt
      Condition
      • Very Good
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Smithsburg
      HOA
      • Has HOA: No
      Location
      • Region: Smithsburg
      • Municipality: SMITHSBURG

      Financial & listing details

      • Price per square foot: $265/sqft
      • Tax assessed value: $232,467
      • Annual tax amount: $2,464
      • Date on market: 7/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $346,900

        $330,000 - $364,000

        $1,930/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$349,900+191.6%$265/sqft
        Source: Bright MLS #MDWA2038928 Report a problem
        5/2/2014Sold$120,000-61.5%$91/sqft
        Source: Public Record Report a problem
        4/25/2005Sold$312,000$237/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,840 -12.5%$201,133 +18.5%
        2024$2,102 +5.7%$169,800 +6.7%
        2023$1,989 +7.2%$159,100 -6.3%
        2022$1,855 +4.8%$169,800 +23.3%
        2021$1,769 +0.1%$137,700 +0.1%
        2020$1,768 +0.1%$137,567 -0.1%
        2019$1,766 +0.1%$137,700 +0.3%
        2018$1,764 +6%$137,300
        2017$1,664 +9.5%$137,300
        2016$1,519 $137,300 -3.9%
        2015$1,519 $142,800
        2014$1,519 $142,800
        2013-- $142,800 -12.5%
        2012-- $163,200
        2011-- $163,200
        2010-- $163,200 -23.1%
        2009-- $212,220 +19.4%
        2008-- $177,686 +24.1%
        2007-- $143,153 -25.1%
        2006-- $191,240 +3.8%
        2005-- $184,180 +4%
        2004-- $177,120 +4.2%
        2003-- $170,060 +1.7%
        2002-- $167,296 +1.7%
        2001-- $164,533
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 21783

        Getting around

        45 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Smithburg
        • Middle: Smithsburg
        • High: Smithsburg
        • District: Washington County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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        A local lender can help you make sure your offer is ready when you are.

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